Highlights of the Chase Sapphire PreferredĀ® (CSP)
š„ 75k Signup Bonus: Earn 75,000 Ultimate Rewards (UR) points after spending $5,000 in the first 3 months. The recent highest public offer was 100k.
We value UR points at 1.6 cents/point, meaning the 100k offer was worth about $1,600 in value!
Transfer Partners Access: Holding this card allows you to transfer UR points to airline and hotel partners, unlocking high redemption value.
Bonus Categories:
5x UR points on travel booked through Chase Travel
3x UR points on dining, select streaming services, and online grocery purchases (excluding Target, Walmart, and wholesale clubs)
2x UR points on other travel expenses
1x UR point on all other purchases
$50 Annual Hotel Credit: Get up to $50 back each cardmember year on hotel bookings made through Chase Travel.
10% Annual Points Bonus: You'll receive a 10% bonus in UR points based on your total purchases made with the card in the previous year.
š Note: This is often misunderstood. For example, if you earned 3x points on dining, the 10% bonus means you'll end up with 3.1x points, not 13x or 3.3x.
š Points Boost Feature:
Instead of the old flat 1.25 cpp redemption through Chase Travel, you now get dynamic redemption values (Points Boost).
Base redemption is still 1.0 cpp
But select flights/hotels can go up to 1.5 cpp, or 1.75 cpp for premium cabins.
This feature replaces the previous 1.25 cpp benefit.
If you're focused on maximizing point value, the Chase Sapphire Reserve (CSR) still offers better redemptions (up to 2.0 cpp).
Primary Rental Car Insurance: Full coverage as primary insurance when you decline the rental agency's coverage. (See Rental Insurance Guide for details)
No Foreign Transaction Fees
Referral Bonus: Earn 20,000 UR points per approved friend, up to 100,000 UR points per calendar year.
Cons
$95 Annual Fee, not waived for the first year.
https://creditcards.chase.com/a1/...epreferred
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The recent highest public offer was 100k."
Say no more.
I assume there's a typo in there... are you saying you think this card is not subject to the 48 month limitation? I have ~550000 Chase points and I had downgraded my CSP to avoid the $95 AF. If I could get this card (and bonus) and move all of my points over to it, I would.
Who are "we"?
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note Chase just nuked the CSP and CSR card benefits
These changes will go into effect for both the Sapphire Reserve and the Sapphire Preferred on the following timeline:
For existing cardholders, which includes all who have the card before June 22, 2025:
- For points earned prior to October 26, 2025 [...see link]
New cardholders who apply on June 23, 2025 or beyond won't have the 1.5% feature at all. They will immediately have just the 1-2% Points Boost redemption option...