Chase Sapphire Preferred® Card: Spend $4,000 in First 3 Months Expired

I'm going to be staying at a Hilton for about 35 days starting next month. Trying to figure out the best card to sign up for to either get the most cash back on the stay or free nights. It seems if I sign up for this card I could redeem $1000 back on my $4000 stay? Would a Hilton card give a better return than that?

Hello All,

I've been following this for a couple weeks now and wanted to chime in and see if this can help anyone.

Hard Pull: Yes

Requirements:
Current Sapphire Cardholder: No
Received Sapphire Sign Up Bonus (SUB) within last 48 months: No
Online: 100K SUB, annual fee (AF) $95
In-Branch: 80K SUB + 20K Bonus upon $4k spending in 3 months, first year AF waived, $50 grocery credit

• In-Branch offer has older materials.
• It will list as 80K SUB, but it'll actually be 80K SUB + 20K Bonus.
• Most, if not all branches, are offering this, but it'll depend on the knowledge of bankers understanding this offer.

Here's a couple of takeaway notes:

Whatever you do, do not cancel your previous Sapphire card! Do a product change and downgrade to some Freedom product. Cancellations will force you to wait 30 days before you're eligible to sign up for a Sapphire product again.

Like everyone said, check inside your Chase app to see if the Sapphire Preferred is available for sign up. You should see a Learn More button to apply online. But don't. Try the following before applying online.

Schedule a meeting with the banker. Call a local branch or schedule one online.

Give them your ID and see if they can pull up the Sapphire Preferred for you to apply.

If they cannot, it probably means the back-end system still has remnants or traces of the fact that you had some sort of Sapphire product. If that's the case, ask your banker to create a new profile and then apply.

They will use your ID to enter name, address, DOB, SSN etc. Once they create a new profile, the Sapphire Preferred should pop up as an option. Have your banker apply for this card in this new profile.

You should be accepted on the spot. If not, call the support line (877-770-8065) right away for quicker approval. Provide the reference number on the banker's screen. They will let you know if there are any issues. In my case, I had too much credit on my other Chase credit card. They transferred credit from the other card and used it to open this Sapphire Preferred. Once I gave the OK, they put me on a hold and completed this. Saw the credit limit from my downgraded Sapphire Reserve/Freedom Unlimited immediately deduct.

Before the call ends, ask for an expedited shipment; they will put you on hold and transfer to customer service. They will confirm name, address, phone number, and a 2FA code. The card should arrive in 2 to 3 business days.

Have your banker combine your two profiles together, keeping your existing/original profile. Once you leave the bank, the card should show up in your current profile (on the banker's screen) and in the Chase app within 15 minutes.

As with everything, YMMV. Hope this helps!

For anyone interested on where you stand and my timeline,
Credit Karma: 810+
Current Chase products: 2
Last Sapphire Reserve SUB: >48 months
Downgraded Sapphire Reserve to Freedom Unlimited: 6/12
Available to apply in Chase app: 6/16
First in-branch attempt: 6/17
Second in-branch attempt & success: 6/22

The branch manager also had the same issue where it didn't show up on his profile either. Creating a new profile solved everything!

877-770-8065 is an AT&T phone number. They picked up immediately, I was impressed!
Do you have the correct Chase number?

Got it approved finally, beware Chase may close your card if no use for a few months. I lost 120k in one of my accounts, fight hard but no luck.

I got some bonus from them in the past like Sapphire Reserve, glad to approve my application again this time.

I have Hilton Honors status but no Hilton card. My Hilton Honors app says I can get a Hilton Amex card with upto 180K points with a 2K spend in first 90 days and a $95 annual fee.

I can also get upto 130K points with a 1K spend and NO fees.

You might come out ahead with going with a Hilton card in your situation.

Hilton points are much less valuable than the Chase UR points this card provides.

I'd be very very happy to trade 180k Hilton points for 100k Chase points all day every day as much as they'd let me if that was possible.

Okay. I am not too familiar with the differences. Have never played the points game till now. I have no idea what the monetary value of 180K (or just got an email for 200K) Hilton points are worth. I travel a week a quarter for business and yet, I never bothered to get a Hilton card as I don't know much about the points. I am a straight up cash back guy.

So, what is the monetary value of the 180K Hilton points if you don't mind me asking?

So my wife got her card today, the chase rep mentioned that I can get added to the card so I can use it too. If I add my name to the card, will that prevent me from being able to get a Chase Sapphire in a few months?

Hilton points are much less valuable than the Chase UR points this card provides.

I'd be very very happy to trade 180k Hilton points for 100k Chase points all day every day as much as they'd let me if that was possible.

Okay. I am not too familiar with the differences. Have never played the points game till now. I have no idea what the monetary value of 180K (or just got an email for 200K) Hilton points are worth. I travel a week a quarter for business and yet, I never bothered to get a Hilton card as I don't know much about the points. I am a straight up cash back guy.

So, what is the monetary value of the 180K Hilton points if you don't mind me asking?