Joined May 2011
L8: Grand Teacher
Forum Thread
https://www.healthcare.gov/ Now OPEN - Cheap insurance
September 30, 2013 at
09:13 PM
in
Finance
(4)
https://www.healthcare.
424 Comments
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The hospital and doctors and drug companies are the big blood sucker.
In Los Angeles, comparing by paying cash to visit a doctor or emergency to using health insurance, it can be vary by as much as 50%
And I also agree with you about hospitals, doctors, and drug companies.
The hospital and doctors and drug companies are the big blood sucker.
In Los Angeles, comparing by paying cash to visit a doctor or emergency to using health insurance, it can be vary by as much as 50%
"lowest health care costs" for who?
certainly not the ones currently paying zero.
Oh, you mean lower health care costs for those currently paying. We'll duh, if you force health care on ALL and SPREAD around the cost it will be lower for the subset currently paying versus those who don't pay. That's just basic economics but that doesn't mean it's fair, right OR constitutional.
Here if you got caught by cops driving with no proof of insurance, a nice $1600 ticket will be mailed to you
Young people will pay more, since catastrophic plans will not be covered by Obamacare. If you get Catastropic plans now, you can keep them, but you wont' get any subsidies.
But for older people, people with pre-existing conditions and even most women, they will be better off with this.
About 3/100ths of the population.
We would've been much better off with a donation-based pool for those people to draw from instead of raising the prices on everyone else. It would've relied on actual charity and not the threat of force, but if all the people who "cared" had donated 5% each month those folks needs could've been easily handled.
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not when it comes to obamacare.
Isn't that the whole point of this arguement?
certainly not the ones currently paying zero.
Oh, you mean lower health care costs for those currently paying. We'll duh, if you force health care on ALL and SPREAD around the cost it will be lower for the subset currently paying versus those who don't pay. That's just basic economics but that doesn't mean it's fair, right OR constitutional.
"Not the ones currently paying zero"...key word there is "currently" because if you were to get sick and have to go through procedures hundreds of thousands of dollars ( hip replacement surgery alone costs $110,000 I believe?) you would get that surgery but then guess who would pay for it at the end? Not you (unless you are one of the few who has that kind of money that's easily accessible), but us. Our premiums would go up.
It's the free rider problem.
The fine is going to be enforced by garnishing income tax refunds. If you want the rest of your refund you're going to have to pay the fee, plain and simple. If you choose not to withhold and/or file for a few years you'll probably get a visit from the IRS. I imagine employers will "have to" withhold a certain amount for taxes in the coming years.
You're also exempt from the fine if the premiums would be more than 8% of your income. But please just pay ~6-12% of your income to get health coverage if you can't get medicaid. It's worth it, period.
The rest of us don't want to pay your $100k in uninsured medical bills via our tax dollars and insurance premiums when you get hit by a car or develop a tumor and declare bankruptcy because you can't pay.
Isn't that the whole point of this arguement?
certainly not the ones currently paying zero.
Oh, you mean lower health care costs for those currently paying. We'll duh, if you force health care on ALL and SPREAD around the cost it will be lower for the subset currently paying versus those who don't pay. That's just basic economics but that doesn't mean it's fair, right OR constitutional.
But now they have health insurance like us, private hospital like us, drug companies like us. Not anyone can afford going to hospital anymore.
"Not the ones currently paying zero"...key word there is "currently" because if you were to get sick and have to go through procedures hundreds of thousands of dollars ( hip replacement surgery alone costs $110,000 I believe?) you would get that surgery but then guess who would pay for it at the end? Not you (unless you are one of the few who has that kind of money that's easily accessible), but us. Our premiums would go up.
It's the free rider problem.
About 3/100ths of the population.
We would've been much better off with a donation-based pool for those people to draw from instead of raising the prices on everyone else. It would've relied on actual charity and not the threat of force, but if all the people who "cared" had donated 5% each month those folks needs could've been easily handled.
That's like measuring the number of poor people by how many apply for medicaid or food stamps. Lots of poor people are ignorant and don't know they qualify.
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"Not the ones currently paying zero"...key word there is "currently" because if you were to get sick and have to go through procedures hundreds of thousands of dollars ( hip replacement surgery alone costs $110,000 I believe?) you would get that surgery but then guess who would pay for it at the end? Not you (unless you are one of the few who has that kind of money that's easily accessible), but us. Our premiums would go up.
It's the free rider problem.