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Bank of America More Rewards Day: Purchases of Up to $2500 on Eligible Card Expired

Earn 2% Back
& More (Valid 11/7 Only; No Enrollment Needed)
+73 Deal Score
89,081 Views
Bank of America is hosting their Bank of America More Rewards Day and offering select rewards/offers listed below. No enrollment is needed. Simply use your eligible Bank of America card and make a qualifying purchase on November 7, 2024 to earn your bonus rewards.

Thanks to community member aeron-plz for finding this deal

Note, ensure to check the eligible cards is listed before making your purchases

Eligible Offer(s)
  • Cash Back Credit Cards Offer
    • Earn an additional 2% cash back on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to $50 cash back)
  • Points Rewards Credit Cards Offer
    • Earn an additional 2 points for every $1 spent on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to 5,000 points)
  • Miles Rewards Credit Cards Offer
    • Earn an additional 2 miles for every $1 spent on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to 5,000 miles)
  • Non-Rewards Other Rewards Credit Cards Offer
    • Earn 2% cash back in the form of a statement credit on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to $50 statement credit)

Original Post

Written by
Edited October 24, 2024 at 10:40 PM by
Extra 2% bonus for making a purchase on November 7th with your BoA credit card. Up to $2500 spend for $50 extra cash back or similar for point based credit card. If you already have the 5.25% for bonus category, this means 7.25% total cash back.

https://promotions.bankofamerica....rewardsday
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Earn 2% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Have it in my calendar to make a $2,500 tax payment at payusatax.com.

Using my BofA unlimited cash card and platinum rewards, that's 4.625% cash back and only a 1.82% payment fee.

That's about $70. Plus I still have 0% promo interest rate until October, since it's a new card.
It's not that exciting. This is essentially up to a $50 rebate on $2500+ spend. Not worth it for most people to go out of their way and time their purchases around this bonus.
But it does stack with preferred rewards.

You won't get a bonus on the 2%, but you will still get your bonus on the card as usual.

If you have customized cash platinum rewards and haven't used your $2500 spend limit for the quarter on your chosen category, that can be 7.25% cash back!

3% - custom category base reward
2.25% - platinum rewards bonus
2% - rewards day bonus

Unfortunately, I already used my $2500 spend for the quarter, so the unlimited cash is a better choice for me.

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Joined Jan 2024
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> bubble2 2,259 Posts
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WolfTheCat
11-04-2024 at 12:12 PM.
11-04-2024 at 12:12 PM.
Quote from gyrfalcon16 :
why is anyone using BoA?
I'm guessing you don't really want an answer to that question, but giving one anyway...

Do you really need to ask on a thread where people is talk 5-7% cash back credit cards like it's normal?

I've only been with BofA for about half a year, but they've been pretty good to me.
- Local support when needed. I've talked to them in person on three occasions, and it's always been helpful.
- $900 in various sign-up bonuses. I like money.
- With platinum rewards and their two cashback credit cards, I get 2.625%cb on anything, and 5.25%cb on specialized purchases. Again, I like money.
- Merrill has my IRA for the preferred rewards.

I planned to just churn - grabbing the bonuses and running, but decided to stay because of the local, live service and the great cb credit cards. Now have an IRA with Merrill, two checking accounts, and two credit cards with them.
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Joined Jan 2024
Typing Cat
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WolfTheCat
11-04-2024 at 12:17 PM.
11-04-2024 at 12:17 PM.
Quote from Surfer5 :
In past this is not the case. I have ordered Costco shop card via email, and it earned me 5.25% cashback.
Same. I even did it small scale at first with a $25 minimum Costco e-shop card. Got the 5.25%. I'd assume if you do it on the 7th, you'll get 7.25%

So, I can say Costco e giftcards work.

But that does not mean all gift card orders from all vendors will get that. It may matter how it's processed. BofA/Visa only gets limited information from the vendor. Costco probably does not report it to BofA as a gift card purchase, so they can't tell the difference, and you get cash back.

Probably be OK at Lowe's too if you have home improvement as your category. Lowe's is unlikely to distinguish between a gift card and an appliance, especially if it is a mixed purchase including non-giftcard items.

My guess is you try it from giftcardgranny, you'll probably be out of luck.
Reply
Last edited by WolfTheCat November 4, 2024 at 12:25 PM.
Joined May 2014
Mr. President
> bubble2 348 Posts
50 Reputation
VladPootin
11-04-2024 at 12:41 PM.
11-04-2024 at 12:41 PM.
Quote from WolfTheCat :
I'm guessing you don't really want an answer to that question, but giving one anyway...

Do you really need to ask on a thread where people is talk 5-7% cash back credit cards like it's normal?

I've only been with BofA for about half a year, but they've been pretty good to me.
- Local support when needed. I've talked to them in person on three occasions, and it's always been helpful.
- $900 in various sign-up bonuses. I like money.
- With platinum rewards and their two cashback credit cards, I get 2.625%cb on anything, and 5.25%cb on specialized purchases. Again, I like money.
- Merrill has my IRA for the preferred rewards.

I planned to just churn - grabbing the bonuses and running, but decided to stay because of the local, live service and the great cb credit cards. Now have an IRA with Merrill, two checking accounts, and two credit cards with them.

But BoA doesn't have a HYSA. Whatever Merrill has as an alternative is questionable.
Reply
Joined Jan 2024
Typing Cat
> bubble2 2,259 Posts
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WolfTheCat
11-04-2024 at 12:52 PM.
11-04-2024 at 12:52 PM.
Quote from VladPootin :
But BoA doesn't have a HYSA. Whatever Merrill has as an alternative is questionable.
Agreed.

No one bank is going to be competitive with every financial product. Not even mega-banks like BofA and Chase.

But, I don't have all my financial products with BofA. When I need a product they suck at, I buy it from someone else.

They do indeed suck at HYSAs, CDs, interest-bearing checking, and 529s. I use other vendors for those products. I use BofA where they have competitive products.
Reply
Joined May 2014
Mr. President
> bubble2 348 Posts
50 Reputation
VladPootin
11-04-2024 at 12:53 PM.
11-04-2024 at 12:53 PM.
Quote from WolfTheCat :
Agreed.

No one bank is going to be competitive with every financial product. Not even mega-banks like BofA and Chase.

But, I don't have all my financial products with BofA. When I need a product they suck at, I buy it from someone else.

They do indeed suck at HYSAs, CDs, interest-bearing checking, and 529s. I use other vendors for those products. I use BofA where they have competitive products.

They absolutely suck as CDs. Mine just matured and I immediately took my money back without extending it further. This was the longest 7 month wait. Never again.
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Joined Apr 2006
L6: Expert
> bubble2 1,667 Posts
296 Reputation
swammer
11-04-2024 at 02:03 PM.
11-04-2024 at 02:03 PM.
Quote from scigenumab :
This is at least the 3rd year BOA has had a +2% day

I agree! 1st or 2nd year they did this was no cap!
Reply
Joined Nov 2021
L2: Beginner
> bubble2 54 Posts
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BraveBoundary369
11-04-2024 at 02:09 PM.
11-04-2024 at 02:09 PM.
Of course this is a sponsored post
Reply

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Joined Jan 2018
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> bubble2 980 Posts
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Surfer5
11-04-2024 at 04:12 PM.
11-04-2024 at 04:12 PM.
Quote from BraveBoundary369 :
Of course this is a sponsored post

I posted this as PSA, as I found it in one of my emails and it was not announced anywhere else. I don't work for SD or BofA. I started using BofA in April this year as a customer. Feel free to ignore the post. Lastly, I don't know how SD gets benefited from BofA. Would like to know as well.
Reply
Joined Mar 2016
L4: Apprentice
> bubble2 395 Posts
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cwel
11-04-2024 at 04:13 PM.
11-04-2024 at 04:13 PM.
Quote from VladPootin :
They absolutely suck as CDs. Mine just matured and I immediately took my money back without extending it further. This was the longest 7 month wait. Never again.
Agree. BofA compound CD interest monthly. Chase and other banks compound daily.
Reply
Joined Jan 2018
L5: Journeyman
> bubble2 980 Posts
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Surfer5
11-04-2024 at 04:18 PM.
11-04-2024 at 04:18 PM.
Also, read the footnotes:
Edit to add: found in footnotes that purchases made till 11:59PM Eastern Time. So, folks on West Coast should keep this in mind.
1
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Joined Aug 2012
L3: Novice
> bubble2 222 Posts
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fauxreals
11-04-2024 at 04:19 PM.
11-04-2024 at 04:19 PM.
Quote from thedowg2 :
$50, for an online payment (tax payment) I can make in less than 60 seconds? I'll do that as often as they'll let me!!
Then do it. You can do it on each card you have.
Reply
Joined Jan 2018
L5: Journeyman
> bubble2 980 Posts
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Surfer5
11-04-2024 at 04:20 PM.
11-04-2024 at 04:20 PM.
Quote from VladPootin :
They absolutely suck as CDs. Mine just matured and I immediately took my money back without extending it further. This was the longest 7 month wait. Never again.

Yeah, they suck at all those stuff. The only usecase I found was becoming Platinum Honors Rewards member includes Self Managed brokerage account(>$100k) to be eligible. Then, cashback credit cards 2.65% and 5.25%for dedicated categories
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Joined Sep 2014
L5: Journeyman
> bubble2 747 Posts
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Enoch42
11-04-2024 at 06:52 PM.
11-04-2024 at 06:52 PM.
Lol BofA
1
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Joined May 2004
L5: Journeyman
> bubble2 946 Posts
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Bunduckie
11-04-2024 at 07:32 PM.
11-04-2024 at 07:32 PM.
Don't think the customized card qualifies
1
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Joined Sep 2009
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Knightshade
11-04-2024 at 07:46 PM.
11-04-2024 at 07:46 PM.
Quote from Bunduckie :
Don't think the customized card qualifies

The link literally says all BoA consumer and small business credit cards qualify as long as they're open and active on Nov. 7th 2024.
1
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