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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+440 Deal Score
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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



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Original Post

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Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
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Created 06-10-2021 at 07:04 AM by sd_keets
in Credit Cards (4) See More Citi Offers
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
·
If you go into the branch the offer is $300 check out your local branch
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limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.
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Joined Aug 2016
L5: Journeyman
> bubble2 746 Posts
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usernamistaken
07-04-2022 at 09:59 PM.
07-04-2022 at 09:59 PM.
Quote from fengfang :
Care to share how did you get "a chase sapphire preferred with a $1250 bonus"? Currently it's 60k points and I heard there was 80k before, not $1250 though.
it was 100,000 points almost exactly a year ago now (when this was posted). valued at 1.25x for preferred and 1.5x for reserve
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Joined Jun 2021
L6: Expert
> bubble2 1,009 Posts
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Hawaiiana
07-07-2022 at 07:34 PM.
07-07-2022 at 07:34 PM.
Anyone know if they can "expedited" shipping?
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Joined May 2015
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> bubble2 1 Posts
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sthomasnyc
07-10-2022 at 07:12 AM.
07-10-2022 at 07:12 AM.
Quote from pontiacg6gtp :
Does anyone know if someone can switch their current Citi card to this type? Im not worried about the bonus but I think it does better overall than my Citi Rewards+.
I called and changed mine.It takes almost two months to get in effect. They kept the same card number.
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Joined Dec 2013
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> bubble2 11 Posts
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Tank.Girl
07-11-2022 at 03:01 AM.
07-11-2022 at 03:01 AM.
I need a new checking that provides cash back incentive that doesn't require keeping a large balance. Any recommendations? Have the citi card but their checking offers require a 15k deposit
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Joined Nov 2015
L2: Beginner
> bubble2 58 Posts
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vxdinh
07-12-2022 at 04:21 PM.
07-12-2022 at 04:21 PM.
Nuked. Wrong thread.
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Last edited by vxdinh July 15, 2022 at 01:24 AM.
Joined Jun 2005
L6: Expert
> bubble2 1,268 Posts
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teon
07-14-2022 at 06:03 PM.
07-14-2022 at 06:03 PM.
Quote from vxdinh :
I'm not sure why folks are debating here so much about this card when it is basically Citi version of Chase Freedom which I own one myself. The card was exciting at first but eventually becomes useless because no one is watching which catalog the card is in this month or that month. No one has time for that. Occasionally you may make some purchases that match the rotation and that's about it. Let be honest and say you want to get that $200 bonus and then the card will collect dust in your draw which is perfectly fine.
I prefer flat 2% or 3% cash back because I can use it regularly. I have BoA Customized Cash with online shopping for 3% and PenFed for 2% for everything else. Two cards cover most of generic purchases. Plain and simple.
I use Citi custom cash card (5%) to buy food/groceries, Wells Fargo active cash card (2%) for everything else.
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Joined Jul 2012
L8: Grand Teacher
> bubble2 3,960 Posts
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pippypoppy
07-15-2022 at 03:35 PM.
07-15-2022 at 03:35 PM.
nevermind, sorted it....
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Last edited by pippypoppy July 15, 2022 at 07:36 PM.

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Joined Aug 2019
L1: Learner
> bubble2 17 Posts
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AvocadoHasNoTaste
07-16-2022 at 07:17 AM.
07-16-2022 at 07:17 AM.
Quote from SOSA1974 :
What bureau do they pull from?

Experian
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L4: Apprentice
> bubble2 386 Posts
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tearsana
07-16-2022 at 11:32 PM.
07-16-2022 at 11:32 PM.
in branch application is $300 signup bonus after $1000 spend. that might be better. .
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Joined Jan 2010
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Tyrell1982
07-19-2022 at 05:37 PM.
07-19-2022 at 05:37 PM.
Quote from TonyT9182 :
Not sure if someone else asked this, but will citi do a hard inquiry or a soft pull for this card?
All credit pull is a hard pull. However, all credit pull has low impact on your credit.
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L2: Beginner
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Tyrell1982
07-19-2022 at 05:39 PM.
07-19-2022 at 05:39 PM.
Quote from cho9736 :
is there any credit card that will only do soft pull???
All credit pull is a hard pull. However, all credit pull has low impact on your credit.
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Joined Jul 2007
L1: Learner
> bubble2 17 Posts
elhuitlacoche
07-19-2022 at 07:57 PM.
07-19-2022 at 07:57 PM.
Quote from Tank.Girl :
I need a new checking that provides cash back incentive that doesn't require keeping a large balance. Any recommendations? Have the citi card but their checking offers require a 15k deposit

So far I've found a couple of places that do $400 cash back. Did US Bank a couple of months ago. Required $5k in direct deposit in 2 months. Account fees waived of you average $1500 balance or $1k in direct deposits per month.
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Joined Jul 2012
L7: Teacher
> bubble2 2,190 Posts
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JDubTrey
07-20-2022 at 03:41 PM.
07-20-2022 at 03:41 PM.
Quote from iBoo :
Gasoline at warehouses don't qualify for 5%
I know this post is a year old, but I wanted to add that I have several cards that consider Costco gas pumps as "gas" purchases. Purchases inside the store are coded differently.
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JDubTrey
07-20-2022 at 03:45 PM.
07-20-2022 at 03:45 PM.
Quote from NaderT :
Can you point me to the $500 and $1000 bonus cards; without annual fees. Thanks.
They best you can realistically do is to get a $500 bonus card that waives the fee for a year (US Bank Connect?). Then (possibly) you can downgrade the card when the year is out.

Some of these cards do provide good value for $95 a year.
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TunnelBear
07-21-2022 at 08:02 AM.
07-21-2022 at 08:02 AM.
Quote from JDubTrey :
I know this post is a year old, but I wanted to add that I have several cards that consider Costco gas pumps as "gas" purchases. Purchases inside the store are coded differently.

Can you name such cards ?
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