Citi Premier® Card: Spend $4K in First 3 Months to Earn 80K ThankYou® Points
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For a limited time, earn 80,000 ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Annual fee is $95.
Thanks to Slickdeals Staff Member LD7 for posting this deal.
For a limited time, earn 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Annual fee is $95.
Card Details
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
One thing to note with this offer is that you can claim the 80,000 points with this and then downgrade the card to a Double Cash in a year. Effectively giving the Double Cash a 800$ sub
1) Meet spending requirement on Citi Premier card
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card
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One thing to note with this offer is that you can claim the 80,000 points with this and then downgrade the card to a Double Cash in a year. Effectively giving the Double Cash a 800$ sub
Effectively giving the Double Cash a 800$ sub>> Does this mean that the 2nd year after downgrading you get like a 80$ bonus or something?
Flowchart: get Premier card -> spend 4k to get 80,000 points -> after 1 year, downgrade to another citi card (custom cash / Double cash). Nothing really complicated here.
Now that I have a card shipment email this morning, I plan on making insurance payments via Plastiq upon arrival.
As recommended, I will downgrade Premier Card to Custom Cash / Double Cash after a year. What happens then, please elaborate! The accumulated/unused bonus points should be doubled automatically, or what?
What exactly is the last step in effectively giving the Double Cash a $800 SUB, please? It is not yet clear to me, because this will be me my first Citi card.
Effectively giving the Double Cash a 800$ sub>> Does this mean that the 2nd year after downgrading you get like a 80$ bonus or something?
You would not earn additional bonus points for downgrading. It just means that the 80,000 points from the Citi Premier sign up bonus should carry over to the Double Cash card if you chose to downgrade (so you won't have to pay the annual fee going forward).
Our community has rated this post as helpful. If you agree, why not thank Theful13ffect
07-12-2022 at 03:06 PM.
Quote
from MichaelHR
:
Now that I have a card shipment email this morning, I plan on making insurance payments via Plastiq upon arrival.
As recommended, I will downgrade Premier Card to Custom Cash / Double Cash after a year. What happens then, please elaborate! The accumulated/unused bonus points should be doubled automatically, or what?
What exactly is the last step in effectively giving the Double Cash a $800 SUB, please? It is not yet clear to me, because this will be me my first Citi card.
1) Meet spending requirement on Citi Premier card
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card
You would not earn additional bonus points for downgrading. It just means that the 80,000 points from the Citi Premier sign up bonus should carry over to the Double Cash card if you chose to downgrade (so you won't have to pay the annual fee going forward).
Oh I see that makes sense, to preserve the points, thank you so much.
1) Meet spending requirement on Citi Premier card
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card
Thanks a lot for the clarification! If that's the case, there is a no point in downgrading the card to Double Cash, rather than cancel it before AF hits, in my application.
By the way, what's the easiest to cash the points or ask for statement credits, please?
Thanks a lot for the clarification! If that's the case, there is a no point in downgrading the card to Double Cash, rather than cancel it before AF hits, in my application.
By the way, what's the easiest to cash the points or ask for statement credits, please?
Both options look pretty straightforward to me. There's a separate website for users to manage their Citi Thank You points, and I see options for statement credits and direct deposit through there. I recommend you check the options for yourself once you've set up your online account.
Thank you OP! Got approved with an 8k spending limit which is perfect as I only needed 6k anyway for what I am needing to purchase. Will pay off statement next month and wait for the rewards to pour in
Is anybody having problems with Citi randomly declining purchases — particularly large online ones? I have had the Double Cash card for years, and then some time during COVID, this started happening quite often. It is frustrating. I am nowhere near my credit limit, and I didn't get any sort of fraud alert so I could approve the transaction.
For example, I was trying to by flights to Europe for my wife and myself, about $1,500 total, and it wouldn't go through. I then put it on my Chase card with no problem. Despite these concerns, I applied for and received this card in anticipation of the Eurotrip. Yesterday, I was trying to buy train tickets in Spain (about $250) with the Citi Premier, and it was again declined — no fraud alert, no text, no nothing. So again, I used my Chase card instead.
I called customer care to complain, and they said it was not fraud alert, but was on the merchant side. I am not buying that since I used the Chase card about a minute later, or if it was, then it seems like an issue Citi needs to address, since they are charging Premier card users for the "privilege."
Has anybody else had this issue? If so, were you able to fix it? At this point, my Citi card is about as useful as my library card for large purchases.
Our community has rated this post as helpful. If you agree, why not thank 3wisemonkeyz
07-20-2022 at 06:59 PM.
Quote
from ranibane0309
:
20 days is a long time. Few months back when I got the Citi custom cash they issued a temp virtual card ready to do. Why they didn't implement this across all cards is puzzling!
I just got approved and the next day was able to generate a virtual card number through the Citi app, which I was able to use successfully.
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This information should be included in the OP.
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card
Sign up for a Slickdeals account to remove this ad.
As recommended, I will downgrade Premier Card to Custom Cash / Double Cash after a year. What happens then, please elaborate! The accumulated/unused bonus points should be doubled automatically, or what?
What exactly is the last step in effectively giving the Double Cash a $800 SUB, please? It is not yet clear to me, because this will be me my first Citi card.
Our community has rated this post as helpful. If you agree, why not thank Theful13ffect
As recommended, I will downgrade Premier Card to Custom Cash / Double Cash after a year. What happens then, please elaborate! The accumulated/unused bonus points should be doubled automatically, or what?
What exactly is the last step in effectively giving the Double Cash a $800 SUB, please? It is not yet clear to me, because this will be me my first Citi card.
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card
By the way, what's the easiest to cash the points or ask for statement credits, please?
Sign up for a Slickdeals account to remove this ad.
By the way, what's the easiest to cash the points or ask for statement credits, please?
For example, I was trying to by flights to Europe for my wife and myself, about $1,500 total, and it wouldn't go through. I then put it on my Chase card with no problem. Despite these concerns, I applied for and received this card in anticipation of the Eurotrip. Yesterday, I was trying to buy train tickets in Spain (about $250) with the Citi Premier, and it was again declined — no fraud alert, no text, no nothing. So again, I used my Chase card instead.
I called customer care to complain, and they said it was not fraud alert, but was on the merchant side. I am not buying that since I used the Chase card about a minute later, or if it was, then it seems like an issue Citi needs to address, since they are charging Premier card users for the "privilege."
Has anybody else had this issue? If so, were you able to fix it? At this point, my Citi card is about as useful as my library card for large purchases.
Sign up for a Slickdeals account to remove this ad.
Our community has rated this post as helpful. If you agree, why not thank 3wisemonkeyz
I just got approved and the next day was able to generate a virtual card number through the Citi app, which I was able to use successfully.