Citi Premier® Card: Earn 80K Points When You Spend $4,000 in First 3 Months
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Update: This deal is still available. This offer will be ending soon.
Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.
Thanks to Slickdeals staff member sd_keets for posting this deal.
Card Details:
Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I just checked, only custom cash offers additional statement credit and deposit. Premier only has Amazon, pay with points, travel, and gift cards.
Use laptop/desktop go to the full ThankYou rewards portal from your online Citi account then pick Cash section -- select statement credit or direct dep or check
In the app you might have to select Gift Cards first to take you to the full rewards portal
Fyi the $100 hotel credit is a discount, not an actual credit. I was hoping to cash it out by booking a refundable hotel, getting the $100 credit, and canceling the hotel to effectively cash it out. But that's not the case as the $100 is discounted from the total before you even checkout.
So i applied for this card and these are my couple of observations:
1) You have to spend 4000$ in 3 months to get 80K points, now that 3month cycle starts on the day you opened your account (not the day you received the card), for me that was good 10 days. So basically you wont have 3 months but 2M and 20 days. This may not be a issue for some people, but someone like me those 10 days matter.
2) Their exchange rate is really bad. I was in Turkey and 1USD was around 12Lira (according to Google and xe.com) but they would give me 10.75 to 11Lira for 1USD (really bad). I called and they gave me some bull - never had this problem with any other travel CC. I started using my Debit card in Turkey and i was getting better rate than this card even after all the commission (generally 3%) taken by Debit card for foreign exchanges.
I'll be getting rid of this card as soon as i use that 80K points. I travel a lot and this isn't the card to spend money abroad as its worse than using debit card abroad.
So i applied for this card and these are my couple of observations:
1) You have to spend 4000$ in 3 months to get 80K points, now that 3month cycle starts on the day you opened your account (not the day you received the card), for me that was good 10 days. So basically you wont have 3 months but 2M and 20 days. This may not be a issue for some people, but someone like me those 10 days matter.
2) Their exchange rate is really bad. I was in Turkey and 1USD was around 12Lira (according to Google and xe.com) but they would give me 10.75 to 11Lira for 1USD (really bad). I called and they gave me some bull - never had this problem with any other travel CC. I started using my Debit card in Turkey and i was getting better rate than this card even after all the commission (generally 3%) taken by Debit card for foreign exchanges.
I'll be getting rid of this card as soon as i use that 80K points. I travel a lot and this isn't the card to spend money abroad as its worse than using debit card abroad.
I got this card, spent 4500 in 1 day, then got my 880 (they refunded me the card cost fee) and I closed it the next day after redeeming money.
I prefer my costco Citi and double cash Citi cards.
I need to book travel tickets which might cost more than 4k. Which card is better between citi premier or chase sapphire preferred considering travel benefits and values of earned points ?
check it, I was closing it expecting to just get 700 ish bucks, but the lady said "well since you are canceling, I am refunding your credit card fee as well" I got like 880 bucks! so 800 in promo and I got the $$ for the card cost back too. yep
Quote
from pvk15
:
Are you saying citi will give annual fee of $95 if we cancel the account? card cost fee is the annual fee?
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Sapphire Reserve is 1.5 on AF $550
…if memory serves me correct
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I just checked, only custom cash offers additional statement credit and deposit. Premier only has Amazon, pay with points, travel, and gift cards.
In the app you might have to select Gift Cards first to take you to the full rewards portal
1) You have to spend 4000$ in 3 months to get 80K points, now that 3month cycle starts on the day you opened your account (not the day you received the card), for me that was good 10 days. So basically you wont have 3 months but 2M and 20 days. This may not be a issue for some people, but someone like me those 10 days matter.
2) Their exchange rate is really bad. I was in Turkey and 1USD was around 12Lira (according to Google and xe.com) but they would give me 10.75 to 11Lira for 1USD (really bad). I called and they gave me some bull - never had this problem with any other travel CC. I started using my Debit card in Turkey and i was getting better rate than this card even after all the commission (generally 3%) taken by Debit card for foreign exchanges.
I'll be getting rid of this card as soon as i use that 80K points. I travel a lot and this isn't the card to spend money abroad as its worse than using debit card abroad.
No it will not
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1) You have to spend 4000$ in 3 months to get 80K points, now that 3month cycle starts on the day you opened your account (not the day you received the card), for me that was good 10 days. So basically you wont have 3 months but 2M and 20 days. This may not be a issue for some people, but someone like me those 10 days matter.
2) Their exchange rate is really bad. I was in Turkey and 1USD was around 12Lira (according to Google and xe.com) but they would give me 10.75 to 11Lira for 1USD (really bad). I called and they gave me some bull - never had this problem with any other travel CC. I started using my Debit card in Turkey and i was getting better rate than this card even after all the commission (generally 3%) taken by Debit card for foreign exchanges.
I'll be getting rid of this card as soon as i use that 80K points. I travel a lot and this isn't the card to spend money abroad as its worse than using debit card abroad.
I prefer my costco Citi and double cash Citi cards.
I prefer my costco Citi and double cash Citi cards.
Lol that's what I am doing I just spend 4K the day I got it waiting for it to post pay it off and redeem and call to cancel and get fee back
I prefer my costco Citi and double cash Citi cards.
I prefer my costco Citi and double cash Citi cards.
I prefer my costco Citi and double cash Citi cards.
I prefer my costco Citi and double cash Citi cards.
Sapphire Reserve is 1.5 on AF $550
…if memory serves me correct
The CSR gives you $300 worth of travel credits, which likely gets fulfilled, so the real cost is $200.
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