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Target Chit Chat

5,198 1,334 July 25, 2007 at 02:54 PM in Chat
This thread is being created so people -- generally, those people who can't seem to resist talking about off-topic junk in the Target coupon thread -- have a place to talk about shopping at Target and other miscellaneous matters.

All you folks who hang out in the Target coupon thread, start hanging out here instead! When you've got something relevant to post about Target coupons, please post about it in the Target coupon thread! We'd love to hear about it, but NOT about your dog, your cat, your mom, your genital herpes, your... well, you get the idea.

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Community Wiki

Last Edited by tn_native November 12, 2009 at 03:08 AM
It has come to our attention that an original intent of a manufacturer's coupon(s) has been compromised and it is being discussed on the slickdeals.net forums. Discussions of how to profit from a coupon mistake should not be discussed here. if you wish to discuss the coupon(s) mistake, please use another forum. Slickdeals.net does not condone discussions of how to perform, elude capture or profit from unethical and perhaps illegal activities. Any users caught creating multiple account(s) will be banned immediately, no exceptions!


Please see the Target Coupon Thread's WIKI for the most up to date info....

https://slickdeals.net/forums/showthread.php?t=792048


Toy coupon match up
http://hip2save.blogspot.com/2009...ching.html

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Joined Sep 2006
Whoops!
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lisapdreamer
11-18-2009 at 02:37 PM.
11-18-2009 at 02:37 PM.
Quote from 4BusyBees :
Ok, totally random....

DH is an only child and has helped his parents for a while. His credit stinks now Frown
I've been divorced twice so you know how that goes.

I would love to help him repair his credit. Any suggestions?
We only owe 9 years and 9 months on our house woot

No "major" bills have ever been late. Mostly a couple of credit cards he had before we got married. He eventually just gave up on them. His Mom was supposed to pay them. It's kind of a sore subject for him. Comfort

I would estimate the total debt to be around $4,000. Not much, but enough to ruin his credit. I wanted to call the companies and set up a repayment or something but will this repair his credit? Im sure it will help but does anyone have any experience or advice?

He recently got laid off so I am just being proactive here. Not much I can do financially but looking for advice
Put any bills you can on automatic payments. This raised our credit score considerably. Also, the $4,000 debt you have can actually help you. There is a debit/potential debt ratio that comes into play. If you have $10,000 in debt, but potential debt of $50,000, (credit card limits that you are not using) it is better than $1,000 in debt with no potential. Kind of confusing, do you have a local bank where you can sit down and talk to somebody? (used to work at a bank, got our credit score up to 815 when we bought our house this spring!!)
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Joined Jul 2008
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4BusyBees
11-18-2009 at 02:44 PM.
11-18-2009 at 02:44 PM.
Thanks Lisa, so by just working with the companies and setting up some kind of payment, we are fixing it?

Yes, we are in good standing and use the same bank for all of our finances
(besides the credit cards he owes) So maybe he can go in and talk to them now that he is home...all.of.the.time
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Joined Sep 2006
Whoops!
> bubble2 983 Posts
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lisapdreamer
11-18-2009 at 02:48 PM.
11-18-2009 at 02:48 PM.
By having it set automatically, it comes out the same day of every month. We also set our car payment to come out a payment every 2 weeks, instead of monthly. Tried to do our house payment (now that we have one again Sadwalk) but the mortgage company couldn't do it. This results in an extra payment made every year.
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Joined Jul 2007
Mommy extraordinaire
> bubble2 180 Posts
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georgiasurro
11-18-2009 at 03:01 PM.
11-18-2009 at 03:01 PM.
Nikki I texted you, but I do credit repair on the side. Email me too much to text lol
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Joined Jan 2008
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> bubble2 384 Posts
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cupcakemama
11-18-2009 at 03:07 PM.
11-18-2009 at 03:07 PM.
Quote from Thrifteh :


Oh, I'll keep shopping T until a few other things change.





[/SIZE]
I am Pray more things don't change too, but if things keep going the way they are.

..or maybe I should stop reading the Deals thread...."the sky is falling! the sky is falling!"laugh out loud
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Joined Dec 2008
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tn_native
11-18-2009 at 03:10 PM.
11-18-2009 at 03:10 PM.
deleted
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Last edited by tn_native November 18, 2009 at 03:14 PM.
Joined Dec 2007
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> bubble2 3,123 Posts
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greenbelt
11-18-2009 at 03:37 PM.
11-18-2009 at 03:37 PM.
Found chinet peelies for B1G1F at my local grocery store...these peelies are as big as the dessert plates-huge laugh out loud can't wait to give those to the cashier (the actual coupon is is the center and supposed to be cut out). I think these are 01's. Last week I could not find my scissors in the store and after printing the U&U wipes coupons, just ripped around them and handed them to the cashier. This is so unlike me and I should have been embarrassed.

Have been super busy- don't know how you are all keeping up with getting ready for the holidays and doing all the Target runs. I usually get heart palpitations around the holidays, I am already starting to stress. I think I will decrease my Targeting if this coupon stuff gets too strict or it is too difficult to get GC's d/t limited T coupon use.
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ArielA
11-18-2009 at 04:28 PM.
11-18-2009 at 04:28 PM.
Quote from shawncv :
http://www.swagbucks.com/?cmd=sb-...6&catid=96

Code is unique. Expires 5:30 PM PST
Swag Code Whee
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greenbelt
11-18-2009 at 04:34 PM.
11-18-2009 at 04:34 PM.
Quote from mama2cole :
Hey guys. I made it to Miami. Stopped at my Mom's house to eat something and shower and now I'm at the hospital for the night.
Funny thing happened on the drive down today. I have DH's car, Anyways, I go to open the sunglass holder thingy in the ceiling of the car and out falls a bunch of the $5 Cranium Peelies from LAST YEAR! I just started cracking up (and I have not been in a funny mood lately). I guess I badgered them from somewhere and then I probably had a drink in the console so I stuck them up there so they wouldn't get wet.
M2C-happy to see you are safe. I just found 2 Target peelies for free photos from 2005!

Quote from audriannasmama :
Who else is addicted to facebook? If any of you all would like to be friends let me know!
Nono2 DS (who will be 19 on Friday) took a picture of me last night cramming a Reese cup in my mouth- wants to put it on his FB wall. Smack


Quote from meeshecat :
Hi Everyone!! it's one of those days.. I realized that my birthday is tomorrow
Happy Birthday!!!

Teri, thinking of you.

Dec12girl Wave
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Last edited by greenbelt November 20, 2009 at 04:08 AM.
Joined Sep 2007
Mighty FOO FIGHTER Fan
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tootsie67
11-18-2009 at 04:44 PM.
11-18-2009 at 04:44 PM.
Happy Birthday meeshecat!!!!!


audriannasmama-total FB addict Blush3 laugh out loud Just left there to come here actually Wink

Yeah, you know-we've dealt with "the sky is falling" for over 2 years, so I don't take stock in it unless one of you guys has an incident, KWIM? There were days when the registers didn't work right even though I had the correct items and good coupons, but they are very isolated incidents.

I know one thing though, the pricematching this is going to be a tricky situation-my bff found the Mindflex in stock at T today and wanted to pricematch with Kmart's ad this week since they are only $50 this week. Our cashier (who Rock for everything!!!) told us he would hold the items at the CS desk and she had to drive to KM to get a hard copy of the ad even though he knew it was in the ad! He said they have really brought the hammer down on them about sale-ads, timed promos, etc. This store is VERY friendly and always has been. I can't imagine stores with rough LODs, etc EEK!

(oh, she did end up getting the ad, driving back and getting them for $50 per item! One for me, one for her Whee)
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Joined Mar 2007
serving up a tall glass..
> bubble2 4,047 Posts
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.teri.
11-18-2009 at 04:53 PM.
11-18-2009 at 04:53 PM.
Wave popping in to say hi. No shopping still. I've been going to doctors and cleaning my house. Is it a woman thing that if someone is sick or you know you are going to be sick that you want everything in the house clean and sanitized? I haven't done this much cleaning since I started couponing....which leads me to wonder why once I started couponing my house seemed to suffer. I used to be ocd about my house, until I found coupons LMAO
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Joined Feb 2004
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> bubble2 3,864 Posts
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whimseys
11-18-2009 at 04:55 PM.
11-18-2009 at 04:55 PM.
Quote from 4BusyBees :
Ok, totally random....

DH is an only child and has helped his parents for a while. His credit stinks now Frown
I've been divorced twice so you know how that goes.

I would love to help him repair his credit. Any suggestions?
We only owe 9 years and 9 months on our house woot

No "major" bills have ever been late. Mostly a couple of credit cards he had before we got married. He eventually just gave up on them. His Mom was supposed to pay them. It's kind of a sore subject for him. Comfort

I would estimate the total debt to be around $4,000. Not much, but enough to ruin his credit. I wanted to call the companies and set up a repayment or something but will this repair his credit? Im sure it will help but does anyone have any experience or advice?

He recently got laid off so I am just being proactive here. Not much I can do financially but looking for advice
Before you pay or agree to anything...

Make sure the debts are still within the statue of limitations for your state. If the debt is old it probably will not make much difference to his FICO if he pays it off. Morally, of course, he should, but...http://www.fair-debt-collection.c...tions.html

If it is still within the SOL and with the original creditor, send them a pay for delete letter where you offer a lump sum payment in return for deletion of the tradeline. Do not let anyone have access to your bank accounts now, especially if the account is with a collector. You will simply restart the clock on how long the debt can be reported and open up a can of worms if they are unscrupulous.

Been there...done them (ha Freudian slip) I meant been there...done that. PM if you'd like.
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Last edited by whimseys November 18, 2009 at 04:59 PM.
Joined Aug 2007
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> bubble2 1,836 Posts
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megnsamsgrace
11-18-2009 at 05:29 PM.
11-18-2009 at 05:29 PM.
Quote from lisapdreamer :
You should get an envie full for the Glade deal soon. Also thru in a dozen or so Chinet, hope your store has 'em!
Thanks!
And my store has a TON of Chinet!

Hey guys.. Stay FAR away from ebay seller nannabearstreasures I complained that she charged me $6 for shipping 60 coupons. She sent me a completely empty envelope... sent it with DC to cover her butt with paypal.. but as soon as I saw it was empty, I returned to sender with out opening!
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Joined Jan 2006
MBE hell
> bubble2 4,274 Posts
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_Gator_
11-18-2009 at 05:40 PM.
11-18-2009 at 05:40 PM.
Quote from megnsamsgrace :
Thanks!
And my store has a TON of Chinet!

Hey guys.. Stay FAR away from ebay seller nannabearstreasures I complained that she charged me $6 for shipping 60 coupons. She sent me a completely empty envelope... sent it with DC to cover her butt with paypal.. but as soon as I saw it was empty, I returned to sender with out opening!
You've blown my cover! LMAO Kidding. Thanks for the heads up!

No T for me today. Went to KM to cash in some cpns. Left happy although annoyed it always takes so long in there.

Really hope my chinet cpns come tomorrow. Haven't gotten in on that deal yet this week.

Can't believe it's already Thanksgiving next week. Where has the year gone? Roll Eyes (Sarcastic)

Anyways, not to brag but my little Evan has slept the last 2 nights from 8-7! I stepped him up to a big nighttime bottle, slapped 2 diapers on him and let him sleep on his tummy. Hopefully I've started a trend!

Have a great night all. Off to study & sleep Smilie
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Joined Aug 2007
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megnsamsgrace
11-18-2009 at 05:44 PM.
11-18-2009 at 05:44 PM.
happy birthday meesh!!
Reply
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