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Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or More on Purchases in the First 90 days of Account Opening to Earn a $200 Cash Rewards Bonus
Bank of America is offering a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening with their Bank of America® Customized Cash Reward credit card. No Annual fee.
New Offer: Earn 6% cash back for the first year in a category of your choice — gas and EV charging stations; online shopping (including cable, internet, phone plans, and streaming); dining; travel; drug stores and pharmacies; or home improvement and furnishings. You'll also earn 2% cash back at grocery stores and wholesale clubs, and 1% on all other purchases. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then 1% thereafter. After the first year, the bonus offer ends and you will earn 3% in your choice category and 2% at grocery stores on these combined purchases up to $2,500 per quarter. You'll earn unlimited 1% cash back on all other purchases.
Card Details:
Slickdeals may be compensated by Bank of America
New Offer: Earn 6% cash back for the first year in a category of your choice — gas and EV charging stations; online shopping (including cable, internet, phone plans, and streaming); dining; travel; drug stores and pharmacies; or home improvement and furnishings. You'll also earn 2% cash back at grocery stores and wholesale clubs, and 1% on all other purchases. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then 1% thereafter. After the first year, the bonus offer ends and you will earn 3% in your choice category and 2% at grocery stores on these combined purchases up to $2,500 per quarter. You'll earn unlimited 1% cash back on all other purchases.
Card Details:
- New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You'll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you'll earn 3% cash back on purchases in your choice category.
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
- No annual fee and cash rewards don't expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Slickdeals may be compensated by Bank of America
Created 05-24-2025
at 01:02 PM
by dregan
in
Credit Cards
(2)
Bank of America - Bank Advertiser
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They include balances in CDs and investment accounts.
Excellent Avatar, pur!
First gen smartly visa is uncapped still, its grandfathered in. Probably for at least another couple years
Second gen is bad cause the 100k has to be in checkings account. It cant be in investment account anymore
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If you have any old 401k from previous employers lying around with 100k+ balance, transfer that to a Merrill Edge rollover IRA using this offer: https://www.merrilledge
(2)
Link your Merrill account to your BofA banking (checking/savings/credit card) accounts.
(3)
Wait for ~3 months for preferred rewards status to kick in.
(4)
Apply for these special offers to your hearts content and enjoy the bonus cash back + many other Preferred Rewards perks. Basically never pay any fees for any banking service ever again. Merrill also has $0 trading fees.
Unusual example, you can get up to two fee-free international wire transfers. that has saved me a $45 fee when I had to do one urgently.
I have Preferred Rewards status through a rollover IRA like this. So I know this works.
(2) Link your Merrill account to your BofA banking (checking/savings/credit card) accounts.
(3) Wait for ~3 months for preferred rewards status to kick in.
(4) Apply for these special offers to your hearts content and enjoy the bonus cash back + many other Preferred Rewards perks. Basically never pay any fees for any banking service ever again. Merrill also has $0 trading fees.
Unusual example, you can get up to two fee-free international wire transfers. that has saved me a $45 fee when I had to do one urgently.
I have Preferred Rewards status through a rollover IRA like this. So I know this works.
It lands on "An application error has occurred. If the problem persists, Please contact Help Desk."
Thanks!
Edit: It's the period at the end of your link that causes it to fail. Here's a working link:
https://www.merrilledge
Edit 2: The offer has tiers:
$250 for $100K
$600 for $200K
Edit 3: Googling found quite a few other Merrill Edge offers; many better than this one.
$200
Plus, if you maximize your $2500 spend limit for four quarters, that's $300 *extra* back on $10,000 in spend, beyond what you would normally get.
That's $500 cash back on a card that is already pretty awesome in its own right. Especially if you have preferred rewards.
Wondering if they will let me get a second one and have this bonus for a year.
100k in Merrill invest in blackrock fixed income with get you close to 5 percent. Which will get you the 2.625.
https://www.merrilledge
But you have to rollover 200K to get the $600.
This way I get the full value of 6% up to the $2500 quarterly cap and it doesn't get wasted on 2% groceries
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This way I get the full value of 6% up to the $2500 quarterly cap and it doesn't get wasted on 2% groceries
Will BofA issue 2 cards of the same?