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Advertiser Disclosure
Live Oak Personal Savings Account: $200 + 4.30% APY
Live Oak Bank is offering $200 Bonus + 4.30% APY with their Live Oak Personal Savings account. To earn this bonus, maintain a minimum balance amount of at least $20,000 over 90 days.
Offer valid until October 31.
Product Details:
Slickdeals may be compensated by Live Oak Bank
Offer valid until October 31.
Product Details:
- 4.30% APY
- Interest compounded daily
- Open online in minutes
- No account opening or monthly maintenance fees
- Dedicated and personalized customer service
- FDIC insured up to $250,000
Slickdeals may be compensated by Live Oak Bank
Created 10-28-2024
at 04:48 PM
by EfficientGame645
in
Finance
(6)
Live Oak Bank
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Assumptions (some of which may be inaccurate):
- You will have to keep the $20k in for about 4 months to get the bonus. I know they say 90 days, but they never start counting immediately or pay immediately, so I added a month:
- 4mos interest on $20k @ 3.9% = Apx $286.67
- $200 bonus = Total $486.67
- $486.67/$20000 = 2.433%
- 2.433%/4mos = 7.3% APY
The assumption that the base 4.3% will hold for four months is a dubious one.