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Southwest Rapid Rewards® Plus & Priority Credit Cards: Earn Companion Pass Plus 30k Bonus Points w/ $4k Spend in First 3 Months

+7 Deal Score
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Chase's limited-time offer: Earn Companion Pass® good through 2/28/26 plus 30,000 points after you spend $4,000 on purchases in the first 3 months with the Southwest Rapid Rewards® Plus & Priority Credit Cards.

The Southwest Rapid Rewards® Plus Credit Card offers the following benefits. The annual fee is $69.
  • Limited-time offer: earn Companion Pass® good through 2/28/26 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • Member FDIC

The Southwest Rapid Rewards® Priority Credit Card offers the following benefits. The annual fee is $149.
  • Limited-time offer: earn Companion Pass® good through 2/28/26 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • $75 Southwest® travel credit each year.
  • No foreign transaction fees.
  • Member FDIC

Southwest Rapid Rewards® Plus Rates & Fees
Southwest Rapid Rewards® Priority Rates & Fees

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Created 02-12-2025 at 02:00 PM by EfficientGame645
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Feb 2008
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mrshinsa
02-12-2025 at 11:33 PM.
02-12-2025 at 11:33 PM.
What are people's thoughts on this vs 80k x 2 card for 2year companion pass hack?
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Joined Mar 2009
L6: Expert
> bubble2 1,282 Posts
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kgorilla
02-12-2025 at 11:36 PM.
02-12-2025 at 11:36 PM.
Quote from mrshinsa :
What are people's thoughts on this vs 80k x 2 card for 2year companion pass hack?

Personally unless you are going to use CP a ton of times the higher points deals are better.

If you do already fly a lot, you already can earn CP without forfeiting all the points you'd get on a better offer.

YMMV
1
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Joined Mar 2006
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Science
02-13-2025 at 06:15 AM.
02-13-2025 at 06:15 AM.
I have a RR credit card already, its been 24 months - so to get this deal do I need to cancel the existing one and then apply for a new one or it would not matter. Trying to gather some feedback before applying and finding out one way or the other. Thank you...
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Joined Aug 2005
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> bubble2 1,296 Posts
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JFalc
02-13-2025 at 09:39 PM.
02-13-2025 at 09:39 PM.
I think this is an okay deal -- especially if you are planning on taking a trip or two in the Summer (as my mother in law is, so she is doing this with a special link from me to make the deal even better for the whole family).

If there is no time crunch, you could wait till the fall, and hope for a 75k deal and try for companion pass in early 2026 for 2026-2027 the old fashioned way. It just depends on how soon you want to chase it (pun intended).

Quote from Science :
I have a RR credit card already, its been 24 months - so to get this deal do I need to cancel the existing one and then apply for a new one or it would not matter. Trying to gather some feedback before applying and finding out one way or the other. Thank you...
Yes, you need to cancel your existing card, and THEN apply to get this offer. I also think it is wise to cancel asap and wait until a day after when your next statement close date would have been before re-applying.
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Joined Aug 2018
L4: Apprentice
> bubble2 366 Posts
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GeekNextDoor
02-14-2025 at 08:25 AM.
02-14-2025 at 08:25 AM.
Quote from JFalc :
I think this is an okay deal -- especially if you are planning on taking a trip or two in the Summer (as my mother in law is, so she is doing this with a special link from me to make the deal even better for the whole family).

If there is no time crunch, you could wait till the fall, and hope for a 75k deal and try for companion pass in early 2026 for 2026-2027 the old fashioned way. It just depends on how soon you want to chase it (pun intended).



Yes, you need to cancel your existing card, and THEN apply to get this offer. I also think it is wise to cancel asap and wait until a day after when your next statement close date would have been before re-applying.
Can you share more about the old fashioned way?
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Joined Aug 2005
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> bubble2 1,296 Posts
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JFalc
02-14-2025 at 10:54 AM.
02-14-2025 at 10:54 AM.
Quote from GeekNextDoor :
Can you share more about the old fashioned way?

Companion Pass old fashioned way is this:

Old fashioned way is achieving 130,000 companion pass qualifying points in the same calendar year. (Which is really only 120,000 if you have a Chase SWA card at Jan 1 -- because you get a 10,000 companion qualifying points boost on Jan 1 if you are a cardholder).

The old fashioned way is to apply for a PERSONAL CARD with a bonus point offer in NOVEMBER. Normally it is 50,000 bonus points (after $$$ spend is completed) but it is also often 60,000 (especially if you are on a flight on SWA wifi) or even sometimes 75,000

The old fashioned way is to apply for a PERSONAL CARD in November or around that time. Then, wait until January to complete the 'spend', so your 'bonus points' hit in January (you are timing out the 'calendar year' issue.).

Then, either of the two options:
(a) apply for one of the Chase SWA business cards (60,000 points or 80,000 bonus points)...and once you complete that spend in the beginning months of 2026 -- you will now have achieved the points you need (all within the same calendar year of 2026) and get issued a companion pass in early 2026.
or (b) Find some other way to get points in early or mid 2026 to get you over the top. some people do it through 'referral points' of 20k per referral. [ At this point, if the bonus was large when you got your individual card you will already have about 75,000+beginning of year boost 10,000,a nd will only be 45,000 away --so two referrals plus some more ordinary spending could get you there...get your mom and your sibling to sign up in early 2026)

The good thing in doing it this way is that the Companion pass will be good for the remainder of 2026-, and all of the next year, 2027. (So you get the companion pass for almost 2 years, instead of this current offer where it is less than a year).

If you dont have a business, can you apply for a business card? Yes , most people do. They say they are a sole proprietorship (unincorporated) and say they do some business activity such as selling items on ebay,, selling concert tickets, or something else like renting a house.

The easiest way is PERSONAL CARD + BUSINESS CARD -- with both bonuses hitting in the same calendar year.

Good luck
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Joined Oct 2008
L7: Teacher
> bubble2 2,193 Posts
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flightxxx
02-17-2025 at 12:35 PM.
02-17-2025 at 12:35 PM.
anyone know how quickly the companion pass is activated? if you spend $4,000 on day 1 of receving the card will the SW companion pass go into effect upon next day? or next statement close?
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Joined Aug 2005
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> bubble2 1,296 Posts
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JFalc
02-19-2025 at 07:06 AM.
02-19-2025 at 07:06 AM.
Quote from flightxxx :
anyone know how quickly the companion pass is activated? if you spend $4,000 on day 1 of receving the card will the SW companion pass go into effect upon next day? or next statement close?
Don't know for sure but the 'spend' benefits almost always hit at Statement Close.
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Joined Nov 2009
L3: Novice
> bubble2 181 Posts
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huhjae
02-21-2025 at 06:52 AM.
02-21-2025 at 06:52 AM.
Does anyone know if the 24 month period starts from when your card is approved or when you earn the companion pass? I called chase and the person said I have to wait 48 months even though it says 24 months, so I assume she didn't know what she was talking about.
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Joined Aug 2016
L5: Journeyman
> bubble2 656 Posts
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tximagineer
02-21-2025 at 06:05 PM.
02-21-2025 at 06:05 PM.
Quote from huhjae :
Does anyone know if the 24 month period starts from when your card is approved or when you earn the companion pass? I called chase and the person said I have to wait 48 months even though it says 24 months, so I assume she didn't know what she was talking about.

Almost always from when a bonus is earned not when the card is issued.

Sometimes it's date from when account is closed.

In this case:
This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months.

So if you took out a card in November of 2022 and got a bonus in March of 2023, you would have to wait until April of 2025 to qualify for the offer.
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Last edited by tximagineer February 21, 2025 at 06:08 PM.
Joined Dec 2016
L2: Beginner
> bubble2 33 Posts
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oscararias4
02-22-2025 at 05:21 PM.
02-22-2025 at 05:21 PM.
Quote from mrshinsa :
What are people's thoughts on this vs 80k x 2 card for 2year companion pass hack?

What's the hack? Applying for both cards?
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Joined Apr 2005
L4: Apprentice
> bubble2 346 Posts
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hypeiv
02-22-2025 at 06:07 PM.
02-22-2025 at 06:07 PM.
Quote from oscararias4 :
What's the hack? Applying for both cards?
The southwest cards allow you to apply every 24 months so if you have a "player 2" as your companion you can earn the pass perpetually if you time it right and don't mind applying for business cards.

So if you had applied for the business swa card late 2024 and earned the sign up bonus in early 2025 then applied for the personal card in early 2025 and hit the bonus fast enough you would have companion pass for the rest of 2025 and all of 2026.

Then in late 2026 have your companion sign up for the business card and try to hit the bonus in early 2027 and also get the personal card in 2027 and hit the bonus then they have the companion pass for all of 2027 and 2028.

Then in late late 2028 you will be eligible for the sign up bonus since its been over 2 years since you last earned the bonus and you can start the cycle all over again.
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Joined Oct 2009
L5: Journeyman
> bubble2 767 Posts
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Humm
02-22-2025 at 07:12 PM.
02-22-2025 at 07:12 PM.
What are the fast and easy ways to spend money to reach $4000? Can you buy visa gift cards for example?
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Joined Mar 2009
L6: Expert
> bubble2 1,282 Posts
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kgorilla
02-22-2025 at 07:54 PM.
02-22-2025 at 07:54 PM.
Quote from Humm :
What are the fast and easy ways to spend money to reach $4000? Can you buy visa gift cards for example?

Grocery store and gas gift cards, not sure if they will count tho, may have to do with how they code it.

In the past circulated coins at face value was the ticket but the US mint doesn't do that anymore.
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