Chase.com is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee. Thanks brisar
Note, please verify/see all the pricing/terms listed below.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate RewardsĀ®
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Earn 5X points on Lyft rides through March 2022. Thatās 3X points in addition to the 2X points you already earn on travel.
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Edited September 14, 2020
at 09:24 AMby
Chase Sapphire PreferredĀ® Card.
Chase is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate RewardsĀ®
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Earn 5X points on Lyft rides through March 2022. Thatās 3X points in addition to the 2X points you already earn on travel.
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If you currently have any kind of Saphire personal card that is active, you will NOTqualify for bonus points, even if you are approved.
If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
95 af is not waived for first year basically previously it was 50k with 95 waived first year now it's 60k with 95 af so pretty much the same
Also I'll get csr rather than csp if you spend 3400+ in travel, dining etc
It is pretty straightforward. When you use your card for ANY travel purchase (like Airbnb, airfare, hotels, Lyft, Uber, parking, some tolls, and many others), you will automatically be reimbursed, until you've spent a total of $300 on travel. In other words, Chase will pay for the first $300 in travel you spend each year with your card.
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yeah, planning to downgrade to freedom (which I already have).
Can someone give a jist of the difference between the Sapphire plain one and the chase freedom.
I wasn't able to compare on their website.
Broadly speaking, the no-annual-fee Sapphire card is the same as the Sapphire Preferred except:
you can't transfer UR to travel partners
UR are only worth 1 cent per point in the travel portal
I want to downgrade to another chase card with:
1. No annual fee
2. No foreign transaction fee.
Not many options and Chase sucks in this category.
If I have to convert to amazon visa or something, I have to cancel this and open a new account it seems. That sucks.
Quote
from bigmace
:
Chase freedom is the card you want. I would not cancel, save the hit on your credit.
Chase Freedom has 3% FTF.
With that said, I've used Chase Freedom overseas for the rotating 5% categories (groceries & gas) which nets more UR rewards than my CSR.
If I downgrade to Freedom, do I have to wait for the 12 months to be over or can I do it a few days before? Do I have to wait for them to charge the annual fee before I can downgrade or can I do it before? TIA
Broadly speaking, the no-annual-fee Sapphire card is the same as the Sapphire Preferred except:
you can't transfer UR to travel partners
UR are only worth 1 cent per point in the travel portal
it has a foreign transaction fee
Does it has all the travel protection that the Preferred has? The coverage is different between Preferred and Reserved, I would be surprised if the Sapphire gets the same as Sapphire Preferred's.
yeah, planning to downgrade to freedom (which I already have).
Can someone give a jist of the difference between the Sapphire plain one and the chase freedom.
I wasn't able to compare on their website.
Is it a downgrade, or a hard-credit pull that creates a new Freedom account?
If I downgrade to Freedom, do I have to wait for the 12 months to be over or can I do it a few days before? Do I have to wait for them to charge the annual fee before I can downgrade or can I do it before? TIA
You have to wait until the second annual fee posts, then downgrade and ask for the fee to be refunded within 30 days. If you do it sooner, you risk ruining your relationship with Chase and your account could be closed. They will also claw back your reward points if you downgrade prior to the full 12 months.
Sorry if posted already: In speaking with a Chase rep, if they deny you for having had the Sapphire or preferred within 48 months, it's NOT a hard pull. Apparently they check this first before determining your credit worthiness. I checked and also confirmed this on my own accounts as well since I didn't know about the 48 before applying.
My card got approved on 9th oct and I got a mail saying it will reach in 3 to 5 business days. But still I have not received it yet. Should I call back customer care and ask them to send a replacement? Will the replacement also have same delivery times ?
I am holding off my required purchases so that I can get the 4K spending ASAP.
Please advise
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If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
Also I'll get csr rather than csp if you spend 3400+ in travel, dining etc
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Can someone give a jist of the difference between the Sapphire plain one and the chase freedom.
I wasn't able to compare on their website.
1. No annual fee
2. No foreign transaction fee.
Not many options and Chase sucks in this category.
If I have to convert to amazon visa or something, I have to cancel this and open a new account it seems. That sucks.
With that said, I've used Chase Freedom overseas for the rotating 5% categories (groceries & gas) which nets more UR rewards than my CSR.
[Deleted]
Let's hear some ideas?
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We have received your request for a Chase credit card. We'll let you know our decision as soon as possible.
Thank you for choosing Chase.
so it's not a yes or no but no formal decline but hard pull on credit? that's not good... =***(
Can someone give a jist of the difference between the Sapphire plain one and the chase freedom.
I wasn't able to compare on their website.
Freedom and Sapphire are very different cards.
"We have received your request for a Chase credit card. We'll let you know our decision as soon as possible."
You have to wait until the second annual fee posts, then downgrade and ask for the fee to be refunded within 30 days. If you do it sooner, you risk ruining your relationship with Chase and your account could be closed. They will also claw back your reward points if you downgrade prior to the full 12 months.
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I am holding off my required purchases so that I can get the 4K spending ASAP.
Please advise