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Citi Premier® Card: Earn 80K Points When You Spend $4,000 in First 3 Months Expired

+135 Deal Score
611,497 Views
Update: This deal is still available. This offer will be ending soon.

Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.

Thanks to Slickdeals staff member sd_keets for posting this deal.

Card Details:
  • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Slickdeals may be compensated by Citi.

Original Post

Written by
Edited June 14, 2022 at 08:27 AM by
Citi is offering 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. Annual fee is $95.

Card Details:



Slickdeals may be compensated by Citi.
Created 07-08-2021 at 07:05 AM by sd_keets
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Deal
Score
+135
611,497 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

690 Comments

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Featured Comments

Saphire reserv has 550 fee vs this one 95??
80k points worth $800 if redeemed for cash, correct?
Sapphire Preferred is 1.25 on AF $95
Sapphire Reserve is 1.5 on AF $550

…if memory serves me correct

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Joined Aug 2004
...
> bubble2 9,780 Posts
5,118 Reputation
JaTaN
12-05-2021 at 12:58 PM.
12-05-2021 at 12:58 PM.
Quote from nyczyar :
I have premier and custom cash, is it possible to transfer TY points from premier to custom cash to maximize the 1:1 ratio statement credits?
Premier has 1:1 statement credit
Reply
Joined Aug 2015
L2: Beginner
> bubble2 98 Posts
22 Reputation
nyczyar
12-05-2021 at 02:01 PM.
12-05-2021 at 02:01 PM.
Quote from JaTaN :
Premier has 1:1 statement credit

I just checked, only custom cash offers additional statement credit and deposit. Premier only has Amazon, pay with points, travel, and gift cards.
Reply
Joined Jan 2010
L5: Journeyman
> bubble2 501 Posts
439 Reputation
kstar1990
12-05-2021 at 02:25 PM.
12-05-2021 at 02:25 PM.
If you were to buy something and the return it, say a $2k laptop. Would that count towards the $4k spend?
3
Reply
Joined Aug 2004
...
> bubble2 9,780 Posts
5,118 Reputation
JaTaN
12-05-2021 at 02:53 PM.
12-05-2021 at 02:53 PM.
Quote from nyczyar :
I just checked, only custom cash offers additional statement credit and deposit. Premier only has Amazon, pay with points, travel, and gift cards.
Use laptop/desktop go to the full ThankYou rewards portal from your online Citi account then pick Cash section -- select statement credit or direct dep or check

In the app you might have to select Gift Cards first to take you to the full rewards portal
Reply
Joined Jun 2008
L6: Expert
> bubble2 1,616 Posts
695 Reputation
xoSushi
12-06-2021 at 06:28 PM.
12-06-2021 at 06:28 PM.
Fyi the $100 hotel credit is a discount, not an actual credit. I was hoping to cash it out by booking a refundable hotel, getting the $100 credit, and canceling the hotel to effectively cash it out. But that's not the case as the $100 is discounted from the total before you even checkout.
Reply
Joined May 2017
L2: Beginner
> bubble2 43 Posts
18 Reputation
Jugsal
12-08-2021 at 08:19 AM.
12-08-2021 at 08:19 AM.
So i applied for this card and these are my couple of observations:

1) You have to spend 4000$ in 3 months to get 80K points, now that 3month cycle starts on the day you opened your account (not the day you received the card), for me that was good 10 days. So basically you wont have 3 months but 2M and 20 days. This may not be a issue for some people, but someone like me those 10 days matter.

2) Their exchange rate is really bad. I was in Turkey and 1USD was around 12Lira (according to Google and xe.com) but they would give me 10.75 to 11Lira for 1USD (really bad). I called and they gave me some bull - never had this problem with any other travel CC. I started using my Debit card in Turkey and i was getting better rate than this card even after all the commission (generally 3%) taken by Debit card for foreign exchanges.

I'll be getting rid of this card as soon as i use that 80K points. I travel a lot and this isn't the card to spend money abroad as its worse than using debit card abroad.
1
Reply
Joined Feb 2016
L2: Beginner
> bubble2 90 Posts
10 Reputation
dealfrenzy32
12-08-2021 at 04:13 PM.
12-08-2021 at 04:13 PM.
Quote from kstar1990 :
If you were to buy something and the return it, say a $2k laptop. Would that count towards the $4k spend?

No it will not
1
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Joined Sep 2016
Penguinbro
> bubble2 5,358 Posts
762 Reputation
anonymous2929239
12-08-2021 at 06:04 PM.
12-08-2021 at 06:04 PM.
Quote from jkhurmi :
So i applied for this card and these are my couple of observations:

1) You have to spend 4000$ in 3 months to get 80K points, now that 3month cycle starts on the day you opened your account (not the day you received the card), for me that was good 10 days. So basically you wont have 3 months but 2M and 20 days. This may not be a issue for some people, but someone like me those 10 days matter.

2) Their exchange rate is really bad. I was in Turkey and 1USD was around 12Lira (according to Google and xe.com) but they would give me 10.75 to 11Lira for 1USD (really bad). I called and they gave me some bull - never had this problem with any other travel CC. I started using my Debit card in Turkey and i was getting better rate than this card even after all the commission (generally 3%) taken by Debit card for foreign exchanges.

I'll be getting rid of this card as soon as i use that 80K points. I travel a lot and this isn't the card to spend money abroad as its worse than using debit card abroad.
I got this card, spent 4500 in 1 day, then got my 880 (they refunded me the card cost fee) and I closed it the next day after redeeming money.

I prefer my costco Citi and double cash Citi cards.
2
Reply
Joined Dec 2005
Compulsive Spender
> bubble2 471 Posts
100 Reputation
RoodyPooUS
12-09-2021 at 11:43 AM.
12-09-2021 at 11:43 AM.
Quote from FreedomPenguin :
I got this card, spent 4500 in 1 day, then got my 880 (they refunded me the card cost fee) and I closed it the next day after redeeming money.

I prefer my costco Citi and double cash Citi cards.

Lol that's what I am doing I just spend 4K the day I got it waiting for it to post pay it off and redeem and call to cancel and get fee back
1
Reply
Joined Jun 2015
L3: Novice
> bubble2 189 Posts
18 Reputation
Tg1Q
12-12-2021 at 12:54 PM.
12-12-2021 at 12:54 PM.
I need to book travel tickets which might cost more than 4k. Which card is better between citi premier or chase sapphire preferred considering travel benefits and values of earned points ?
Reply
Joined Nov 2015
L2: Beginner
> bubble2 47 Posts
18 Reputation
pvk15
12-12-2021 at 06:49 PM.
12-12-2021 at 06:49 PM.
Quote from FreedomPenguin :
I got this card, spent 4500 in 1 day, then got my 880 (they refunded me the card cost fee) and I closed it the next day after redeeming money.

I prefer my costco Citi and double cash Citi cards.
Quote from FreedomPenguin :
I got this card, spent 4500 in 1 day, then got my 880 (they refunded me the card cost fee) and I closed it the next day after redeeming money.

I prefer my costco Citi and double cash Citi cards.
Quote from FreedomPenguin :
I got this card, spent 4500 in 1 day, then got my 880 (they refunded me the card cost fee) and I closed it the next day after redeeming money.

I prefer my costco Citi and double cash Citi cards.
Quote from FreedomPenguin :
I got this card, spent 4500 in 1 day, then got my 880 (they refunded me the card cost fee) and I closed it the next day after redeeming money.

I prefer my costco Citi and double cash Citi cards.
Are you saying citi will give annual fee of $95 if we cancel the account? card cost fee is the annual fee?
Reply
Joined Sep 2016
Penguinbro
> bubble2 5,358 Posts
762 Reputation
anonymous2929239
12-12-2021 at 06:56 PM.
12-12-2021 at 06:56 PM.
check it, I was closing it expecting to just get 700 ish bucks, but the lady said "well since you are canceling, I am refunding your credit card fee as well" I got like 880 bucks! so 800 in promo and I got the $$ for the card cost back too. yep
Quote from pvk15 :
Are you saying citi will give annual fee of $95 if we cancel the account? card cost fee is the annual fee?
2
Reply
Joined Jun 2006
L5: Journeyman
> bubble2 670 Posts
34 Reputation
n8236
12-12-2021 at 09:11 PM.
12-12-2021 at 09:11 PM.
Quote from ak1802 :
Sapphire Preferred is 1.25 on AF $95
Sapphire Reserve is 1.5 on AF $550

…if memory serves me correct

The CSR gives you $300 worth of travel credits, which likely gets fulfilled, so the real cost is $200.
1
Reply
Joined Jun 2015
L3: Novice
> bubble2 189 Posts
18 Reputation
Tg1Q
12-12-2021 at 09:36 PM.
12-12-2021 at 09:36 PM.
So If I spend $4000 on this card for travel - then I will get 80k points and 3*4000 for travel spend ? Is that the right understanding?
Reply

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Joined Nov 2012
L3: Novice
> bubble2 111 Posts
38 Reputation
kenlou
12-13-2021 at 03:50 PM.
12-13-2021 at 03:50 PM.
This card sucks. I got fraud buying $50 less. I tried calling them no one answer!! My card is locked that's crazy!
Reply
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