Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months
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Update: This popular offer is still available
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
See Rates & Fees Slickdeals may be compensated by Wells Fargo
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.
They refuse to give me my 200.00 bonus because I don't carry a balance. What a scam. Do apply for this card.
completely FALSE
I never carry a balance on any of my credit cards.
I applied for this credit card in 2022.
When my spend reached $1000, I immediately received the $200 bonus.
I think it was on my second statement.
The only thing I don't like about this credit card is redemption of cash back in multiples of $25 ($20 if you have a WF account).
Be wary of wells fargo intro offers, i spent over the 1k and never got the 200. Called support, eseclated it and they determined i didnt spend enough even though my statements show over 1k in spending.
I used the card to buy car parts from ebay, rockauto, local junkyards. No returns, kept everything. Spent like 1800 in parts. Never got the 200 in credit.
What's the best cashback credit card without foreign transaction fees?
If you are a Costco Member, the Citi Visa. No annual fee (as long as Costco Member), No foreign transaction fees. 2 to 4% cash back on Costco purchases, gas, travel, 1% on all else
I had a WF CC account that I almost never use. Card not in my wallet, never used for online shopping, very "safe" from any potential theft.
In oct my card number was stolen and used on amazon. No idea how they got it, I hadn't made a purchase with that account in 2+ years. I called them, got a new card, and got the TXs refunded.
In Jan the exact same thing happened again. I did get refunded, but they didn't seem to care at all that my card number (on a card I never use) was stolen twice in 4 months... Will never bank with them again.
According to CapitalOne, Transunion did the pull and Equifax did not (they only request from these two). Chase does Experian and they did not indicate a pull.
I couldn't tell but did you answer the question where WF pulled from?
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
when you say "direct deposit isnt possible" is this for making card payments?
Who here has applied and gotten bonus for the Autogrpah, b/c the rep told me its either this card or autogrpah not both bonuses, I'm sure they made up the rule on the spot.
Wells Fargo may well be the most dishonest, manipulative, criminal financial entity on the planet. Research their history of criminal activity and subsequent lawsuits they've lost.
I'd trust a drug addled vagrant with my wallet before I'd put even $0.01 into the hands of their hell hole of a company.
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
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Ur funny
I never carry a balance on any of my credit cards.
I applied for this credit card in 2022.
When my spend reached $1000, I immediately received the $200 bonus.
I think it was on my second statement.
The only thing I don't like about this credit card is redemption of cash back in multiples of $25 ($20 if you have a WF account).
I used the card to buy car parts from ebay, rockauto, local junkyards. No returns, kept everything. Spent like 1800 in parts. Never got the 200 in credit.
If you are a Costco Member, the Citi Visa. No annual fee (as long as Costco Member), No foreign transaction fees. 2 to 4% cash back on Costco purchases, gas, travel, 1% on all else
In oct my card number was stolen and used on amazon. No idea how they got it, I hadn't made a purchase with that account in 2+ years. I called them, got a new card, and got the TXs refunded.
In Jan the exact same thing happened again. I did get refunded, but they didn't seem to care at all that my card number (on a card I never use) was stolen twice in 4 months... Will never bank with them again.
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It took 2 weeks for my card to arrive after an online application.
Thanks. Just got a letter from them regarding that my card will arrived in 7 days..thought it was the card.
I couldn't tell but did you answer the question where WF pulled from?
780 with? Fico8 Fico 9 Fico10 Vantage?
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
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I'd trust a drug addled vagrant with my wallet before I'd put even $0.01 into the hands of their hell hole of a company.
AVOID!!!