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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,132,036 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
Score
+334
1,132,036 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

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Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined May 2022
New User
> bubble2 10 Posts
14 Reputation
rip_ITTT
02-05-2023 at 01:58 PM.
02-05-2023 at 01:58 PM.
Quote from BlueStag2209 :
They refuse to give me my 200.00 bonus because I don't carry a balance. What a scam. Do apply for this card.

Ur funny
1
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,777 Posts
300 Reputation
nyc10036
02-05-2023 at 02:02 PM.
02-05-2023 at 02:02 PM.
Quote from BlueStag2209 :
They refuse to give me my 200.00 bonus because I don't carry a balance. What a scam. Do apply for this card.
completely FALSE
I never carry a balance on any of my credit cards.
I applied for this credit card in 2022.
When my spend reached $1000, I immediately received the $200 bonus.
I think it was on my second statement.

The only thing I don't like about this credit card is redemption of cash back in multiples of $25 ($20 if you have a WF account).
Reply
Joined Jul 2016
L3: Novice
> bubble2 103 Posts
37 Reputation
dpopovici601
02-05-2023 at 08:13 PM.
02-05-2023 at 08:13 PM.
Be wary of wells fargo intro offers, i spent over the 1k and never got the 200. Called support, eseclated it and they determined i didnt spend enough even though my statements show over 1k in spending.

I used the card to buy car parts from ebay, rockauto, local junkyards. No returns, kept everything. Spent like 1800 in parts. Never got the 200 in credit.
Reply
Joined Jun 2008
L6: Expert
> bubble2 1,329 Posts
150 Reputation
tC2009
02-06-2023 at 08:52 AM.
02-06-2023 at 08:52 AM.
Quote from sm123 :
What's the best cashback credit card without foreign transaction fees?

If you are a Costco Member, the Citi Visa. No annual fee (as long as Costco Member), No foreign transaction fees. 2 to 4% cash back on Costco purchases, gas, travel, 1% on all else
1
Reply
Joined Apr 2022
L3: Novice
> bubble2 168 Posts
30 Reputation
TalentedLlama2331
02-06-2023 at 01:14 PM.
02-06-2023 at 01:14 PM.
This is a deal I'm hoping to get once I get a good enough credit score to qualify. I Think over 700 is enough. Big Grin
Reply
Joined Oct 2009
L2: Beginner
> bubble2 96 Posts
18 Reputation
dak52
02-07-2023 at 06:50 AM.
02-07-2023 at 06:50 AM.
I had a WF CC account that I almost never use. Card not in my wallet, never used for online shopping, very "safe" from any potential theft.

In oct my card number was stolen and used on amazon. No idea how they got it, I hadn't made a purchase with that account in 2+ years. I called them, got a new card, and got the TXs refunded.

In Jan the exact same thing happened again. I did get refunded, but they didn't seem to care at all that my card number (on a card I never use) was stolen twice in 4 months... Will never bank with them again.
1
Reply
Joined Dec 2017
L3: Novice
> bubble2 156 Posts
34 Reputation
OrangeCaramel
02-08-2023 at 01:01 PM.
02-08-2023 at 01:01 PM.
How long does it take to get the car after approval? Been waiting on mine.
Reply

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Joined Oct 2012
L4: Apprentice
> bubble2 397 Posts
422 Reputation
BigBadBoy111
02-08-2023 at 03:45 PM.
02-08-2023 at 03:45 PM.
Quote from OrangeCaramel :
How long does it take to get the car after approval? Been waiting on mine.

It took 2 weeks for my card to arrive after an online application.
Reply
Joined Dec 2017
L3: Novice
> bubble2 156 Posts
34 Reputation
OrangeCaramel
02-08-2023 at 03:49 PM.
02-08-2023 at 03:49 PM.
Quote from BigBadBoy111 :
It took 2 weeks for my card to arrive after an online application.

Thanks. Just got a letter from them regarding that my card will arrived in 7 days..thought it was the card.
Reply
Joined Dec 2014
L5: Journeyman
> bubble2 587 Posts
33 Reputation
ZeusAfterDark
02-09-2023 at 11:47 AM.
02-09-2023 at 11:47 AM.
Quote from cirewu :
According to CapitalOne, Transunion did the pull and Equifax did not (they only request from these two). Chase does Experian and they did not indicate a pull.

I couldn't tell but did you answer the question where WF pulled from?
Reply
Joined Dec 2014
L5: Journeyman
> bubble2 587 Posts
33 Reputation
ZeusAfterDark
02-09-2023 at 11:53 AM.
02-09-2023 at 11:53 AM.
Quote from TenderWing735 :
780+ score, got approved for $10K

780 with? Fico8 Fico 9 Fico10 Vantage?
Reply
Joined Oct 2014
New User
> bubble2 3 Posts
10 Reputation
shankar_thanu
02-10-2023 at 06:07 AM.
02-10-2023 at 06:07 AM.
Quote from SlickDealir :
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
when you say "direct deposit isnt possible" is this for making card payments?
Reply
Joined Aug 2013
L4: Apprentice
> bubble2 361 Posts
38 Reputation
DrOmango
02-13-2023 at 10:20 PM.
02-13-2023 at 10:20 PM.
825 credit. Approved for $10,000 credit line 6,000 instant
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,412 Posts
71 Reputation
mcali786
02-13-2023 at 11:34 PM.
02-13-2023 at 11:34 PM.
Who here has applied and gotten bonus for the Autogrpah, b/c the rep told me its either this card or autogrpah not both bonuses, I'm sure they made up the rule on the spot.
Reply

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Joined Nov 2013
L7: Teacher
> bubble2 4,462 Posts
2,632 Reputation
luckydog97
02-15-2023 at 10:05 AM.
02-15-2023 at 10:05 AM.
Wells Fargo may well be the most dishonest, manipulative, criminal financial entity on the planet. Research their history of criminal activity and subsequent lawsuits they've lost.

I'd trust a drug addled vagrant with my wallet before I'd put even $0.01 into the hands of their hell hole of a company.

AVOID!!!
Reply
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