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Bank of America $300 New Checking Offer with $2000 direct deposit
Bank of America New Checking Bonus $300
Expires 01/31/2025
https://promotions.bank
Expires 01/31/2025
https://promotions.bank
Created 10-22-2024
at 10:19 AM
by SlickLocket671
in
Finance
Bank of America - Bank Advertiser
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I was explaining to people who want to continue using their account. Once we maintain accounts some wires will be there. If one is just opening it for the $300 then my pros and cons may not be for them.
Yes, there are no deposit slips at BoA kept outside. BoA customers know that one can go stand in the line take a deposit slip from teller and fill in details and then stand back in line and deposit. Or if the teller is friendly they may allow to come back without the queue.
I am not blaming the OP personally for he issues at bank. I am sure the OP is not CEO of the bank. I am just sharing details for prospective customers falling for the $300 opening. No need to take it personal.
If one wants an online account like advertised, they can sign up for High Yeild Savings account at Amex or a local credit union which gives a better rate of return than the CD's as BoA.
Cash availability: May be some call it balance availability. Boa can sometimes hold your balance for longer times without making it available. But for some one who has not deposited a check at the branch that might not matter.
I'm also trying to tell people who might continue banking there. I've been with Bofa for over a decade.
There are no deposit slips at bofa, inside or out, since last year.
Their availability policy is next day. All banks can and do hold check deposits. I think next day is the best you'll find for checks.
ACH can be same day or next day. Zelle is also instant. Very rare to wire only if you need really, really instant money movement.
depends on how much you make... but ya I have had to pay before due to these... sometimes it was only $20 but eh lol something to always keep in mind
Not worth your time being in the top tax bracket, but you still have time to troll a deal website in the middle of a Wednesday?! Do you find lots of other $150 gifts on SD? Please link if so.
I've been trying to get to the point where I average 5% on all credit card purchases. What I haven't begun to figure out at this point is the marginal utility of attaining that goal. Diminishing returns and that line of reasoning.
I'm 70 years old, been retired for 7 years. I've got more cash than I'll ever spend. At some point, probably within the next 4 years, I'll need to begin scaling back my "financial empire" to something simpler to manage. Currently I've got 23 credit cards, 10 bank accounts, and a half dozen different investment accounts. A good time to do the banking overhaul will be to coincide with my 401k RMD.
The average American has 5 credit card accounts. I suppose that would be a good target goal for me to achieve. And pare down my bank accounts and investment accounts in half.
you can have more than one bank account
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of course i have like 8
plus having heavy financial issues because they loaned money to hf that are going bankrupt left and right?
so now they have a money crunch issue that maybe a tbtf moment where they cannot be bailed out...careful do not keep over 250k in any bank right now.
this one is dangerous as a TBTF get the money and gtfo quick.
Definitely do not keep more money in their broker accounts eg 500k in total if you have some means of wealth at any broker that is. All of them collude are are likely sus and bankrupt besides if you trade they always try to steal but also loan out your stock without permission just reminder do not keep more than insured assets at the most and that we are in a recession whether they want to admit it or not.
plus having heavy financial issues because they loaned money to hf that are going bankrupt left and right?
so now they have a money crunch issue that maybe a tbtf moment where they cannot be bailed out...careful do not keep over 250k in any bank right now.
this one is dangerous as a TBTF get the money and gtfo quick.
Definitely do not keep more money in their broker accounts eg 500k in total if you have some means of wealth at any broker that is. All of them collude are are likely sus and bankrupt besides if you trade they always try to steal but also loan out your stock without permission just reminder do not keep more than insured assets at the most and that we are in a recession whether they want to admit it or not.
Too big to fail banks are the ones you DO want your money in. If they were too big to fail in 2009 they are waaaay too big to fail now.
Their overdraft fee is $10, down from $35.
Guess things do change huh?
Very unlikely
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