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CIT Bank Platinum Savings: Try to move out money and receive APY boost offer

+67 Deal Score
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Hello
On a laptop via web browser, I tried to initiate outbound wire transfer from CIT bank for an entire balance whole amount and instantly got pop-up screen with offer to boost APY by 0.480% for 12 months.
Try to initiate wire transfer for an entire balance whole amount and see if you can get the same offer.
Good luck.

https://www.cit.com/
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Created 08-06-2025 at 03:24 PM by soloma
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Joined Sep 2011
There Is Always Hope
> bubble2 19,947 Posts
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Eragorn | Staff
08-06-2025 at 04:27 PM.
08-06-2025 at 04:27 PM.
Quote from jlwren :
Nope thats right. Or, $1 would earn you 4.5 cents. Or $1 Billion would earn you a meager $45 Million

4th grade math
lol well I feel dumb ty Smilie
Reply
Joined Jan 2007
L1: Learner
> bubble2 6 Posts
10 Reputation
vik211
08-06-2025 at 04:30 PM.
08-06-2025 at 04:30 PM.
Worked like a charm! Thanks
Reply
Joined Oct 2013
All u need is ❤️
> bubble2 3,915 Posts
6,573 Reputation
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freshsqueezed
08-06-2025 at 04:43 PM.
08-06-2025 at 04:43 PM.
Quote from bchamber707 :
Not allowing me to sign in click sign in and nothing is happening
I was having the same issue and even tried a different browser. I eventually got in by going to secure.citbank.com

Thanks to OP for finding this extra interest bonus!!
1
Reply
Joined Feb 2010
L4: Apprentice
> bubble2 478 Posts
77 Reputation
roadmasta
08-06-2025 at 05:07 PM.
08-06-2025 at 05:07 PM.
Worked in the app. Thanks
1
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Joined Dec 2009
L3: Novice
> bubble2 137 Posts
38 Reputation
reckless37
08-06-2025 at 05:10 PM.
08-06-2025 at 05:10 PM.
thanks
Reply
Joined May 2006
E - 1/2 - junk - 3/4 - F
> bubble2 3,723 Posts
537 Reputation
dregan
08-06-2025 at 05:13 PM.
08-06-2025 at 05:13 PM.
Quote from Eragorn :
So if you have $10,000 at 4% for a year, that's roughly $400 in interest earned. At 4.5% that's roughly $450 earned or am I doing this wrong?
Yeah that's correct but this is assuming the base rate will remain 4% over the next year which seems pretty unlikely i.e. I believe it will drop, but it will most likely drop for all banks
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Joined Feb 2020
L3: Novice
> bubble2 260 Posts
Enzo954
08-06-2025 at 05:31 PM.
08-06-2025 at 05:31 PM.
The website is always down while trying to access on my PC. It blows my mind how this bank can never get their own site to load properly. I have the app also but it's still annoying.
Reply
Last edited by Enzo954 August 6, 2025 at 06:52 PM.

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Joined Oct 2011
L5: Journeyman
> bubble2 770 Posts
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fkhan11
08-06-2025 at 05:36 PM.
08-06-2025 at 05:36 PM.
I can't seem to get it to work. I have a platinum savings account and it says it's not eligible for transfers? I tried a wire transfer but we got to the last page asking for identification verification via PIN code. Any guidance or exact steps?

Edit: got it to work. Have to add external account in transfers.
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Last edited by fkhan11 August 6, 2025 at 05:45 PM.
Joined Sep 2017
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> bubble2 489 Posts
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bchamber707
08-06-2025 at 05:40 PM.
08-06-2025 at 05:40 PM.
Quote from freshsqueezed :
I was having the same issue and even tried a different browser. I eventually got in by going to secure.citbank.com

Thanks to OP for finding this extra interest bonus!!
Thanks!
Reply
Joined Jun 2005
L3: Novice
> bubble2 188 Posts
44 Reputation
crovax4444
08-06-2025 at 05:43 PM.
08-06-2025 at 05:43 PM.
I'm also having difficulty getting the pop-up to work. ACH attempts on Chrome, Firefox and the app aren't getting the pop-up.
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Joined Oct 2016
L3: Novice
> bubble2 122 Posts
22 Reputation
powerveda
08-06-2025 at 06:00 PM.
08-06-2025 at 06:00 PM.
Worked in App as well. Tried transferring little more than half of the account balance and got the offer before accepting the final transfer. Thank you OP.
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Joined Nov 2011
L5: Journeyman
> bubble2 719 Posts
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toky00
08-06-2025 at 06:04 PM.
08-06-2025 at 06:04 PM.
Went through a wire transfer all the way till the 2 factor authentication. Stopped it there and wasn't prompted. Went back and did an ACH and then was given the offer just after clicking on "transfer".
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Joined Dec 2005
L4: Apprentice
> bubble2 441 Posts
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iivisionii
08-06-2025 at 06:05 PM.
08-06-2025 at 06:05 PM.
Worked for me on the app. Thanks!!

Quote from soloma :
Hello
On a laptop via web browser, I tried to initiate outbound wire transfer from CIT bank for an entire balance whole amount and instantly got pop-up screen with offer to boost APY by 0.480% for 12 months.
Try to initiate wire transfer for an entire balance whole amount and see if you can get the same offer.
Good luck.

https://www.cit.com/
Reply
Joined Apr 2006
L3: Novice
> bubble2 126 Posts
53 Reputation
Souldrum
08-06-2025 at 06:08 PM.
08-06-2025 at 06:08 PM.
Excellent deal. Worked on the app with ACH transfer. Super simple.
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Joined Feb 2008
L1: Learner
> bubble2 17 Posts
18 Reputation
vt_mikec
08-06-2025 at 06:13 PM.
08-06-2025 at 06:13 PM.
Worked for me: web, ACH, immediate transfer of just over half the total balance. Hit the transfer button. Got the screen bumping the rate.
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