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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 726,973 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 28, 2025 03:14 PM
130 Posts
Joined Jun 2017
McG32Nov 28, 2025 03:14 PM
130 Posts
Finally found a laptop deal and this appears to be dead.
1
Nov 28, 2025 03:15 PM
97 Posts
Joined Dec 2019
CalmAction122Nov 28, 2025 03:15 PM
97 Posts
Quote from raffstyle :
I just purchased a Canon lens at bestbuy.com and paid via paypal using pay-in-4.(8hrs ago)
I can see a pending credit on may paypal activity.

NOW capital one shopping (chrome ext) offering 25% rewards on walmart.com. can I cancel my BB order and go with walmart and stack 25% rewards+ paypal 20% cashback?

I have another paypal account with 20% cashback unused.THANKS
25% cash back on walmart or just rewards?
Nov 28, 2025 03:18 PM
648 Posts
Joined Jun 2010
raffstyleNov 28, 2025 03:18 PM
648 Posts
Quote from CalmAction122 :
25% cash back on walmart or just rewards?
Capital one shopping rewards, it's say I'm getting $190+ value (cap1 redemption is via store gift card)
Nov 28, 2025 03:27 PM
648 Posts
Joined Jun 2010
raffstyleNov 28, 2025 03:27 PM
648 Posts
Quote from NewCents :
Buy the second on at Wally first and see that the point are pending, then cancel the first. Don't expect that the points from the first account will be offered on another purchase, although it might come back

Also, does Cap 1 shopping app even allow PP?
cap 1 shopping rewards via chrome extention, so Im still purchasing at walmart (paypal). google say I dont have to use cap1 card.
Nov 28, 2025 03:47 PM
357 Posts
Joined Nov 2008
mydogisarobotNov 28, 2025 03:47 PM
357 Posts
I placed an order last night and the pay in 4 and points were pending. This morning the pay in 4 went through but the points pending message is now gone. Has this happened to anyone else? Thanks!
Nov 28, 2025 03:53 PM
1,205 Posts
Joined Jul 2007
NewCentsNov 28, 2025 03:53 PM
1,205 Posts
Quote from mydogisarobot :
I placed an order last night and the pay in 4 and points were pending. This morning the pay in 4 went through but the points pending message is now gone. Has this happened to anyone else? Thanks!
One and done. See wiki for terms
Nov 28, 2025 04:06 PM
357 Posts
Joined Nov 2008
mydogisarobotNov 28, 2025 04:06 PM
357 Posts
Quote from NewCents :
One and done. See wiki for terms
It was the first time I was using it.

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Nov 28, 2025 04:07 PM
3,461 Posts
Joined Apr 2006
spaceistheplaceNov 28, 2025 04:07 PM
3,461 Posts
I made two purchases…both for in store pickup…only seeing 3391 points pending? Maybe because it's pickup? Should be way more…..one purchase Target.com for like $1000, one Apple.com for like $899…thoughts? Did they screw me?
Pro
Nov 28, 2025 04:08 PM
4,157 Posts
Joined Mar 2015
Hans_Gruber
Pro
Nov 28, 2025 04:08 PM
4,157 Posts
When checking out on paypal through ebay it just automatically charges my card, if I select pay with Paypal credit it only gives me the options of pay in full, pay in 4, or pay monthly. Are any of these the options I am supposed to select to get the 20% back?
1
Nov 28, 2025 04:14 PM
1,205 Posts
Joined Jul 2007
NewCentsNov 28, 2025 04:14 PM
1,205 Posts
Quote from mydogisarobot :
It was the first time I was using it.
It sounded as if you were referring to two different transactions.

If the points evaporated, the purchase may have been ineligible? Or if no one gets new points pending from now on the points pool may have been exhausted
1
Nov 28, 2025 04:17 PM
1,205 Posts
Joined Jul 2007
NewCentsNov 28, 2025 04:17 PM
1,205 Posts
Quote from Hans_Gruber :
When checking out on paypal through ebay it just automatically charges my card, if I select pay with Paypal credit it only gives me the options of pay in full, pay in 4, or pay monthly. Are any of these the options I am supposed to select to get the 20% back?
If the purchase and your account are eligible, Pay in 4 or Pay Later are the only ones for 20% CB
1
Nov 28, 2025 04:26 PM
1,298 Posts
Joined Jul 2006
PrincipalMemberNov 28, 2025 04:26 PM
1,298 Posts
When you do pay later, does Paypal withdraw the money from your bank account or does it still go back and charge to your credit card? Thanks in advance to any kind soul that replies.
Nov 28, 2025 04:29 PM
12,837 Posts
Joined Dec 2004
kensteeleNov 28, 2025 04:29 PM
12,837 Posts
Quote from iHeartPriceMistakes :
Happy to report the points have started to post.
thanks for providing solid proof that points are starting to post. vomit
Nov 28, 2025 04:29 PM
695 Posts
Joined Aug 2008
StadiumRocksNov 28, 2025 04:29 PM
695 Posts
The points I received on Nov 18 is redeemable today.
1

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Nov 28, 2025 04:33 PM
14,145 Posts
Joined Dec 2005
ScottoDonoNov 28, 2025 04:33 PM
14,145 Posts
Quote from raffstyle :

cap 1 shopping rewards via chrome extention, so Im still purchasing at walmart (paypal). google say I dont have to use cap1 card.
There's no cap 1 card involved with rewards shopping through portal/extension

if you have not used it before send me a pm and I will give you more info

In addition, tomorrow will be bonus rewards day at eBay, I have bonus
Last edited by ScottoDono November 28, 2025 at 10:23 AM.

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