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REDNECK BANK Rewards Checking 2.75% APY on $10K balance w/ Ten transactions per month, free ATM/online bill pay, etc.
https://redneck.bank/accounts/red...in-account
Standard account features that come with all our accounts
Bank-to-bank transfers
Person-to-person transfers
Overdraft privilege****
Visa debit card
Direct deposit
Mobile deposit
Earn 2.75% APY when you have up to $10,000 in your account. Amounts over $10,000 will earn 0.50% APY. If requirements are not met you will earn 0.25% APY. We will pay interest earned by your account at the end of each monthly billing cycle. *APY is Annual Percentage Yield.
**We will refund up to $25 of foreign ATM fees each monthly statement cycle in one lump sum.
Open this account with a minimum deposit of $500.
There is no minimum balance required to maintain this account.
There is no monthly service charge.
To receive rewards from Redneck Rewards personal checking account, participants must:
Make 10 Redneck Bank VISA debit card transactions per monthly statement cycle. Please refer to #9 below.
Receive your statements electronically.
Fees could affect the earnings on this account. Learn more about this account.
Our monthly statement cycle ends on the 20th of each month. If the 20th falls on a Saturday, the cycle will end on Friday the 19th. If the 20th falls on a Sunday, the cycle will end on Monday the 21st. There are no rollover transactions.
Qualifying VISA debit card sales transactions include each time you use your VISA debit card to make a purchase from a vendor or merchant. These transactions must post and clear your account during the payment cycle. ATM and ACH transactions do not qualify.
Annual Percentage Yield (APY) is accurate as of 11/19/18. Rate may change.
***Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
There is a limit of two Redneck Rewards accounts allowed per individual.
This is a tiered account.
****Overdraft privilege is available for customers who qualify.
Free eStatements with transaction images are available for view online.
A $3 per month charge will be applied for paper statements.
Standard account features that come with all our accounts
Bank-to-bank transfers
Person-to-person transfers
Overdraft privilege****
Visa debit card
Direct deposit
Mobile deposit
Earn 2.75% APY when you have up to $10,000 in your account. Amounts over $10,000 will earn 0.50% APY. If requirements are not met you will earn 0.25% APY. We will pay interest earned by your account at the end of each monthly billing cycle. *APY is Annual Percentage Yield.
**We will refund up to $25 of foreign ATM fees each monthly statement cycle in one lump sum.
Open this account with a minimum deposit of $500.
There is no minimum balance required to maintain this account.
There is no monthly service charge.
To receive rewards from Redneck Rewards personal checking account, participants must:
Make 10 Redneck Bank VISA debit card transactions per monthly statement cycle. Please refer to #9 below.
Receive your statements electronically.
Fees could affect the earnings on this account. Learn more about this account.
Our monthly statement cycle ends on the 20th of each month. If the 20th falls on a Saturday, the cycle will end on Friday the 19th. If the 20th falls on a Sunday, the cycle will end on Monday the 21st. There are no rollover transactions.
Qualifying VISA debit card sales transactions include each time you use your VISA debit card to make a purchase from a vendor or merchant. These transactions must post and clear your account during the payment cycle. ATM and ACH transactions do not qualify.
Annual Percentage Yield (APY) is accurate as of 11/19/18. Rate may change.
***Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
There is a limit of two Redneck Rewards accounts allowed per individual.
This is a tiered account.
****Overdraft privilege is available for customers who qualify.
Free eStatements with transaction images are available for view online.
A $3 per month charge will be applied for paper statements.
Created 01-11-2019
at 10:36 AM
by SUCHaDEAL
in
Finance
(2)
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13 Comments
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The bank that is paying 3.01% APY up to 15K is Southern Bank, but you have to be a resident of Ark, Mo and there is one other state maybe Iowa. I was able to open the accounts when it was open nationally. I have been 100% happy with this bank and their online banking system. I've never visited the bank personally. Love the closing at the end of the month vs in the middle of the month like some of my previous accounts. This bank also held the rate of 3.01 all these years when most other banks dropped to the 1% or lower. They were at 7% and then dropped to 3.01 and held it--now waiting and hoping they will go up but haven't heard anything about an increase.
Thank Op for posting this account--it will be of value to some people
buy $1 items at fast food chains, $1 store, pay bill online with $1 from this card.
so on $10 a month, you're losing what? 25c-50c tops on a cashback card?
versus earning $275 a year in interest on the $10K which is liquid. ($22.50 ish a month in interest)
so on $10 a month, you're losing what? 25c-50c tops on a cashback card?
versus earning $275 a year in interest on the $10K which is liquid. ($22.50 ish a month in interest)
For $10,000 at 2.75%, it's only $50 more you're earning.
If you do, $1 purchases you'd be spending more to cover the difference.
Even if you do $0.50 Amazon gift card purchases, you are still spending more than the difference.
I'm not sure if your time is worth the extra $50 per year or $4.17 per month.
BTW, LMCU bank has 3.00% interest up to $15,000 with 10 transaction requirement which is a better deal than this.
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