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Chase Sapphire Reserve: Ultimate Rewards Pts. Redemption Bonus on Apple Products Expired

50%
& More
+82 Deal Score
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Chase offers select Chase Cardholders: Up to 50% Ultimate Rewards Redemption Bonus for Select Apple Products when redeeming Chase Ultimate Rewards Points (for partial or full payment). Valid through 11/30/2024. Shipping is free on all orders (delivery is estimated within 7 business days after shipping).

Thanks to Community Member fmills15 for sharing this deal.

Note: Your Redemption Bonus will vary from 10% to 50% depending on the type of Chase card you have. Your credit card will be charged the full remaining dollar amount over your points redemption; for example, if you choose to buy Apple merchandise at $120 at $1.50 redemption value (50% bonus), and you use 4,000 points ($40 worth of points w/ 50% bonus = $60), your credit card would be billed for the remaining $60.

Deal Instructions:
  1. Log in to your Chase Ultimate Rewards account
  2. Visit the Apple page at Chase Ultimate Rewards
  3. The bonus amount for your account will be displayed at the top of the page w/ the message "Limited Time Offer! Your points are worth xx% more"
  4. Add products to shopping bag and proceed to checkout
    • Points bonus discount will be reflected on product page
  5. Select "Use Points" as payment method at checkout
  6. Complete your order

Original Post

Written by
Edited October 26, 2024 at 07:02 PM by
Now until 11/30/2024.


Your chase points are worth more on Apple products.

50% bonuses for Sapphire Reserved cards.

25% bonuses for preferred cards.

10% bonuses for freedom flex.

https://www.chase.com/personal/cr...te-rewards
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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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I guess returns are not accepted for these purchases unless there is some defect/ damage. Something to keep in mind. I learnt it the hard way
Points go 50% further, it's not 50% off. Here's an example of a $100 item:

10,000 points = $100
what amount of points (define as X) * 150% = 10,000?
1.5X = 10,000 --> X = 10,000/1.5 = 6,667
with 50% bonus, $100 = 6,667 points, a savings of 3,333 points (10,000 - 6,667)
3,333/10,000 = 33%, or a 33% savings

said another way:
normally $1 = 100 points, but with the 50% further $1 = 100/1.5 = 66 points
Old Price = 100 Points
New Price = 66 Points
Change = (New price - Old price) / Old Price = (66 - 100) / 100 = -33/100 = -33%
It's only when you have the Chase Reserve card when you received the 50% discount. Otherwise, if you have the "Preferred", you'll only received 20% discount instead of 25% as stated above!

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Joined Apr 2006
L5: Journeyman
> bubble2 714 Posts
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gazorp
10-26-2024 at 10:24 PM.
10-26-2024 at 10:24 PM.
Quote from WiseSeagull246 :
This is one of the worst ways to waste your Chase UR points, you get just about 1.5 cents per point.
what are better ways?
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Joined Jul 2012
L2: Beginner
> bubble2 95 Posts
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wzzp144
10-26-2024 at 10:48 PM.
10-26-2024 at 10:48 PM.
Quote from gazorp :
what are better ways?

It actually is a better way.

Travel through chase portal for hotels isn't always the best deal when comparing to other websites. Yes you get 33% discount using the 50% more value but I always better value for my buck with other websites. Now, yes if you just want to buy with points and not pay $$ then it's worth it but there are better things for the value to use. I find getting apple products for this deal is so much better.

Rentals booking through chase is terrible. I can find better rental prices using CarRentals.com and compare.
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Joined Mar 2004
L6: Expert
> bubble2 1,941 Posts
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rrgg
10-26-2024 at 11:27 PM.
10-26-2024 at 11:27 PM.
Quote from lionlies :
Could you explain the math behind it please?
The discounted price = ( Cost ) / ( 1.5 )
Dividing by a number is the same as multiplying by its inverse
1.5 = 3/2
Discounted price = ( Cost ) x ( 2/3 )
That's 1/3 off as trooper1414 said.
1
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Last edited by rrgg October 26, 2024 at 11:30 PM.
Joined Jun 2010
L5: Journeyman
> bubble2 515 Posts
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tpatana
10-27-2024 at 12:58 AM.
10-27-2024 at 12:58 AM.
Airline tickets are almost always better redemption value. This deal is ok but I save my points for flights.
5
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Joined Mar 2005
L42: Old fart
> bubble2 1,033 Posts
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Pravianti
10-27-2024 at 01:17 AM.

Our community has rated this post as helpful. If you agree, why not thank Pravianti

10-27-2024 at 01:17 AM.
Others have suggested this, but I'll be more direct/blunt. If you've got a Chase Sapphire Reserve card and...
  • You plan to book flights and/or a hotel in the next year or two
    • Up for doing a bit of learning & research on using airline/hotel points? Save your Chase points for that (transferring them later to supported airline or hotel partner programs).
    • Don't want to bother with that? Use your points to book hotels with points (booking airfare via Chase is a bit more iffy).
  • Aren't planning to travel in the next year or two?
    • Want to buy something recently released from Apple? This Chase points discount is probably a decent deal for you, so go for it!
    • Want to buy (probably less-recent) stuff from Apple that's often discounted? Then this is an okay but fairly meh points deal.
1
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Joined Dec 2016
L2: Beginner
> bubble2 62 Posts
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itszuze
10-27-2024 at 01:45 AM.
10-27-2024 at 01:45 AM.
Unfortunately the sapphire preferred only offers 25% or I would've probably done it
Reply
Last edited by itszuze October 27, 2024 at 01:54 AM.

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Joined Nov 2013
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rafir7544
10-27-2024 at 03:10 AM.
10-27-2024 at 03:10 AM.
Freedom is giving me 25 percent too . Would be the same if I traded my 12 pro max. I wish we can do trade in with this deal or got the 50 percent . I canceled my sapphire beginning of the year ugh.
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Joined Nov 2012
L3: Novice
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RaleighNC
10-27-2024 at 03:41 AM.

Our community has rated this post as helpful. If you agree, why not thank RaleighNC

10-27-2024 at 03:41 AM.
Just know these aren't through Apple directly. The 3rd party is very difficult to work with if you have an issue. See this Reddit forum: https://www.reddit.com/r/Chase/s/gMmLWhY5Nb
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Joined Oct 2014
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> bubble2 1,178 Posts
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Deal-R-Dash
10-27-2024 at 04:25 AM.
10-27-2024 at 04:25 AM.
Quote from WiseSeagull246 :
This is one of the worst ways to waste your Chase UR points, you get just about 1.5 cents per point.
Yes, and remember this redemption value used to be standard for just about any redemption of points for CSR including being able to just apply a "pay yourself back" statement credit. I guess Chase thought we had forgotten...
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Joined Sep 2017
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> bubble2 13 Posts
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Shaving
10-27-2024 at 05:25 AM.
10-27-2024 at 05:25 AM.
Quote from thunderbolt2k :
For MacBook Air and Pro, it does not let you buy 16Gb/256Gb. For air you can only buy 16Gb/512Gb and Pro 16Gb/1Tb. So they force you to upgrade spending $400.
Cheap and greedy tactics by Apple and Chase.
So, a few years ago, when Chase had just set up their "Apple Store", I attempted to purchase an Apple laptop. I had the points to burn and went ahead with the purchase. Well, many weeks after getting a confirmation for my order, still no word on when it would ship.

I contacted them and they did not know when it might actually ship? They couldn't give me a date so, I canceled my order with Chase. I ended up purchasing directly from Apple.

A few weeks after that, I was surprised to see my cancelled laptop from Chase at my door. Now I had two identical new laptops. I called Chase and asked for a return authorization. They seemed very confused, not knowing how to proceed.

After some time on hold, they came back and said that "you may keep the item". I was kinda shocked and documented everything. I didn't get a full credit for the points I spent, but almost all of them.

This was awhile ago and they may have improved their ordering and shipping,

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Joined Feb 2019
L6: Expert
> bubble2 1,144 Posts
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SelfPropelledFive
10-27-2024 at 05:43 AM.
10-27-2024 at 05:43 AM.
Quote from Shaving :
So, a few years ago, when Chase had just set up their "Apple Store", I attempted to purchase an Apple laptop. I had the points to burn and went ahead with the purchase. Well, many weeks after getting a confirmation for my order, still no word on when it would ship.

I contacted them and they did not know when it might actually ship? They couldn't give me a date so, I canceled my order with Chase. I ended up purchasing directly from Apple.

A few weeks after that, I was surprised to see my cancelled laptop from Chase at my door. Now I had two identical new laptops. I called Chase and asked for a return authorization. They seemed very confused, not knowing how to proceed.

After some time on hold, they came back and said that "you may keep the item". I was kinda shocked and documented everything. I didn't get a full credit for the points I spent, but almost all of them.

This was awhile ago and they may have improved their ordering and shipping,

Whoa no need to show off there bro but damn what a steal
Reply
Joined Nov 2013
L2: Beginner
> bubble2 87 Posts
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jiiiggz1
10-27-2024 at 05:45 AM.
10-27-2024 at 05:45 AM.
Quote from PortlandME :
Great deal for those that have a lot of points and were going to buy a new Apple product at full price anyway. You get to keep the extra benefits like Purchase Protection and Extended Warranty when paying with points.

The self-proclaimed point experts are going to tell you that this is a terrible deal because you can get a better "value" booking travel with points. What they don't realize is not everyone is looking for a 4 cent pp redemption on a round trip business class flight to Zimbabwe.

There are TONS of ways to redeem points for business class flights , and it is definitely not limited to Zimbabwe. If you're going to criticize something at least be knowledgeable and not spread misinformation
7
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Joined Aug 2005
L5: Journeyman
> bubble2 686 Posts
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scruffylookin
10-27-2024 at 05:57 AM.
10-27-2024 at 05:57 AM.
Quote from itszuze :
Unfortunately the sapphire preferred only offers 25% or I would've probably done it

I see this also, 25% for preferred. I originally acquired the points via Reserve, but downgraded to Preferred after first year to stop paying the annual fee.

Also to note, Freedom Unlimited is only 10%.
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Joined Sep 2009
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> bubble2 15,326 Posts
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Knightshade
10-27-2024 at 06:01 AM.
10-27-2024 at 06:01 AM.
Quote from jiiiggz1 :
There are TONS of ways to redeem points for business class flights , and it is definitely not limited to Zimbabwe. If you're going to criticize something at least be knowledgeable and not spread misinformation

Yup- in the past year alone gotten way more than 1.5c a point on business class flights to both Japan and Peru. And heck you can routinely beat 1.5c with coach and hyatt hotel bookings too.


This is a poor deal for travelers. it's fine for those who don't travel (but in that case there's better rewards ecosystems for you to operate in most days if you can for example get Plat Honors status with BoA)
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