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forum thread Posted by VariableCritic • Dec 23, 2024
forum thread Posted by VariableCritic • Dec 23, 2024

Truist Bank | New Account Checking Promo | $400 Checking Bonus with 2x $1000 deposits within 120 days

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TRUIST | New Checking | $400 Promo | $2k direct deposit qualifier

https://www.truist.com/checking/open-checking
Store

Code: DC2425TR1400

Step 1:
As a new personal checking customer, open a new Truist One Checking account online from October 31, 2024 through April 30, 2025 using promo code DC2425TR1400

You must open the account online and enter the promo code to be eligible to participate in the promotion.

Step 2
Receive at least 2 qualifying Direct Deposits* totaling $1,000 or more within 120 days of account opening.footnote1

Step 3
The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Truist verification will occur one time after the qualification requirements are initially met. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
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About the Poster
Deal Details
Community Notes
About the Poster
TRUIST | New Checking | $400 Promo | $2k direct deposit qualifier

https://www.truist.com/checking/open-checking
Store

Code: DC2425TR1400

Step 1:
As a new personal checking customer, open a new Truist One Checking account online from October 31, 2024 through April 30, 2025 using promo code DC2425TR1400

You must open the account online and enter the promo code to be eligible to participate in the promotion.

Step 2
Receive at least 2 qualifying Direct Deposits* totaling $1,000 or more within 120 days of account opening.footnote1

Step 3
The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Truist verification will occur one time after the qualification requirements are initially met. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.

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9 Comments

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Dec 23, 2024
262 Posts
Joined Oct 2014
Dec 23, 2024
money213
Dec 23, 2024
262 Posts
Anyone know if you meet the requirement in first 30 days, does the 4 week payout period start then or only at the end of the full 120 days?
Dec 24, 2024
2,230 Posts
Joined Mar 2010
Dec 24, 2024
NoGagReflex
Dec 24, 2024
2,230 Posts
Quote from money213 :
Anyone know if you meet the requirement in first 30 days, does the 4 week payout period start then or only at the end of the full 120 days?
Please let me know if you find out the answer Smilie. Seems the best way to make $400 to start off the new year Smilie
Dec 24, 2024
26,287 Posts
Joined May 2006
Dec 24, 2024
namlook
Dec 24, 2024
26,287 Posts
Most states are not eligible. Only: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Dec 24, 2024
2,230 Posts
Joined Mar 2010
Dec 24, 2024
NoGagReflex
Dec 24, 2024
2,230 Posts
Quote from namlook :
Most states are not eligible. Only: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
The one time living in FL actually pays off Winkwoot
Pro
Dec 25, 2024
2,303 Posts
Joined Jan 2024
Dec 25, 2024
WolfTheCat
Pro
Dec 25, 2024
2,303 Posts
I did a similar Truist deal recently (twice - once for me, and once for my wife).
https://slickdeals.net/f/17753940-truist-bank-offers-400-for-opening-checking-accounts?attrsrc=Thread%3AExpired%3AFalse&src=SiteSearchV2Algo1

- They paid a couple weeks after meeting the requirements - I didn't have to wait the full time.
- After they paid, I withdrew all but the $500 minimum no-fee balance with a bank transfer from my main checking account.
- After I closed the account, they mailed a check for the final $500.
- They provide a nice website for tracking progress against the bonus requirements.
- Review that expired post for answers to questions.
- My deal was different. There were fewer direct deposit requirements, but I had to use the debit card.
Quote from money213 :
Anyone know if you meet the requirement in first 30 days, does the 4 week payout period start then or only at the end of the full 120 days?
Jan 2, 2025
2,230 Posts
Joined Mar 2010
Jan 2, 2025
NoGagReflex
Jan 2, 2025
2,230 Posts
Quote from WolfTheCat :
I did a similar Truist deal recently (twice - once for me, and once for my wife).https://slickdeals.net/f/17753940-truist-bank-offers-400-for-opening-checking-accounts?attrsrc=Thread%3AExpired%3AFalse&src=SiteSearchV2Algo1- They paid a couple weeks after meeting the requirements - I didn't have to wait the full time.- After they paid, I withdrew all but the $500 minimum no-fee balance with a bank transfer from my main checking account.- After I closed the account, they mailed a check for the final $500.- They provide a nice website for tracking progress against the bonus requirements.- Review that expired post for answers to questions.- My deal was different. There were fewer direct deposit requirements, but I had to use the debit card.
Anyone else get error code 130 or 023 when applying for this deal? They make you come inside to open an account. Anyone know if I can do that and give them the promo code and it will work? Don't want to waste time or money. Thanks!
Pro
Mar 15, 2025
2,303 Posts
Joined Jan 2024
Mar 15, 2025
WolfTheCat
Pro
Mar 15, 2025
2,303 Posts
Anyone do this and fail to get a 1099?

I got $800 from this deal. Account is closed and I no longer have access to the website.

Didn't get a 1099 in the mail for my account or my wife's.

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Mar 16, 2025
6,983 Posts
Joined Nov 2010
Mar 16, 2025
MusicShark
Mar 16, 2025
6,983 Posts
Quote from WolfTheCat :
Anyone do this and fail to get a 1099?

I got $800 from this deal. Account is closed and I no longer have access to the website.

Didn't get a 1099 in the mail for my account or my wife's.
Does it mean that you could possibly face irs?
Pro
Mar 16, 2025
2,303 Posts
Joined Jan 2024
Mar 16, 2025
WolfTheCat
Pro
Mar 16, 2025
2,303 Posts
Quote from MusicShark :
Does it mean that you could possibly face irs?
That's the worry.

If they filed a 1099 and I didn't get it, and I don't report the income, the IRS will ding me.

Calling truist to ask for a 1099 is a pain and risky. They might just file a second 1099 and make things worse.
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