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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Original Post
Written by
Edited November 21, 2025
at 01:55 PM
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Created 02-27-2025
at 11:19 AM
by EfficientGame645
in
Financial Tools & Services
(6)
CIT Bank
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Featured Comments
No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
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No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
Extremely easy, assuming it meets the term agreement.
I paid off a car in full with direct transfer from them and it took only a business day.
I paid off a car in full with direct transfer from them and it took only a business day.
I've had them for about 5 years without any trouble.
The only confusing part is their savings account types seem to have a lot of overlap, aside from their rates.
Hopping from one to the other was instant, though. Didn't even have to talk to anyone about it.
I'm considering doing the same with Platinum, coming from Savings Connect.
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Same here.
Live with parents.
$50K cash is not that hard. By the way, it's bonus payout season if I am not mistaken.
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