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[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96

$96.00
$100.00
+7 Deal Score
12,627 Views
US Bank Smartly Visa credit card gives up to 4% cash back on all purchases with qualifying deposits. trust or investment accounts in US Bank. Card is metal and no annual fee.

2% cash back: no requirement
2.5% cash back: balance of $5,000 - $49,999
3% cash back: balance of $50,000 - $99,999
4% cash back: balance of $100,000 or more


https://www.usbank.com/credit-car...-card.html
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Created 11-11-2024 at 03:05 PM by XlonMusk
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+7
12,627 Views
$96.00
$100.00
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined May 2018
New User
> bubble2 18 Posts
14 Reputation
LukeT9361
12-29-2024 at 01:24 PM.
12-29-2024 at 01:24 PM.
Quote from studyhard :
This is totally wrong. It clearly says the following on US Bank site. Plus, numerous DPs show brokerage account qualifies here.

Have "Combined Qualifying Balances" with U.S. Bank in open consumer checking account(s), money market savings account(s), savings account(s), CDs and/or IRAs, U.S. Bancorp Investments and personal trust account(s) (business accounts, commercial accounts, and the Trustee only (IFI) client relationship do not qualify).

That's what I brought up. They told me that the brokerage account is not one of the investment accounts that qualify. Their managed accounts qualify. The rep could also have been wrong, they seem to be pretty poorly trained on this stuff
Reply
Joined May 2018
New User
> bubble2 18 Posts
14 Reputation
LukeT9361
12-29-2024 at 01:25 PM.
12-29-2024 at 01:25 PM.
Quote from tigerflash18 :
Did you end up closing it out?

Yes, I'm out. Still have the card but will be leaving it unused instead of closing the credit account.
Reply
Joined Dec 2014
L5: Journeyman
> bubble2 545 Posts
66 Reputation
hiac
01-07-2025 at 08:58 PM.
01-07-2025 at 08:58 PM.
Quote from starbucks :
Can consider a Fidelity cash management account, which is at 4.26% right now. I'm using it as both checking and savings account, since it offers check writing.
is it Fidelity money market SPRXX?
did you order checkbook from Fidelity?
Reply
Joined Jul 2023
L4: Apprentice
> bubble2 447 Posts
58 Reputation
HappyBirthdayBtch
01-07-2025 at 11:24 PM.
01-07-2025 at 11:24 PM.
Quote from MusicShark :
How could I get balance of $100,000?
Saving all that $$$ on Slickdeals
Reply
Joined Jul 2024
New User
> bubble2 2 Posts
10 Reputation
Holishi
03-15-2025 at 02:42 PM.
03-15-2025 at 02:42 PM.
Quote from LukeT9361 :
I opened an account based on conversations with multiple representatives confirming that 100k in a brokerage account meets the requirements. Unfortunately after opening a the account and transferring the money, they now explain that the brokerage does not count. Many teams at US Bank have no clue what's going on and have no ability to resolve basic questions. Opening the account was a mistake, I'll be closing it soon.

Did they charge the closing fee? I am about to fund the self brokerage but if it does not could I might follow your move
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Joined Nov 2018
New User
> bubble2 1 Posts
10 Reputation
ScarletPiranha2232
03-30-2025 at 09:56 AM.
03-30-2025 at 09:56 AM.
Quote from Holishi :
Did they charge the closing fee? I am about to fund the self brokerage but if it does not could I might follow your move
Any update? I have the card and waiting for more than one report on the self funded brokerage qualifying or not, before opening myself
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