For Chase credit cardholders, they currently have a (10%) sale on redeeming reward points for certain gift cards. The eBay one seemed like the only decent one, assuming you don't have better ways of redeeming your Ultimate Rewards points (i.e., like getting an additional 25%/50% bonus when redeeming for travel with Chase Sapphire).
eBay 2250 = $25
https://ultimaterewardspoints.cha...ds/gallery
(filter for Sale to see all. Or just search for the eBay one)
For Chase Freedom, the other ones are:
Arbys, Fandango, H&M, IHOP, Krispy Kreme, Lowes, Zaxbys, One4all Happy Moments, One4all Happy Birthday
For Chase Sapphire, the other ones are:
Fandango, H&M, IHOP, Krispy Kreme, One4all Happy Moments, One4all Happy Birthday
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I'm just pointing out that we're on slick deals, most on here want to get the best deal, including the best use of their points. The CSR/CSP are travel credit cards, and there can be some high-value travel redemptions. If you prefer cash back, there are more rewarding credit cards for this, like the Robinhood 3% or Citi Double Cash. If one just got this card for the signup bonus, they're no longer using it to acquire points beyond a small quarterly swipe to keep the card from closing. You can downgrade the CSR/CSP to either the Chase Freedom Flex or Freedom Unlimited to avoid an annual fee if you elect to follow the "slick deal" mindset with your credit card points
This. As someone who rarely flies, UR transfers to Hyatt are great bang for the buck. Just note it requires one of the premium Chase cards with an annual fee to serve as the vehicle to transfer the points out to travel partners.
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Wait wait wait… you're paying a $550 annual fee on a CC that is designed to be used for points for travel or transfer to travel partners, and you're not using it for that? Why are you even paying the extra $460 and not using the preffered instead with the $95 annual fee?