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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



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Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
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Created 06-10-2021 at 07:04 AM by sd_keets
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
·
If you go into the branch the offer is $300 check out your local branch
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limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.
·

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Joined Aug 2007
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> bubble2 3,798 Posts
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kqian111
06-10-2021 at 10:14 PM.
06-10-2021 at 10:14 PM.
I tried product change from Double Cash to this but they couldn't do it.
1
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> bubble2 13 Posts
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iPsYkHo
06-10-2021 at 10:26 PM.
06-10-2021 at 10:26 PM.
This is a really good duo with the citi double cash card. Those both would cover all/most bases with no annual fees. Very nice imo 👍

I just really hate the citi app... Literally looks like spam pop ups with the un-deleteable promos
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Last edited by iPsYkHo June 10, 2021 at 10:29 PM.
Joined Jun 2003
L7: Teacher
> bubble2 2,544 Posts
hunterr83
06-10-2021 at 10:37 PM.
06-10-2021 at 10:37 PM.
Oh, this is nice. I'm going to use this instead of my Capital One Savor card for restaurants. The Savor gives 3% cashback, but this one will give me 5%. I don't typically spend more than $500 a month on restaurants, anyway.
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Joined Aug 2013
L2: Beginner
> bubble2 36 Posts
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hydrology
06-10-2021 at 10:50 PM.
06-10-2021 at 10:50 PM.
Nice, I can use it to replace my Amex card on the grocery side. 3% -> 5% bump. Thank you OP!
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HIDDENSiennaDeer827006-10-2021 at 11:05 PM.
Joined Jan 2020
L6: Expert
> bubble2 1,412 Posts
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SiennaDeer8270
06-10-2021 at 11:07 PM.
06-10-2021 at 11:07 PM.
Quote from hydrology :
Nice, I can use it to replace my Amex card on the grocery side. 3% -> 5% bump. Thank you OP!
Same response above.

People see the percentage and salivate. You have to understand your actual spending to realize if this is worth it to you or not. 2% of $100 is piddly squat.
6
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Joined Nov 2016
L3: Novice
> bubble2 283 Posts
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moltenbare
06-10-2021 at 11:24 PM.
06-10-2021 at 11:24 PM.
I'm probably going to make this my dedicated restaurant card after I bank that $200 sign up bonus. Maybe occasionally I'll switch it to home improvement or travel or something. Not sure what's up with all the haters. This card seems pretty decent for a no annual fee card. I also like a free $200.
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Last edited by moltenbare June 10, 2021 at 11:26 PM.

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Joined Nov 2018
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BlueString8429
06-10-2021 at 11:32 PM.
06-10-2021 at 11:32 PM.
Quote from Krazen1211 :
Can buy 1 $500 visa GC each month.

Yeah, you can if you buy it from a grocery store or a home improvement store if they have them because I don't see where else you can buy a Visa GC from amongst the stores in the spending categories that this card has.
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Joined Mar 2013
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ashokar23
06-11-2021 at 02:24 AM.
06-11-2021 at 02:24 AM.
Thanks It's great deal fro me. Was planning to upgrade to Amex preferred blue before for 6% cash with $95 annual fees. Instead now I applied for this and got it approved . For the first 500 in grocery would use this. Anything above would use Amex blue card 3% cash back. For all online will use BOA 3% cash Reward card. Rest all purchase would use capital one silver card or Amex magnet card 1.5% on any purchase !!
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Joined May 2015
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> bubble2 62 Posts
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makho
06-11-2021 at 02:28 AM.
06-11-2021 at 02:28 AM.
Fee for foreign purchases — 3% of each purchase transaction in US dollars.
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Joined Aug 2011
L3: Novice
> bubble2 232 Posts
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frankiea
06-11-2021 at 02:33 AM.
06-11-2021 at 02:33 AM.
Does anyone know if this card will have the 2 year extended warranty benefit? That's the only reason I keep around my Rewards+ right now. Would love to PC to this card if it has that benefit.
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Joined Jul 2011
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clocks11
06-11-2021 at 05:08 AM.
06-11-2021 at 05:08 AM.
Can you get the 5% in an "Other" type category? What if most your spent is on something random, that doesn't fall into the buckets they list? Like paying the water bill, etc.?
1
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Last edited by clocks11 June 11, 2021 at 05:16 AM.
Joined Aug 2007
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fyu
06-11-2021 at 05:43 AM.
06-11-2021 at 05:43 AM.
Quote from SiennaDeer8270 :
If you spent more than $500 its actually a better deal since you'd get the full benefit of the increased cash back. If you only spend say $200 per month, you are really applying this to get $500 x 2% = $10 per month. Is it really worth a hit to your credit for $10 per month? I value my credit hits at much higher levels than that.
The sign up bonus is nice and a hard pull really won't hurt much if your credit already high.
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qkumbr
06-11-2021 at 05:54 AM.
06-11-2021 at 05:54 AM.
Not bad. Rotate with Discover, Chase Freedom, and US Bank Cash+ to expand 5% categories. Bank of America, your move. Not you, Wells Fargo.
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NetiK
06-11-2021 at 06:11 AM.
06-11-2021 at 06:11 AM.
Quote from SiennaDeer8270 :
If you spent more than $500 its actually a better deal since you'd get the full benefit of the increased cash back. If you only spend say $200 per month, you are really applying this to get $500 x 2% = $10 per month. Is it really worth a hit to your credit for $10 per month? I value my credit hits at much higher levels than that.

You only have to worry about credit hits from applying for CCs if you are applying for a bunch of them around the same time or are about to get a mortgage/car loan and want to keep it as clean as possible for that. Otherwise there is no reason to worry about a single hard pull for a new CC.
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