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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+441 Deal Score
1,105,542 Views
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



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Original Post

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Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
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Created 06-10-2021 at 07:04 AM by sd_keets
in Credit Cards (4) See More Citi Offers
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
·
If you go into the branch the offer is $300 check out your local branch
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limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.
·

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Joined Nov 2008
L2: Beginner
> bubble2 28 Posts
14 Reputation
awgooddeals
09-27-2021 at 11:33 AM.
09-27-2021 at 11:33 AM.
Quote from qsnexusb :
Thanks for the great tip. I think I will do it that way, $500 Costco Shop/gift card (which will be as you said 1% cash back, 500 points) this month and then $500 in groceries (too bad Costco isn't included in the grocery category, as that is where I buy most groceries) next month. I have to do it that way as I only got my card this week and there is not enough time to use it for anything besides an online purchase like this gift card. You only get 1% for anything outside their categories, like most online orders such as Amazon, Walmart, etc. I wish online store purchases or wholesale clubs were a category, but I see why they wouldn't do that. Should be 1% cash back if so for the one shop card item from Costco this month and then next month 5% back on the groceries. Then I will be all done with the spend $1000 in the first 90 days to get $300 back.

If you plan to spend $500 at Costco this month and since it is not in one of the categories that pay 5% then you don't need to wait and can spend $500 in groceries this month as well. You can expect to get to get 3000 (500 Costco and 2500 groceries) point and then your $300 bonus within one or two billing cycles. Or just do as you plan to spend $500 in October. Good luck!
Reply
Joined Sep 2016
New User
> bubble2 108 Posts
22 Reputation
qsnexusb
09-27-2021 at 11:10 PM.
09-27-2021 at 11:10 PM.
Quote from SiennaMorning6524 :
What credit score is the minimum
Some sites show 670 or higher, and others 700+ for this card for the FICO score. I know that Citi specifically uses Experian to run the credit check on this card, so maybe it is best to confirm with Experian what your score is (should be able to logon to their website).
Reply
Joined Sep 2007
L5: Journeyman
> bubble2 668 Posts
37 Reputation
happyusmle
09-29-2021 at 12:48 PM.
09-29-2021 at 12:48 PM.
thanks
1
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,107 Posts
625 Reputation
Truth-Serum
09-30-2021 at 12:32 PM.
09-30-2021 at 12:32 PM.
When does this promo end?

Gonna open tomorrow but it will be October
Reply
Joined Nov 2008
L2: Beginner
> bubble2 28 Posts
14 Reputation
awgooddeals
09-30-2021 at 11:44 PM.
09-30-2021 at 11:44 PM.
Quote from Truth-Serum :
When does this promo end?

Gonna open tomorrow but it will be October
When I got my bonus at the branch, the banker told me there was no end date she was aware of. My two Citibank branches had brochures on display about the $300 bonus in branch only.
It would hurt to go to branch and check with them.
Reply
Joined Nov 2008
L2: Beginner
> bubble2 28 Posts
14 Reputation
awgooddeals
10-01-2021 at 01:14 AM.
10-01-2021 at 01:14 AM.
Quote from awgooddeals :
If you plan to spend $500 at Costco this month and since it is not in one of the categories that pay 5% then you don't need to wait and can spend $500 in groceries this month as well. You can expect to get to get 3000 (500 Costco and 2500 groceries) point and then your $300 bonus within one or two billing cycles. Or just do as you plan to spend $500 in October. Good luck!
Just want to clarify, the $500 cap for the 5% back in highest spent category is for each Billing Cycle and not by calendar month unless your billing cycle is at the end of each month. My billing cycle ends the 2nd day of each month. You can log into Citibank portal and it will display to you how much you have spent and which is the highest spent category.
Reply
Joined Feb 2019
L3: Novice
> bubble2 182 Posts
12 Reputation
Sapphire2006
10-01-2021 at 04:26 AM.
10-01-2021 at 04:26 AM.
I already have another citi card , can I apply for this also?
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Joined Feb 2014
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> bubble2 397 Posts
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waynejs
10-01-2021 at 10:06 AM.
10-01-2021 at 10:06 AM.
Quote from Sapphire2006 :
I already have another citi card , can I apply for this also?
Yes, as long as you're eligible, you can apply for this one. Having another citi card doesn't affect it.
Reply
Joined Nov 2008
L2: Beginner
> bubble2 28 Posts
14 Reputation
awgooddeals
10-01-2021 at 10:17 AM.
10-01-2021 at 10:17 AM.
Quote from waynejs :
Yes, as long as you're eligible, you can apply for this one. Having another citi card doesn't affect it.
Just apply for it. Citibank is not like some other banks where you can have a maximum of 2 cards with them. I have more than 2 cards with Citibank including this one. Go to the branch to apply and get $300 bonus instead of $200 online.
Reply
Joined May 2019
New User
> bubble2 3 Posts
10 Reputation
Bruiangogogo
10-03-2021 at 07:27 AM.
10-03-2021 at 07:27 AM.
Got 30k points offer with $1000 spent in 3 month requirement from email
Reply
Joined Jul 2010
Expert
> bubble2 4,008 Posts
877 Reputation
mitchflorida
10-03-2021 at 07:34 AM.
10-03-2021 at 07:34 AM.
My Experian score is 779 but I was turned down because of three new credit cards and a personal loan in the last 7 months.

I've been with Citi for 25 years but they still wouldn't approve it. I'll probably go for a Wells Fargo card, they keep sending me pre-approval letters in the mail.
Reply
Last edited by mitchflorida October 3, 2021 at 08:29 AM.
Joined Aug 2010
B!tch Please
> bubble2 6,107 Posts
625 Reputation
Truth-Serum
10-03-2021 at 02:22 PM.
10-03-2021 at 02:22 PM.
For those who got the card how long did it take for it to come in the mail after applying?
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
10-03-2021 at 02:31 PM.
10-03-2021 at 02:31 PM.
Quote from Truth-Serum :
For those who got the card how long did it take for it to come in the mail after applying?
About 10 calendar days.
The timer starts on the day of your approval for you to spend the $750/$1000.
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,107 Posts
625 Reputation
Truth-Serum
10-03-2021 at 02:52 PM.
10-03-2021 at 02:52 PM.
Quote from ieee488 :
About 10 calendar days.
The timer starts on the day of your approval for you to spend the $750/$1000.

Thanks. Do you remember what state the letter came from?
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Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
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ieee488
10-03-2021 at 03:18 PM.
10-03-2021 at 03:18 PM.
Quote from Truth-Serum :
Thanks. Do you remember what state the letter came from?
Sorry, I don't. It came in one of those larger envelopes bigger than business envelopes.
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