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Forum Thread

How much will I receive from my settlement? OT encouraged

3,834 187 October 26, 2010 at 04:15 PM in Video Games
SO I was in a car accident a few years back, and yada yada, I have a permanent injury to my hip flexor area. It inhibits my ability to exercise the way I used to, it hurts after sex Mad !!!! and sometimes it pops/clicks when I walk. It is not debilitating. I did not lose an arm or become deformed from this. I am not in a wheelchair and I didn't lose my job over this injury. However, its a pain in the ass and I'm upset that it can never go away.

So after 1/3 of it goes to legal fees, lets make bets on how much I get out of it.

Before it was deemed permanent I was offered 18k (Or about that) before the 1/3 was taken out. I'll update this if I ever get money.
And no, I am not loaning any of you money! laugh out loud

(If anyone remembers my thread about what you would do with a large amount of money if you won it, that is what this was about)

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handyguy
10-27-2010 at 09:41 AM.
10-27-2010 at 09:41 AM.
If you kept a diary of how you feel each day, you can get a lot more for pain & suffering.

A trial could take a long time, but settling with an insurance comp. is pretty fast.
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Piccaboo
10-27-2010 at 09:45 AM.
10-27-2010 at 09:45 AM.
Quote from UTR :
Um. Well, I'd much rather pay a lawyer 1/3 of what I get to do that shit myself. Sounds horrible. And with 10k I can buy a nicer car and save the rest for my move to Cali. Sounds like a good deal
My son was in an accident and we did the work ourselves, and he got the most bang for his buck out of the settlement - rather than paying an attorney 1/3 - when it's not that hard - whereas most people are just too lazy to do the work - and I don't mean that specifically towards you - but in reality they think a "lawyer" is always the answer - when you read this specific book and it outlines how things are done - you soon realize that what an attorney does - is something that you can do easily as well - why pay 1/3 to an attorney bulb and especially when you can figure out the formula they are using as well. You are not getting a good deal - and how long now has this case been dragged out as a result of having an attorney (?) vs how quickly you would have settled on your own.

Quote from BostonGirl :
Depends on what their policy limit is. Most around here are only 20k per person. So what Pic said is about right. Figure 20k max, then lawyer, medical, and w/e and your looking at anywheres from 10-12k .
Been there done that twice..it sucks and the money will never fix what happened.
Good Luck Smilie
Yep, been there done it - and from everyone I know that has been in the same situations - the dollar amount is normally around $10k - minus all the costs and I have seen people get as little as $3k for their actual take in the check!

Quote from mrlaugh :
why is it "party was" Confused
"party was" refers to the party that was involved in the accident - "their claimant" - there is specific terminology to be used when writing.

Quote from ForeverDcember :
Iagree
I was in an accident in the parking lot of my old apartment due to poor maintenance on their part, totaled my vespa and have a permament knee injury. Went to doctors and PT. All said and done the settlement was around, I want to say maybe $12K and I think I got less than $3K after everything was paid. I was pretty pissed about it and kinda blocked it Mad
Yep, lots of people are Mad when they realize how little they end up with after all is said and done. The most I can say to people is PT means SQUAT when it comes to any case - they want to see surgery, broken bones, scars, etc. I had a friend tell me well we went to PT and we had massages - and I looked at her like - you think this truly means something to the other insurance company Facepalm

Quote from Titansfan1234 :
Talking about this on an internet forum is a really bad idea...
Iagree Lawyer's have a way of finding out information that you would never realize - as UTR in past threads may have left hints of information that may lead them to this thread. Which is why I would never discuss an ongoing case that has NOT settled.
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redmaxx
10-27-2010 at 09:52 AM.
10-27-2010 at 09:52 AM.
Quote from redmaxx :
Didn't see it mentioned anywhere...

Did your health insurance pay for any of your treatment? If so, they get first dibs at any of your settlement.
Bump

It's no joke. It's called subrogation and your insurance company expects you to return any money that they paid if you get a settlement from anyone in connection to the accident. It cost a woman that worked for Wal-Mart over $400,000, even though that cash was earmarked by the court for her future care.
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Last edited by redmaxx October 27, 2010 at 10:26 AM.
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RugratsGalore
10-27-2010 at 10:16 AM.
10-27-2010 at 10:16 AM.
Quote from CQ1 :
dang hug sorry rg

i am in ca - if that counts laugh out loud

already got a default judgement
No need to be sorry. Despite all the screws they added, he still has a lot of loose screws Wink hence the reason he is an ex-husband Roll
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RugratsGalore
10-27-2010 at 10:24 AM.
10-27-2010 at 10:24 AM.
Quote from SDRebel :
then $70k seems like peanuts...you sure he had a good lawyer?
He did also get lifetime medical on those injuries, as they will require follow up surgeries. He also had all medical expenses paid, care giving paid during recovery from both surgeries and re-training in a different career (within limits) area. It seemed to screw him slightly because the woman that hit him also had the same independent insurance agent.
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Joined May 2004
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Ram|bunc|tious
10-27-2010 at 10:30 AM.
10-27-2010 at 10:30 AM.
Do you still enjoy OTs? Evil
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BostonGirl
10-27-2010 at 10:40 AM.
10-27-2010 at 10:40 AM.
Quote from Piccaboo :

Yep, been there done it - and from everyone I know that has been in the same situations - the dollar amount is normally around $10k - minus all the costs and I have seen people get as little as $3k for their actual take in the check!



Yep, lots of people are Mad when they realize how little they end up with after all is said and done. The most I can say to people is PT means SQUAT when it comes to any case - they want to see surgery, broken bones, scars, etc. I had a friend tell me well we went to PT and we had massages - and I looked at her like - you think this truly means something to the other insurance company Facepalm
Ironically, I split my head open...don't remember 6 months of my life. AND they tried to blame it on me, I was a farking passenger....I have had problems for years after with the scar and nerve damage. Now I have vertigo which is maybe related, and disabled because of it. The 17k settlement did shit for my life. I think I ended up with 12k after all the BS, blew it all...wish I knew then, what I know now. And yes the PT for my back and shoulder ( which is still dislocated) meant shit to them.
We got hit by a 2nd car during the accident, and couldn't sue them for some reason. ( i remember it was because we were "illegal parked on the wrong side of the highway" ..umm we crashed that way..Huh )
20K per person was the max limit. You can only sue up to the limit.

My fiance now has 100k per person and 300k per accident because we own a home now, so no one can sue against the house or civil. But most people only have the minimal 20k.
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Last edited by BostonGirl October 27, 2010 at 10:42 AM.

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Piccaboo
10-27-2010 at 10:56 AM.
10-27-2010 at 10:56 AM.
Quote from BostonGirl :
Ironically, I split my head open...don't remember 6 months of my life. AND they tried to blame it on me, I was a farking passenger....I have had problems for years after with the scar and nerve damage. Now I have vertigo which is maybe related, and disabled because of it. The 17k settlement did shit for my life. I think I ended up with 12k after all the BS, blew it all...wish I knew then, what I know now. And yes the PT for my back and shoulder ( which is still dislocated) meant shit to them.
We got hit by a 2nd car during the accident, and couldn't sue them for some reason. ( i remember it was because we were "illegal parked on the wrong side of the highway" ..umm we crashed that way..Huh )
20K per person was the max limit. You can only sue up to the limit.

My fiance now has 100k per person and 300k per accident because we own a home now, so no one can sue against the house or civil. But most people only have the minimal 20k.
Got ya there - our limits have always been that high - but if you have more than one vehicle - you are always able to "stack coverage" - so that if you are in an accident - the stackable coverage comes into play - it costs slightly more to do so - but you might find it useful if an accident occurs again. Let's just say I know someone whom had stacked coverage and their child was hit while walking - and due to their stacked coverage - although their vehicle(s) were not involved - their Insurance Company paid out big $$$ as a result of the stacked coverage - plus the person whom hit this child and said child died - their Insurance Company also paid out big $$$ as well.

I'm sorry you went thru such hell with all of the above - and came out with so little Comfort Where the hell was John Edwards Ranting when you needed him Mad

Might I ask on a lighter note - is this why Cheeto's are so important in your life.
That all you can remember after the six months is being bathed in Cheeto's Hide
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SDRebel
10-27-2010 at 11:45 AM.
10-27-2010 at 11:45 AM.
Quote from RugratsGalore :
He did also get lifetime medical on those injuries, as they will require follow up surgeries. He also had all medical expenses paid, care giving paid during recovery from both surgeries and re-training in a different career (within limits) area. It seemed to screw him slightly because the woman that hit him also had the same independent insurance agent.
I guess that' s better than 70k, still, i think the compensation should have been much biggerm nod
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SDRebel
10-27-2010 at 01:11 PM.
10-27-2010 at 01:11 PM.
Quote from handyguy :
If you kept a diary of how you feel each day, you can get a lot more for pain & suffering.

A trial could take a long time, but settling with an insurance comp. is pretty fast.
not a bad idea...even if he doesn't have the diary now, he can start it today
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Joined Apr 2006
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SDRebel
10-27-2010 at 01:16 PM.
10-27-2010 at 01:16 PM.
Quote from redmaxx :
Bump

It's no joke. It's called subrogation and your insurance company expects you to return any money that they paid if you get a settlement from anyone in connection to the accident. It cost a woman that worked for Wal-Mart over $400,000, even though that cash was earmarked by the court for her future care.
that sucks big big time....more than MAX
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Joined May 2006
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Original Poster
UTR
10-27-2010 at 02:52 PM.
10-27-2010 at 02:52 PM.
Quote from SDRebel :
that sucks big big time....more than MAX
no one sucks more than MAX
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Pig
10-27-2010 at 02:57 PM.
10-27-2010 at 02:57 PM.
Quote from UTR :
no one sucks more than MAX
Wot about Dyson?
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Fallacy
10-27-2010 at 09:46 PM.
10-27-2010 at 09:46 PM.
Quote from UTR :
no one sucks more than MAX
Mad
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patrossi2004
10-27-2010 at 11:11 PM.
10-27-2010 at 11:11 PM.
here it is...when you go to settle...make sure your lawyer makes the stipulation of medical bills covered separate from you cash settlement... First this is something your lawyer can not claim as part of his 1/3 ...second this is NOT TAXABLE in any state.....( unless the rules have changed and I don't have my info current) It is just the smart thing to do...you will not see the money for medical as it will be paid directly to the institutions...BUT it also should NOT be considered part of your settlement...
AND your lawyer has no right to claim any part of that.... Just a word to the wise.....I had a claim ...well it was a while back now ...BUT a friend of mine ( who is a lawyer) told me about some of the inner stuff... Good Luck...I would never want to go thru that again !!

Oh but mine was NOT a car accident either...I was in a store and a kid on a fork lift dropped cabinets on my head...(SERIOUSLY)...Really Hurt ..stupid kid !!
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Last edited by patrossi2004 October 27, 2010 at 11:16 PM.
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