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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,499,224 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 06:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 02:54 PM by helper02
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Deal
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1,499,224 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Nov 2010
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> bubble2 694 Posts
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MisterEric
08-22-2021 at 06:04 PM.
08-22-2021 at 06:04 PM.
If we already signed up in branch prior to the $50 hotel credit and after the $50 grocery credit expired. Can we still get the hotel credit?
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Joined Dec 2004
L5: Journeyman
> bubble2 549 Posts
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renegade
08-22-2021 at 06:17 PM.
08-22-2021 at 06:17 PM.
Quote from Tazmania99 :
For more about eligibility, see below post from another member.

https://slickdeals.net/forums/showpost.php?p=147783607&postcount=850
thanks very helpful, now I wonder how to figure out when the bonus points were awarded?
1
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Joined Feb 2006
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Tazmania99
08-22-2021 at 06:37 PM.
08-22-2021 at 06:37 PM.
You'll earn points on purchases of products and services, minus returns or refunds, made with a Chase Sapphire Preferred credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: hotel accommodation purchases through the Ultimate Rewards program that qualify for the $50 Annual Ultimate Rewards Hotel Credit, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Quote from Zetta3173 :
Does the spending include balance transfer?
1
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Joined Feb 2006
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Tazmania99
08-22-2021 at 06:43 PM.
08-22-2021 at 06:43 PM.
Applying over the phone is not an option because you will have to sign the application. The phone appointment is for the banker to answer any questions you may have. The only option to sign up the card is either applying online or signing up at your local branch in person.

Quote from ILEng :
My email confirmation says "Your phone meeting is set, let's add it to your calendar!" Topic is apply for credit card. From this, it seems like apply over the phone (setup through the app) is a valid approach. I guess I'll find out tomorrow and update.
1
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Joined Feb 2006
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Tazmania99
08-22-2021 at 06:47 PM.
08-22-2021 at 06:47 PM.
The offer of $50 grocery credit expired on 07/17. The offer of $50 hotel credit went into effect on 08/15. You will get neither if you applied between 07/18 and 08/14.

Quote from MisterEric :
If we already signed up in branch prior to the $50 hotel credit and after the $50 grocery credit expired. Can we still get the hotel credit?
1
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Joined Aug 2011
L3: Novice
> bubble2 100 Posts
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Kazer
08-22-2021 at 07:05 PM.
08-22-2021 at 07:05 PM.
Y'all think this'll be on for another week? Probably no way to know. I have the Chase Sapphire Reserve right now so I'd need to downgrade or cancel and then wait 4-5 business days. Don't want to cancel the CSR and potentially not be able to get this bonus.
Reply
Last edited by Kazer August 22, 2021 at 07:26 PM.
Joined Jun 2021
L1: Learner
> bubble2 9 Posts
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Zalterego36
08-22-2021 at 07:31 PM.
08-22-2021 at 07:31 PM.
Quote from Tazmania99 :
This is a classic example that people don't really plan before signing up a credit card. There is no bait and switch here. Chase has never promised you to offer the lowest APR to you. Indeed, you should not sign up a credit card if you have trouble to pay your bills in full each month. Carrying balance on credit cards is not a wise move unless it is from 0% balance transfer or 0% intro APR on purchases. If you intend to carry a balance in the near future, you should really have applied other credit cards which offers you 0% APR for 15 months on new purchases, or 0% balance transfer. Most no-fee cards would have similar offers for new applicants.

Is the CSP worth keeping? It depends. It is one of the best travel cards which offers excellent benefits and reward redemption value. If your spending is just the basic ones or you use your credit cards occasionally, or as aforementioned you intend to carry a balance, the no-fee cards would be better for you.
I appreciate the commentary, for the most part. As I said, I wanted it for the rewards, and had no intention of carrying a balance. I'm still vaguely insulted after working to raise my credit for the last two years. I'm still planning on calling them to ask why I was given such a high interest.

The commentary regarding my planning process wasn't needed, though, and I don't think me asking about other's APR demonstrates any lack of planning. At best a lack of understanding what 'credit worthiness' is.
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Joined Feb 2006
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Tazmania99
08-22-2021 at 08:34 PM.
08-22-2021 at 08:34 PM.
You feel being insulted by Chase, but I hope you understand each bank has its own algorithm for a customer's credit limit as well as the APR of the account. There are many reasons/factors to determine a customer's credit limit and the APR. While I do not have a clear picture of your credit history and credit worthiness, the below articles may answer why you are offered a high APR.

Why Are Credit Card Interest Rates So High? [nerdwallet.com]

3 reasons why your credit card interest rate is so high—that have nothing to do with you [cnbc.com]

Quote from Zalterego36 :
I appreciate the commentary, for the most part. As I said, I wanted it for the rewards, and had no intention of carrying a balance. I'm still vaguely insulted after working to raise my credit for the last two years. I'm still planning on calling them to ask why I was given such a high interest.

The commentary regarding my planning process wasn't needed, though, and I don't think me asking about other's APR demonstrates any lack of planning. At best a lack of understanding what 'credit worthiness' is.
1
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Joined Aug 2020
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malam8
08-22-2021 at 08:43 PM.
08-22-2021 at 08:43 PM.
Can I close this card after 1 year using?
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Joined Dec 2010
L7: Teacher
> bubble2 2,654 Posts
498 Reputation
Seven87
08-22-2021 at 08:45 PM.
08-22-2021 at 08:45 PM.
Quote from Firebird72 :
I purchased tires from Costco last year online and after a month they said they could not get the tires and issued me a refund to my Costco Citi Visa card, but I used a different Visa card for the purchase.
Is it Costco's policy to issue the refund to the Costco Citi Visa card only?
I'm not sure if it's their policy, but anytime I return something there they always ask if I want to return it to the Costco visa even though I didn't use it for the purchase.
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Joined Apr 2005
L6: Expert
> bubble2 1,434 Posts
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koblu
08-22-2021 at 08:56 PM.
08-22-2021 at 08:56 PM.
Quote from StrongDolphin771 :
So will I get 100k points if the authorized user makes the purchase on their card?
Yes - both card numbers are the same and the main user (account owner) gets all the points,
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Joined Nov 2009
L3: Novice
> bubble2 211 Posts
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kur029
08-22-2021 at 09:25 PM.
08-22-2021 at 09:25 PM.
Quote from malam8 :
Can I close this card after 1 year using?
Yes but it will affect your credit.. the best way to approach this is to downgrade the card to a no annual fee card like the chase freedom
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> bubble2 3,770 Posts
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1dash1
08-22-2021 at 09:29 PM.
08-22-2021 at 09:29 PM.
Quote from renegade :
thanks very helpful, now I wonder how to figure out when the bonus points were awarded?
https://slickdeals.net/f/15070267-chase-sapphire-preferred-card-spend-4-000-in-first-3-months-earn-100k-points?p=148460563#post148460563
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> bubble2 534 Posts
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a123456
08-22-2021 at 09:31 PM.
08-22-2021 at 09:31 PM.
Quote from Zalterego36 :
Does anyone want to share what APR they were offered? I was offered 22.9% and I'm a little insulted. I have an 815-824 credit score, a home, and another CC with $10k+ on it. I tried calling up the chain of command and have been given a number for tomorrow, but I'm just curious who exactly has qualified for that 15.9%.

Seems like a bait and switch.

Is this thing worth keeping? I wasn't planning on keeping a balance on there, but I'm still annoyed. I guess if I need to keep a balance on one my other card has a 12% rate, but still.

Just feels insulting to have worked my score up over the last two years to get the worst rate possible.
I don't know Chase's risk models in particular or if their random reps have authorization to tell you about them, but my best guess is the 10k+ on your other card. While you know that you don't plan on carrying a large balance on this card, they would have no way of knowing that and may have a lower risk tolerance based on other customers with similar numbers where they got burned.

I've always gotten the min rate, 15.99% in this case (and a huge credit limit), and have never carried a balance on any card with similar credit score, etc.
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Joined Dec 2009
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> bubble2 445 Posts
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sggolf
08-22-2021 at 09:50 PM.
08-22-2021 at 09:50 PM.
Quote from Kazer :
Y'all think this'll be on for another week? Probably no way to know. I have the Chase Sapphire Reserve right now so I'd need to downgrade or cancel and then wait 4-5 business days. Don't want to cancel the CSR and potentially not be able to get this bonus.
Don't cancel CSR or you won't be able to apply for CSP for 30 days. Downgrade to Flex Freedom Unlimited (VISA) and you keep your CSR number and you can apply for CSP after 3-5 days. Cross fingers offer is still available. If offer is not available, I believe you have 30 days to go back to CSR and retain your number.
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Last edited by sggolf August 22, 2021 at 09:54 PM.
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