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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Original Post
Written by
Edited November 21, 2025
at 01:55 PM
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Created 02-27-2025
at 11:19 AM
by EfficientGame645
in
Financial Tools & Services
(6)
CIT Bank
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182 Comments
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Featured Comments
No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
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No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
Note on the original post, it states you need to make a single deposit of $50k+. This is incorrect. From the official terms:
No major issues, the money sits anyways.
No major issues, the money sits anyways.
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25k for $225 would be better rate. 0.9% return but only for a few months. So actually APY would be somewhere between:
2 months held - 0.9% x 6 = 5.4%
3 months held - 0.9% x 4 = 3.6%
Plus, the 4.1% interest rate. So somewhere between 7.7 - 9.5%.
So pretty close to the average stock market returns (whole market, not S&P) except tax disadvantages. $225 for 1-2 hours of work isn't bad though (though sadly, if you happen to have 50k that you can keep around for 2 months, most likely, you are making enough money that you will probably be paying at least 24% in taxes)
yes it will if she is primary on a new account
I successfully received my $300 deposit bonus on top of the normal interest within the 60 days of deposit!
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My $300 was deposited within 46 days of deposit of funds...................