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U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities Expired

+26 Deal Score
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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 17, 2025. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account.

Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 - $4,999.99 to earn $250
    • $5,000 - $7,999.99 to earn $350
    • $8,000 or more to earn $450
U.S. Bank Smartly®Checking includes:
  • Fraud prevention
  • Security alerts
  • Complimentary access to Greenlight to raise financially smart kids
  • Direct deposit switch
  • Access to U.S. Bank Smart Rewards® to reap additional benefits
  • Mobile check deposit
  • U.S. Bank Visa® Debit Card
  • No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Fund your new acount within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Slickdeals may be compensated by U.S. Bank

Original Post

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Edited March 18, 2025 at 10:35 AM by
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 17, 2025. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 - $4,999.99 to earn $250
    • $5,000 - $7,999.99 to earn $350
    • $8,000 or more to earn $450

U.S. Bank Smartly®Checking includes:
  • Fraud prevention
  • Security alerts
  • Complimentary access to Greenlight to raise financially smart kids
  • Direct deposit switch
  • Access to U.S. Bank Smart Rewards® to reap additional benefits
  • Mobile check deposit
  • U.S. Bank Visa® Debit Card
  • No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program

Fund your new acount within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Slickdeals may be compensated by U.S. Bank
Created 01-07-2025 at 04:16 PM by EfficientGame645
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+26
124,761 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

134 Comments

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Featured Comments

Still waiting on US Bank to give me my $400 bonus for the prior promo that required two deposits totaling more than $5000.
I manager a deposit at a big bank and we have offers like this all the time but to answer your question, we do NOT accept transfers (brokerage, wireless, or any other). a direct deposit has a certain transaction code and that's how we track it. can't speak for us bank but they likely do the same.
This is the only bank where I did not received account opening bonus out of ~20.

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Joined Nov 2017
L7: Teacher
> bubble2 2,085 Posts
198 Reputation
twiggy_alien_man
02-02-2025 at 11:59 AM.
02-02-2025 at 11:59 AM.
Quote from sarcasmogratis :
3 week old thread promoted back to the top of popular.
Kickback must be really good on this.
Too bad Slickdeals doesn't share any of the Cashback/bonus. Always better to shop around as other companies/sites do share the wealth.
This is why I try to go straight to the website itself, instead of clicking on the referral links posted on Slickdeals, and see if the company is offering the promo on the front page of their website or whatever.

I don't want to Slickdeals getting ANY money, as they don't deserve it. hr majority of the deals posted here are from individual users, the staff on Slickdeals don't do jack, and Slickdeals makes all this money from posting their referral links over the original link.
1
Reply
Last edited by twiggy_alien_man February 2, 2025 at 12:01 PM.
Joined Apr 2012
L9: Master
> bubble2 4,172 Posts
273 Reputation
twoweeled
02-02-2025 at 02:26 PM.
02-02-2025 at 02:26 PM.
Yeah, I was with US bank a lot of years. Not the same bank as long ago. Not a personal bank anymore. They don't waive anything for any reason is what I've heard from others. They don't seem to care if you leave. I left with the bigger money but keep an account so I can get money easily. I've also had problems getting promos to pay at US bank. I used to do promo's at Ameritrade with no issues. I don't know about Schwab now. US bank is marginal to me now.
Reply
Joined Nov 2010
Alternative Fact
> bubble2 6,908 Posts
5,466 Reputation
MusicShark
02-02-2025 at 03:37 PM.
02-02-2025 at 03:37 PM.
Quote from madcowtt :
Followed all the requirements and put extra in just in case. I only had 30 days left to go and they flagged my account as fraudulent. Reps would literally hangup on the phone when verifying my account. I was so happy when I got my original money back. No interest and no bonus. The said they will never take me as a customer again. I still don't know what went wrong they wouldn't tell me. So I'll stick with my 4 other banks
Did you find out what happened?
Reply
Joined Nov 2018
Bacon Eating Champion
> bubble2 351 Posts
378 Reputation
BaconOnWheels
02-02-2025 at 03:45 PM.
02-02-2025 at 03:45 PM.
Quote from ZeeOhhSix :
They are never calling you back if it's been two years. File a CFPB complaint , and I bet you have a resolution within 2 weeks. We have consumer-protective government agencies for a reason. At least for now.
They'll be gone anytime soon, Elon overseeing that part of the Gov now
Reply
Joined Dec 2010
L1: Learner
> bubble2 10 Posts
21 Reputation
madcowtt
02-02-2025 at 03:45 PM.
02-02-2025 at 03:45 PM.
Quote from MusicShark :
Did you find out what happened?

Nope. They said their policy does not allow them to tell me and they are not supposed to continue talking to me. Probably the most one-sided infuriating response. Maybe because once I called and asked them to confirm that I had successfully done everything to get the bonus?
Reply
Joined Nov 2022
L1: Learner
> bubble2 24 Posts
10 Reputation
MetaWorse
02-02-2025 at 03:57 PM.
02-02-2025 at 03:57 PM.
no branches in GEORGIA...
Reply
Joined Nov 2010
Alternative Fact
> bubble2 6,908 Posts
5,466 Reputation
MusicShark
02-02-2025 at 04:58 PM.
02-02-2025 at 04:58 PM.
Should I Add a savings account?

it seems like they "recommend" to have both checking and saving account when open U.S bank account.
Reply

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Joined Jan 2023
L2: Beginner
> bubble2 50 Posts
22 Reputation
itsjoemoney
02-02-2025 at 07:28 PM.
02-02-2025 at 07:28 PM.
Quote from ZeeOhhSix :
They are never calling you back if it's been two years. File a CFPB complaint , and I bet you have a resolution within 2 weeks. We have consumer-protective government agencies for a reason. At least for now.

Sigh... those last two sentences are so true.
Reply
Joined Jan 2010
L3: Novice
> bubble2 238 Posts
40 Reputation
IN41INXS
02-02-2025 at 07:53 PM.
02-02-2025 at 07:53 PM.
I did this offer last year and got my $400 in December. It was classified as interest. However, I did not receive a 1099 from US Bank. When I log onto my account and check tax documents, it states that I have none for 2024.

Anyone else experience something similar. I was under the impression that I had to claim the $400 received as interest earnings on my tax return.
Reply
Joined Nov 2022
New User
> bubble2 5 Posts
10 Reputation
DrMetal99
02-02-2025 at 08:13 PM.
02-02-2025 at 08:13 PM.
Quote from LovelyWater928 :
Same here, it's been two years, waiting for them to call me back

My debit card expired with $1300 in the savings. They said they would send me a check with those funds. I waited 30 days and contacted them and they claim the account is considered inactive and they can't issue a new debit card nor issue me a check for my balance. I never had a bank refuse to let me withdraw my own money. I dont trust USBank.
1
Reply
Joined Nov 2009
L4: Apprentice
> bubble2 331 Posts
181 Reputation
heartspeace
02-02-2025 at 10:05 PM.
02-02-2025 at 10:05 PM.
Quote from Thatoneguythere :
Still waiting on US Bank to give me my $400 bonus for the prior promo that required two deposits totaling more than $5000.

This helps
Reply
Joined Aug 2013
L6: Expert
> bubble2 1,083 Posts
195 Reputation
TalA9559
02-02-2025 at 10:31 PM.
02-02-2025 at 10:31 PM.
Quote from bageland2000 :
As others have already said in this thread, if you log into the app/webapp for US Bank and click on your checking account, there's a tracker for all the promotional requirements. It shows which you've achieved.
I don't see it anywhere in the app? Is it under "Manage" somewhere?

By the way, I haven't seen it mentioned by anyone else on the thread. Maybe their comments were removed.
Reply
Last edited by TalA9559 February 2, 2025 at 10:35 PM.
Joined Feb 2011
Disappontment panda
> bubble2 923 Posts
141 Reputation
bageland2000
02-03-2025 at 03:50 AM.
02-03-2025 at 03:50 AM.
Quote from TalA9559 :
I don't see it anywhere in the app? Is it under "Manage" somewhere?

By the way, I haven't seen it mentioned by anyone else on the thread. Maybe their comments were removed.

On my app, I just click on my checking account and there's a button right there that says "track your rewards progress". Once you click that it lists each requirement you have to meet like having your account have a positive balance, having two deposits, etc. it notes whether or not you've accomplished each of those requirements.
Reply
Joined Apr 2010
L3: Novice
> bubble2 276 Posts
28 Reputation
arram
02-03-2025 at 05:33 AM.
02-03-2025 at 05:33 AM.
Do they pay you as you get fund DD? What if first 2 DD is over 5k. Then the third one gets me to over 8k? How does it work when they pay you? Do they want until it hits 8k?
Reply

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Joined May 2022
L99: Jack of All Trades
> bubble2 1,029 Posts
133 Reputation
Venom213
02-03-2025 at 05:57 AM.
02-03-2025 at 05:57 AM.
Quote from arram :
Do they pay you as you get fund DD? What if first 2 DD is over 5k. Then the third one gets me to over 8k? How does it work when they pay you? Do they want until it hits 8k?

Won't pay until hits full amount required
Reply
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