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Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or More on Purchases in the First 90 days of Account Opening to Earn a $200 Cash Rewards Bonus

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Bank of America is offering a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening with their Bank of America® Customized Cash Reward credit card. No Annual fee.

New Offer: Earn 6% cash back for the first year in a category of your choice — gas and EV charging stations; online shopping (including cable, internet, phone plans, and streaming); dining; travel; drug stores and pharmacies; or home improvement and furnishings. You'll also earn 2% cash back at grocery stores and wholesale clubs, and 1% on all other purchases. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then 1% thereafter. After the first year, the bonus offer ends and you will earn 3% in your choice category and 2% at grocery stores on these combined purchases up to $2,500 per quarter. You'll earn unlimited 1% cash back on all other purchases.

Card Details:
  • New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You'll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you'll earn 3% cash back on purchases in your choice category.
  • Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
  • No annual fee and cash rewards don't expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

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Created 05-24-2025 at 01:02 PM by dregan
in Credit Cards (2) Bank of America - Bank Advertiser
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jul 2019
L6: Expert
> bubble2 1,003 Posts
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FeistyPencil663
06-04-2025 at 09:56 PM.
06-04-2025 at 09:56 PM.
Quote from neoTN :
Will BofA issue 2 cards of the same?

Depending on how long ago the first was opened it just may not show up online on your account but if you call in they can do it over the phone.
Reply
Joined May 2006
E - 1/2 - junk - 3/4 - F
> bubble2 3,584 Posts
537 Reputation
Original Poster
dregan
06-07-2025 at 12:34 PM.
06-07-2025 at 12:34 PM.
Quote from WolfTheCat :
BofA permits you to have more than one Customized Cash card.

Wondering if they will let me get a second one and have this bonus for a year.
Looks like I do indeed get the $200 sign up bonus offer as well as the bonus cash back on this card even though I already have two of them. This is all showing up in the BofA app for me specifically for this new customized cash card.
2
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Joined May 2006
E - 1/2 - junk - 3/4 - F
> bubble2 3,584 Posts
537 Reputation
Original Poster
dregan
06-14-2025 at 10:13 AM.
06-14-2025 at 10:13 AM.
Quote from WolfTheCat :
BofA permits you to have more than one Customized Cash card.

Wondering if they will let me get a second one and have this bonus for a year.
Appears the answer is yes (so far), my first Costco gasoline transaction just posted and it shows I'm getting back $3.47 on a $41.88 purchase or roughly 8.25% back.

Edit: and I just received the $200 sign up bonus even with having two other of the same card Smilie
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Last edited by dregan August 7, 2025 at 12:55 PM.
Joined Dec 2007
L5: Journeyman
> bubble2 737 Posts
133 Reputation
ChaChing23
06-14-2025 at 11:23 AM.
06-14-2025 at 11:23 AM.
Quote from deal-gnus :
For some reason, the Merrill edge $600 rollover bonus link breaks. The straight one is:
https://www.merrilledge.com/offers/600
But you have to rollover 200K to get the $600.
https://slickdeals.net/f/18337432-bank-of-america-bofa-new-credit-card-offers-up-to-3-12-back-on-all-purchases-or-8-25-back-on-catagory-purchases?p=177233524#post177233524
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