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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+441 Deal Score
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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



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Original Post

Written by
Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
Created 06-10-2021 at 07:04 AM by sd_keets
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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

925 Comments

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
If you go into the branch the offer is $300 check out your local branch
limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.

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Joined Oct 2021
L2: Beginner
> bubble2 66 Posts
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DestinySeekerZ
12-15-2021 at 08:35 PM.
12-15-2021 at 08:35 PM.
If I buy an iPhone with this credit card will I only get $25 back? Thanks.
1
Reply
Joined Dec 2021
New User
> bubble2 3 Posts
10 Reputation
FancyCrown405
12-15-2021 at 10:15 PM.
12-15-2021 at 10:15 PM.
If you go to a certain karma site, and search for this card, you get 300$ welcome bonus instead of 200$
Reply
Joined Nov 2012
L2: Beginner
> bubble2 53 Posts
10 Reputation
ikhanhdoit
12-15-2021 at 11:47 PM.
12-15-2021 at 11:47 PM.
Quote from flyingboycc :
Can we spend $750 on gift cards to get $200 cash back?

I don't see why not. No exclusions on purchases I believe.
Reply
Joined Dec 2020
New User
> bubble2 11 Posts
10 Reputation
WittyRoom517
12-16-2021 at 12:31 AM.
12-16-2021 at 12:31 AM.
It shows up as a $300 promotion for me on Credit Karma.
1
Reply
Joined Aug 2009
You put that where?!
> bubble2 249 Posts
192 Reputation
pugmahone
12-16-2021 at 07:50 PM.
12-16-2021 at 07:50 PM.
Quote from sriramtks :
Does anyone know if Citi custom cash card includes the virtual credit card benefit? This way, you can generate disposable, one-time use card account numbers.

Some Citi cards have this benefit; but Citi website isn't explicit about which cards support and which don't! 🤨
Their CC, as expected, have no clue!

Yes, it does. I just set up virtual cc for this card via their web portal today. Also worth mentioning, adding this card to Google Pay will also provide a virtual cc.
1
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
12-16-2021 at 08:50 PM.
12-16-2021 at 08:50 PM.
Quote from WittyRoom517 :
It shows up as a $300 promotion for me on Credit Karma.

Nope, that has different requirements, it requires to spend $1000 or more
Reply
Joined Nov 2016
L4: Apprentice
> bubble2 351 Posts
136 Reputation
TurboSri
12-17-2021 at 11:56 AM.
12-17-2021 at 11:56 AM.
Quote from pugmahone :
Yes, it does. I just set up virtual cc for this card via their web portal today. Also worth mentioning, adding this card to Google Pay will also provide a virtual cc.
Great, thank you. Appreciate your reply!

I didn't know about the "virtual card via Google Pay" thingy. I'll try it out...
Reply

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Joined Nov 2011
L5: Journeyman
> bubble2 527 Posts
58 Reputation
4274284727
12-17-2021 at 07:51 PM.
12-17-2021 at 07:51 PM.
Quote from DestinySeekerZ :
If I buy an iPhone with this credit card will I only get $25 back? Thanks.
Check what category the iPhone store belongs to before you do this.
Quote :
5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
1
Reply
Joined Oct 2021
L2: Beginner
> bubble2 66 Posts
14 Reputation
DestinySeekerZ
12-18-2021 at 12:25 AM.
12-18-2021 at 12:25 AM.
Quote from 4274284727 :
Check what category the iPhone store belongs to before you do this.
Unfortunately I don't think it belongs to any of those. I guess I won't get the 5% back on the iphone but hopefully at least I can still get 1% lol
Reply
Joined Dec 2009
L4: Apprentice
> bubble2 394 Posts
245 Reputation
donyjunk
12-18-2021 at 08:03 AM.
12-18-2021 at 08:03 AM.
OK this seems like a card you just designate for a single purpose e.g. grocery store. Set a balance alert for $500 and then switch to another card for the rest of the month (eg Double Cash)
Reply
Joined Nov 2012
L1: Learner
> bubble2 147 Posts
182 Reputation
Pro
MitchyMoney
12-19-2021 at 11:52 AM.
12-19-2021 at 11:52 AM.
Quote from donyjunk :
OK this seems like a card you just designate for a single purpose e.g. grocery store. Set a balance alert for $500 and then switch to another card for the rest of the month (eg Double Cash)

Yes. Also, I applied over the phone and my representative explained that Citi chooses your category at their discretion based on your spending. He stated it is not changeable on the consumer end.
Reply
Joined Oct 2021
New User
> bubble2 3 Posts
10 Reputation
HonestRaccoon617
12-20-2021 at 12:26 AM.
12-20-2021 at 12:26 AM.
Quote from MitchyMoney :
Yes. Also, I applied over the phone and my representative explained that Citi chooses your category at their discretion based on your spending. He stated it is not changeable on the consumer end.

The credit card user indirectly control the 5% back category based on what they spend the most on, e.g., groceries. Just make sure you choose one category for each billing cycle and stick with it until you reach $500. Once over $500, you will earn 1% back as with all the rest your spending for the billing cycle. Citibank will keep track of your spend categories and amounts for each which you can see the progress online.

This card is unlike the BofA Custom Cash card which allow the user to change the category once a month or default to the category from the previous month.
Reply
Joined Sep 2014
L3: Novice
> bubble2 235 Posts
71 Reputation
brandontw
12-20-2021 at 11:43 AM.
12-20-2021 at 11:43 AM.
Just FYI, I have a lot of credits cards from most of the major companies. Recently got my wallet stolen and had to deal with fraudulent charges.

I dealt with 5 different credit card companies and Citi has by far been the worst. Infact, i am still battling them on the fraud claim while all the others have been resolved for a month.

I plan on cancelling my card once i get this all resolved. Life is too short, and there are plenty of other fish in the sea.
Reply
Joined May 2016
L1: Learner
> bubble2 20 Posts
13 Reputation
tgies
12-20-2021 at 12:23 PM.
12-20-2021 at 12:23 PM.
It took fully a month after approval for them to mail my damn card, then when I activated it my account was for some reason already on a fraud hold. Currently waiting on hold for an hour to fix it. Citi is making an aggressive bid for title of worst CC issuer I've had.
Reply
Last edited by tgies December 20, 2021 at 12:27 PM.

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Joined Oct 2012
L7: Teacher
> bubble2 2,061 Posts
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BenM5
12-20-2021 at 03:03 PM.
12-20-2021 at 03:03 PM.
double cash is better imo
Reply
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