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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+441 Deal Score
1,105,669 Views
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



Slickdeals may be compensated by Citi.

Original Post

Written by
Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
Created 06-10-2021 at 07:04 AM by sd_keets
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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
If you go into the branch the offer is $300 check out your local branch
limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.

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Joined Oct 2017
L4: Apprentice
> bubble2 1,433 Posts
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techie_review
08-08-2021 at 09:30 PM.
08-08-2021 at 09:30 PM.
Quote from mwebb11111 :
Yeah, I can't remember the break point but I believe it was around $3200. If you spend more than that in a year at the grocery store it is better to get the one with the fee. I buy gift cards for Amazon etc at the grocery store so am always over the break point
thats alot of money tbh lol
1
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Joined Mar 2019
L2: Beginner
> bubble2 61 Posts
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Mencius
08-09-2021 at 07:48 AM.
08-09-2021 at 07:48 AM.
Quote from aixio :
This isn't a bad single purpose card. When a person already has a few other reward cards, this one can be for anything that isn't on a bonus category.



Chase/Discover is $1500 per quarter though. It is the same maximum if you do utilize the cap per month.
Which Chase are you referring to? Chase Freedom Unlimited gives you 5% on groceries with annual cap of $12000 spend. .
2
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Joined Feb 2006
~ Always Spinning ~
> bubble2 4,540 Posts
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Tazmania99
08-09-2021 at 07:55 AM.
08-09-2021 at 07:55 AM.
The 5% on groceries is only for the first year. After that it is 1.5%.

Quote from Mencius :
Which Chase are you referring to? Chase Freedom Unlimited gives you 5% on groceries with annual cap of $12000 spend. .
Reply
Joined Jul 2014
New User
> bubble2 991 Posts
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aixio
08-09-2021 at 04:02 PM.
08-09-2021 at 04:02 PM.
Quote from Mencius :
Which Chase are you referring to? Chase Freedom Unlimited gives you 5% on groceries with annual cap of $12000 spend. .
I was replying to someone who was referring to Chase Freedom / Chase Freedom Flex. And I was also talking about recurring bonus and not sign on bonus.
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Joined May 2009
L4: Apprentice
> bubble2 333 Posts
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ray1204
08-09-2021 at 04:06 PM.
08-09-2021 at 04:06 PM.
If approved, do you get the credit card number right away to use online or do you have to wait for the physical card in the mail?
Reply
Joined Mar 2006
L9: Master
> bubble2 5,262 Posts
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shade45
08-09-2021 at 09:19 PM.
08-09-2021 at 09:19 PM.
Walmart eligible for 5% cash back or is it excluded?
Reply
Joined Nov 2015
New User
> bubble2 3 Posts
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TKERonnie
08-09-2021 at 09:32 PM.
08-09-2021 at 09:32 PM.
Offer is $300 cash bonus after spending $1,000 in the first three months if you apply through a Citibank branch.
Reply

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Joined Feb 2006
~ Always Spinning ~
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Tazmania99
08-09-2021 at 10:20 PM.
08-09-2021 at 10:20 PM.
Walmart seems YMMV. Supposedly excluded since it is a supercenter, but some people reported their Walmart purchases were coded as groceries.

https://slickdeals.net/forums/showpost.php?p=148882960&postcount=3369

https://slickdeals.net/forums/showpost.php?p=148885792&postcount=3382

Quote from shade45 :
Walmart eligible for 5% cash back or is it excluded?
Reply
Joined Mar 2006
L9: Master
> bubble2 5,262 Posts
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shade45
08-09-2021 at 10:23 PM.
08-09-2021 at 10:23 PM.
Quote from Tazmania99 :
Walmart seems YMMV. Supposedly excluded since it is a supercenter, but some people reported their Walmart purchases were coded as groceries.

https://slickdeals.net/forums/showpost.php?p=148882960&postcount=3369

https://slickdeals.net/forums/showpost.php?p=148885792&postcount=3382

Thanks for the info. Repped.
Reply
Joined Nov 2014
L5: Journeyman
> bubble2 610 Posts
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got-beerbattered
08-10-2021 at 04:04 AM.
08-10-2021 at 04:04 AM.
Looks like the in branch offer at 300 is still alive. Gotta try my luck today
EDIT: answer is yes
Reply
Last edited by bloomfielderic August 11, 2021 at 08:46 AM.
Joined Mar 2010
L2: Beginner
> bubble2 81 Posts
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SOCCERLEGS
08-10-2021 at 08:51 AM.
08-10-2021 at 08:51 AM.
Quote from ThatAdamGuy :
When signup bonuses are taken into account, this is overall likely a lousy choice for most people, except maybe for people who want just one or two credit cards and never plan to get any more.

Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.

So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.

With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.

$5/month isn't worth giving up a huge signup bonus for.
What cards are offering $500 signup bonuses?
1
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Joined Jul 2010
Expert
> bubble2 4,008 Posts
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mitchflorida
08-10-2021 at 02:54 PM.
08-10-2021 at 02:54 PM.
Quote from Tazmania99 :
Walmart seems YMMV. Supposedly excluded since it is a supercenter, but some people reported their Walmart purchases were coded as groceries.

https://slickdeals.net/forums/showpost.php?p=148882960&postcount=3369

https://slickdeals.net/forums/showpost.php?p=148885792&postcount=3382
Neighborhood Walmart gets the 5 percent bonus, not the superstore for obvious reasons.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,327 Posts
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Knightshade
08-10-2021 at 02:59 PM.
08-10-2021 at 02:59 PM.
Quote from SOCCERLEGS :
What cards are offering $500 signup bonuses?

Plenty offering bonuses that large, or larger- but usually requires higher spend.

Good list here:
https://www.doctorofcredit.com/be...n-bonuses/
2
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Joined Nov 2008
L5: Journeyman
> bubble2 563 Posts
pej7445
08-11-2021 at 10:47 AM.
08-11-2021 at 10:47 AM.
I'll take the 0% for 15 months, plus $200. Thank you for the free money!!
1
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Joined Aug 2004
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> bubble2 909 Posts
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duluthgeek
08-12-2021 at 11:52 AM.
08-12-2021 at 11:52 AM.
Quote from Mencius :
Which Chase are you referring to? Chase Freedom Unlimited gives you 5% on groceries with annual cap of $12000 spend. .
Yes, but the first year only and my year is over in September so this Custom Card will take it's place.
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