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Discover Card: Restaurants, Home Improvement Stores, Select Streaming Services

5% Cash Back
(Enrollment for Jan.-Mar. )
+62 Deal Score
57,010 Views
Discover offers Cardholders: Enrollment for 5% Cashback Bonus on Purchases made at Restaurants, Home Improvement Stores, and Select Streaming Services on up to $1,500 in Purchases from January 1, 2025 and March 31, 2025 only.

Thanks community member BF_ for sharing this deal

Original Post

Written by
Edited December 1, 2024 at 02:41 PM by
Discover Card is offering Discover Cardholders: 5% Cashback Bonus at Restaurants, Home Improvement Stores, and Select Streaming Services>

https://card.discover.com/web/rew...3_5PCT_CBB

Steps:
Go to Discover.com and login to your account
Go to the Cashback Calendar page or click on link above
Click "Activate Now" for the offer Jan-Mar: Restaurants, Home Improvement Stores, and Select Streaming Services Bonus

Note: Cashback applies to purchases made between 1/1/25 and 3/31/25 only. Activate to earn 5% Cashback Bonus 1/1/25 (or the date on which you activate 5%, whichever is later) through 3/31/25, on up to $1,500 in purchases

Good to switch payments to Discover on some of the streaming services promos this month to add to the savings.

Notes on Categories:
Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, caterers, and restaurant delivery services. Restaurants located inside of or affiliated with another business, such as hotels or retail stores and establishments classified as a bakery, may not qualify.

Home Improvement Store purchases include online and in store purchases at home improvement retail stores, building supply stores (e.g. lumber, paint, and hardware stores), as well as lawn, nursery, and garden supply stores. Purchases made through third parties, such as contractors, may not qualify. Purchases from home furnishings, home appliance, and floor covering stores are not included.

Examples of Select Streaming Service purchases include Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV, Audible, DirecTV Stream, FUBO, Google Play Music and Video, Max, iHeartRadio, MLB.TV, Netflix, Pandora, Paramount Plus, Peacock, Showtime, SiriusXM, Sling TV, Spotify, Starz, Vudu, YouTube Music, YouTube Premium, and YouTube TV. Other popular streaming services may be included. If your subscription is bundled with another product or service or billed by a third party (such as a digital platform, a cable or satellite provider, telecommunications, internet provider, or a car manufacturer), the purchase may not be eligible in this category. Add-ons associated with Select Streaming Services may not qualify for this promotion if they are not listed, billed in a bundle, billed separately, or billed through a third party. Listed merchants are in no way sponsoring or affiliated with this program.
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Created 12-01-2024 at 02:03 AM by BF_
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5% Cash Back

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Featured Comments

but….you can use discover points for heavily discounted gift cards! The redemption rate on that 5% back is better, so I switched my default card over to discover, tracked my progress; changed it back to the Prime Visa as soon as I maxed.
I assumed everyone did that, it's clear bonus money
? This quarter it's Amazon and Target
Actually " Home Improvement Stores" 5% is pretty good. You can go to Lowes or Home depot and buy those high value gift card, such as Kroger, Amazon or Ebay. Cheers.

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Joined Dec 2008
L10: Grand Master
> bubble2 12,254 Posts
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Pro
tennis8363
12-15-2024 at 05:00 AM.
12-15-2024 at 05:00 AM.
Quote from ScottoDono :
Restaurants and Streaming
We don't do either.
1
Reply
Joined Dec 2010
L1: Learner
> bubble2 41 Posts
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radiksigal
12-18-2024 at 03:50 AM.
12-18-2024 at 03:50 AM.
Quote from Simon947 :
Actually " Home Improvement Stores" 5% is pretty good. You can go to Lowes or Home depot and buy those high value gift card, such as Kroger, Amazon or Ebay. Cheers.
Does it work on gift card purchases?
Or they don't see that one can buy gift cards in the store?
Reply
Joined Jun 2015
New User
> bubble2 1 Posts
10 Reputation
poeticelement04
12-21-2024 at 03:29 PM.
12-21-2024 at 03:29 PM.
Quote from LongLogSmith :
but….you can use discover points for heavily discounted gift cards! The redemption rate on that 5% back is better, so I switched my default card over to discover, tracked my progress; changed it back to the Prime Visa as soon as I maxed.
I assumed everyone did that, it's clear bonus money

What do you mean? Use Discover card to buy the discounted gift cards and then turn around and use the gift cards? Or are you talking about the benefits of the discounted gift card?
Reply
Joined May 2004
L5: Journeyman
> bubble2 615 Posts
LongLogSmith
12-27-2024 at 09:46 AM.
12-27-2024 at 09:46 AM.
Quote from poeticelement04 :
What do you mean? Use Discover card to buy the discounted gift cards and then turn around and use the gift cards? Or are you talking about the benefits of the discounted gift card?
Quote from poeticelement04 :
What do you mean? Use Discover card to buy the discounted gift cards and then turn around and use the gift cards? Or are you talking about the benefits of the discounted gift card?
buy discounted gift cards on Discover's own rewards redemption page. And use them. It's just a better rate of return than a simple 5% back on Amazon. Until the quarter is maxed out; it's use the discover card for Amazon purchases, get 5% back; and then use those earned points for gift cards on the discover site for as much as 20% off. Which ones are that discounted varies, but I typically wait for 20% off of AMC or Dominos before cashing out my Discover points
Reply
Joined Feb 2020
L2: Beginner
> bubble2 27 Posts
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TealDolphin4724
12-29-2024 at 06:09 PM.
12-29-2024 at 06:09 PM.
Anyone knows if overseas restaurants counts or not? thanks.
Reply
Joined May 2008
L7: Teacher
> bubble2 2,053 Posts
892 Reputation
Gambit16
01-01-2025 at 06:52 PM.
01-01-2025 at 06:52 PM.
Reminder to activate this CB woot
Reply
Joined Oct 2017
New User
> bubble2 4 Posts
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LesaS3455
01-03-2025 at 10:29 PM.
01-03-2025 at 10:29 PM.
Is the 5% cash back for all Discover card holders? I'm only seeing: Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically2.

You'll still earn unlimited 1% cash back on all other purchases.
Reply

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Joined Nov 2016
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> bubble2 15 Posts
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kirikenz
01-04-2025 at 11:35 AM.
01-04-2025 at 11:35 AM.
Quote from TealDolphin4724 :
Anyone knows if overseas restaurants counts or not? thanks.

In my experience, restaurants outside of the U.S. do not count. Was in Japan last year during Discover's 5% restaurants quarter and noticed everything going through as 1x points, so I ended up using Chase Sapphire Preferred for all dining and that registered as the expected 3x.
Reply
Joined Dec 2004
L7: Teacher
> bubble2 2,183 Posts
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Mungo
01-07-2025 at 12:30 AM.
01-07-2025 at 12:30 AM.
Anyone knows if To Good To Go qualifies in the Restaurant catagory?
Reply
Joined Dec 2004
L7: Teacher
> bubble2 2,183 Posts
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Mungo
01-07-2025 at 12:31 AM.
01-07-2025 at 12:31 AM.
Quote from kirikenz :
In my experience, restaurants outside of the U.S. do not count. Was in Japan last year during Discover's 5% restaurants quarter and noticed everything going through as 1x points, so I ended up using Chase Sapphire Preferred for all dining and that registered as the expected 3x.

Good information. Thanks for letting us know.
Reply
Joined Jun 2023
New User
> bubble2 17 Posts
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TenderSink4243
01-09-2025 at 11:02 AM.
01-09-2025 at 11:02 AM.
does doordash or ubereat count as restaurants?
Reply
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