Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Thanks to Staff Member sd_keets for finding this deal
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Card Details:
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee.
Citi will only issue one Citi Custom Cash℠ Card account per person.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Yeah, I can't remember the break point but I believe it was around $3200. If you spend more than that in a year at the grocery store it is better to get the one with the fee. I buy gift cards for Amazon etc at the grocery store so am always over the break point
When signup bonuses are taken into account, this is overall likely a lousy choice for most people, except maybe for people who want just one or two credit cards and never plan to get any more.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.
With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.
$5/month isn't worth giving up a huge signup bonus for.
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No Enrollment Needed !!
nice, but limited to such a small amount.
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Chase/Discover is $1500 per quarter though. It is the same maximum if you do utilize the cap per month.
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Thanks for the info. Repped.
EDIT: answer is yes
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.
With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.
$5/month isn't worth giving up a huge signup bonus for.
https://slickdeals.net/forums/showpost.php?p=
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Plenty offering bonuses that large, or larger- but usually requires higher spend.
Good list here:
https://www.doctorofcre
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