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I'm in...I think this is my 5th Chase card in the past year or so (including Marriott, BA Visa, Sapph Pref, Southwest...).
Obviously mine is still "pending approval" even with strong credit. Everytime this happens, I just call-in and have them push the application through. Chase is easy to deal with as long as you give it a solid 60 days between appliations.
Gotta love 'No Annual Fee' cards! Never have to use or close...just keep that credit line open to look pretty and build the average time of your overall credit lines.
Okay, I got in on this the last time it was offered and I have a question. I've had two statements, my credit limit is $1500 my first was around $547, 2nd was $600 and my third statement will probably be in the $700 range. I have paid off in full my first and second bills right when I pretty much receive my bill. If I keep spending this much money but pay it off in full and very quickly, does this hurt my score in any way? Or does it improve it because I'm a fast payer?
Thanks OP.. Just applied and got instant approval..
They rejected mine last year in july coz so too many hits on credit history when I know there were only 4.
I didnt got the limit on the page some how as other mentioned the CL as well .. Am I missing something ?
Okay, I got in on this the last time it was offered and I have a question. I've had two statements, my credit limit is $1500 my first was around $547, 2nd was $600 and my third statement will probably be in the $700 range. I have paid off in full my first and second bills right when I pretty much receive my bill. If I keep spending this much money but pay it off in full and very quickly, does this hurt my score in any way? Or does it improve it because I'm a fast payer?
AFAIK, if you pay all your dues within the due dates, you are good and doesn't have any negative impacts on your history/score but doesn't add any points as well.
Paying on 1st day of the statement received or on due date does not make any difference as score hits by the charges, but its good to pay in advance as you will not miss the due date.
One of the first questions it asks is if i was denied approval in the last 6 months. Is this completely necessary for approval? I applied back in september and was denied, my ratio was too high. Its been over 6 months and my ratio is has decreased. Not 100% sure ill be approved though. So im wondering if I should try now or wait a few more months til my ratio is even lower. If i get denied now will i have to wait atleast 6months to apply to this offer again is basically my question.
Just call the customercare and tell them about the offer. If they have a similar offer within 30 days period, they will give the benefit to the customer...So call them and ask for addition $100
Sorry - The Requested Offer is No Longer Available
Please visit www.chasecreditcards.com to view additional offers and apply online. Please note the terms and conditions of these offers may vary.
dead. offer no longer available blah blah. they caught on quick.
Deal is still available as of 12:40 EDT ... call (800) 795-6307 to speak w/ a rep who will fill out an application. May not be available for very long though...
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Obviously mine is still "pending approval" even with strong credit. Everytime this happens, I just call-in and have them push the application through. Chase is easy to deal with as long as you give it a solid 60 days between appliations.
Gotta love 'No Annual Fee' cards! Never have to use or close...just keep that credit line open to look pretty and build the average time of your overall credit lines.
They rejected mine last year in july coz so too many hits on credit history when I know there were only 4.
I didnt got the limit on the page some how as other mentioned the CL as well .. Am I missing something ?
AFAIK, if you pay all your dues within the due dates, you are good and doesn't have any negative impacts on your history/score but doesn't add any points as well.
Paying on 1st day of the statement received or on due date does not make any difference as score hits by the charges, but its good to pay in advance as you will not miss the due date.
Before or after I receive the card?
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