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Amex Blue Cash Everyday Cardholders: Savings on Online, Gas & Grocery Purchases

3% Back
+192 Deal Score
560,285 Views
Update: This popular deal is still available.

American Express offers their American Express Blue Cash Everyday Cardholders: 3% Back on U.S. Online Retail, Gas & Grocery Purchases.

Thanks to community member scottee for finding this deal.

Note, each category is eligible for 3% back on up to $6,000 in purchases. Purchases beyond $6,000 will earn 1% back.

Original Post

Written by
Edited November 16, 2022 at 12:17 PM by
Earn a $200 statement credit after you spend $2,000 in purchases in your first 6 months with the Blue Cash Everyday® Card from American Express. Annual fee is $0.

Card details:

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Created 07-26-2022 at 03:07 PM by scottee
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560,285 Views
3% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Saw this earlier.. wasn't using this card anymore but now it moves to be top. Wish all Amex still had extended warranty option though..

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Joined Aug 2004
L7: Teacher
> bubble2 2,411 Posts
407 Reputation
cacadiablo
07-28-2022 at 12:30 AM.
07-28-2022 at 12:30 AM.
Quote from CrimsonRose733 :
At some point the hassle of juggling cards and remembering which cards to use for what and which to pay off each month becomes not worth the hassle. I feel like I am doing more work than the rewards are paying me for.
I just write on small white stickers what the benefits are for each card and if there is a foreign transaction fee. I juggle about 5 cards and I don't find it too hard to do. Only a couple change every 3 months.
1
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Joined Oct 2021
L5: Journeyman
> bubble2 525 Posts
114 Reputation
CrimsonRose733
07-28-2022 at 08:52 AM.
07-28-2022 at 08:52 AM.
Quote from cacadiablo :
I just write on small white stickers what the benefits are for each card and if there is a foreign transaction fee. I juggle about 5 cards and I don't find it too hard to do. Only a couple change every 3 months.
The other issue I have is that by splitting them across so many cards, each of my cards have small reward balances. I can't buy a plane ticket with $30 on each of 8 cards but I can with $200 on one card. Even if the total is less overall. Most of these only let you do statement credits, not cash out to a main account, so they end up being a lot of trivial bonus vs a big noticeable reward.

1
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Joined Dec 2009
L1: Learner
> bubble2 12 Posts
34 Reputation
chuonthis2
07-28-2022 at 08:58 AM.
07-28-2022 at 08:58 AM.
Is anyone seeing a $250 sign up bonus for this card? It seems like the standard bonus is $200, but one time a few days ago I checked the amex site on my mobile phone and saw $250, but now I am not able to get that offer again.
Reply
Joined Oct 2021
L5: Journeyman
> bubble2 525 Posts
114 Reputation
CrimsonRose733
07-28-2022 at 09:04 AM.
07-28-2022 at 09:04 AM.
Quote from jazyje :
SERIOUSLY??? My preferred Amex Blue I pay over $100 per year just to have earns 1% in online and this one triple that?? I'm definitely going to cancel my Preferred Blue. This is ridiculous and a spit on the face to customers like me who have paid annual fees for over 10 years...
How is it a slap in the face? Preferred gets warranty extension, 6% on groceries, 6% on Streaming

This card gets 3% groceries and 3% online shopping. It's just a different benefit.

If you like the no-fee card better for your needs (I did) then just get on a support chat and tell them you want the no fee card. They will switch it and refund a pro-rated portion of your annual fee back. Took me 10 minutes when I switched. They sent me a new card a few days later. My old card kept working until it arrived. Completely painless experience.

No need to feel insulted by this. You got the benefits you were promised when you signed up for the fee based card. If you don't feel the benefits are worth the fee any longer, you can cancel or switch to a different Amex card at any time.
Reply
Joined Dec 2006
L1: Learner
> bubble2 11 Posts
10 Reputation
Green1
07-28-2022 at 11:26 AM.
07-28-2022 at 11:26 AM.
Quote from kensteele :
is this one of the first general 3% shots fired? i remember when 2% was the target and fidelity led the way.

still not as good as my credit card which is 3% on everything, everywhere, unlimited. i spend 80% of my purchases online so this deal would be ok if i didn't have u.s. alliance

https://go.usalliance.org/signature-card-rewards
It says it is only good until the end of the year and then it goes to 2%. Did I miss something maybe like an extension?
Reply
Joined Oct 2009
L4: Apprentice
> bubble2 401 Posts
77 Reputation
GizmoDVD
07-28-2022 at 11:26 AM.
07-28-2022 at 11:26 AM.
If accepted can you use the card right away or have to wait for it to show up? Wanted to make an online purchase
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 779 Posts
239 Reputation
samwathegreat
07-28-2022 at 12:08 PM.
07-28-2022 at 12:08 PM.
Quote from GizmoDVD :
If accepted can you use the card right away or have to wait for it to show up? Wanted to make an online purchase
When I applied, I was given the option to get the card number for immediate use.
Reply

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Joined Jun 2012
L5: Journeyman
> bubble2 779 Posts
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samwathegreat
07-28-2022 at 12:13 PM.
07-28-2022 at 12:13 PM.
Quote from CrimsonRose733 :
The other issue I have is that by splitting them across so many cards, each of my cards have small reward balances. I can't buy a plane ticket with $30 on each of 8 cards but I can with $200 on one card. Even if the total is less overall. Most of these only let you do statement credits, not cash out to a main account, so they end up being a lot of trivial bonus vs a big noticeable reward.
I'm a rewards maximizer with many cards, and my strategy is to cash out my rewards on a regular basis (every few months or so) on each card - usually applying the rewards to the statement balance. Then I transfer the sum of those amounts to a HYSA that I use for travel/vacations. It has worked very well so far. Sending these amounts to the HYSA allows interest to be earned - you don't earn anything with the rewards just sitting there waiting to be redeemed. I also transfer all spend bonuses, checking account bonuses, etc. to the travel account.

It is usually not recommended to actually use rewards to cover a purchase (unless you are getting more value from your points by doing so like in the case of airline point transfers) since you typically do not earn additional rewards on a transaction that you paid for with rewards.
1
1
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Last edited by samwathegreat July 28, 2022 at 12:17 PM.
Joined Aug 2004
L7: Teacher
> bubble2 2,411 Posts
407 Reputation
cacadiablo
07-28-2022 at 12:24 PM.
07-28-2022 at 12:24 PM.
Quote from CrimsonRose733 :
The other issue I have is that by splitting them across so many cards, each of my cards have small reward balances. I can't buy a plane ticket with $30 on each of 8 cards but I can with $200 on one card. Even if the total is less overall. Most of these only let you do statement credits, not cash out to a main account, so they end up being a lot of trivial bonus vs a big noticeable reward.
That seems more psychological than anything. Unless you are using a card that earns miles, it doesn't matter what you use to purchase a plane ticket - it's all the same.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,511 Posts
1,365 Reputation
kensteele
07-28-2022 at 04:26 PM.
07-28-2022 at 04:26 PM.
Quote from Green1 :
It says it is only good until the end of the year and then it goes to 2%. Did I miss something maybe like an extension?
you'll get a renewal
3
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Joined Aug 2014
New User
> bubble2 11 Posts
10 Reputation
TheGoldenRule
07-28-2022 at 05:56 PM.
07-28-2022 at 05:56 PM.
I have the older version of this card, which gives 3% cash back on grocery but not the gas or internet sales. But for those in similar situation, there's a referral program that gives $75 each person you sign up to any AMEX card. So I sent the referral to my wife and signed her up for this new AMEX Blue Cash, and she gets $200 (I think after $2,000 spent) and I get the $75 referral credit. Now I will have access to the new card with 3% internet purchase!
Reply
Joined Oct 2021
L5: Journeyman
> bubble2 525 Posts
114 Reputation
CrimsonRose733
07-28-2022 at 08:27 PM.
07-28-2022 at 08:27 PM.
Quote from cacadiablo :
That seems more psychological than anything. Unless you are using a card that earns miles, it doesn't matter what you use to purchase a plane ticket - it's all the same.
It is psychological, yes.I agree. Also as I said earlier, more work to coordinate.
Quote from samwathegreat :
I'm a rewards maximizer with many cards, and my strategy is to cash out my rewards on a regular basis (every few months or so) on each card - usually applying the rewards to the statement balance. Then I transfer the sum of those amounts to a HYSA that I use for travel/vacations. It has worked very well so far. Sending these amounts to the HYSA allows interest to be earned - you don't earn anything with the rewards just sitting there waiting to be redeemed. I also transfer all spend bonuses, checking account bonuses, etc. to the travel account.

It is usually not recommended to actually use rewards to cover a purchase (unless you are getting more value from your points by doing so like in the case of airline point transfers) since you typically do not earn additional rewards on a transaction that you paid for with rewards.
How much is this interest you are earning per year at current interest rates? $10-15 max? It is an interesting strategy I will consider, though, so thanks for sharing.

I don't actually buy the items with the rewards, but if I pay off a specific $300 purchase with $300 in cashback credit, then it's a clean 1:1 payoff with points.
Reply
Joined Apr 2013
L5: Journeyman
> bubble2 530 Posts
125 Reputation
Elwots
07-29-2022 at 04:29 AM.
07-29-2022 at 04:29 AM.
Quote from AcemanX :
Nice card but when I went down to the fine print it states "3 Points per dollar accrual rate is a promotional value and expires on 12/31/2022, at which time points will accrue at 2 points per dollar. " just a heads up

Where did you see that? Reading through the cardmember agreement, I'm not seeing that mentioned:

"You will earn a reward of 3% on the first $6,000 of eligible purchases in a calendar year (then 1%) at supermarkets located in the U.S. (superstores, convenience stores, warehouse clubs, and meal-kit delivery services are not considered supermarkets); 3% on the first of $6,000 of U.S. online retail purchases (then 1%), 3% on the first $6,000 of purchases of gasoline at gas stations located in the U.S (then 1%)"
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 779 Posts
239 Reputation
samwathegreat
07-29-2022 at 06:06 AM.
07-29-2022 at 06:06 AM.
Quote from SmokeyBubz :
I have the older version of this card, which gives 3% cash back on grocery but not the gas or internet sales. But for those in similar situation, there's a referral program that gives $75 each person you sign up to any AMEX card. So I sent the referral to my wife and signed her up for this new AMEX Blue Cash, and she gets $200 (I think after $2,000 spent) and I get the $75 referral credit. Now I will have access to the new card with 3% internet purchase!
These benefits were added to the Blue Cash Everyday. It doesn't matter if you have the old card design or the new card design, the newly added benefits are available on all of them. If you log in to amex and tap "membership" then "see all" under "benefits", then tap "cash back". There you will see all of the newly added benefits.

You must be talking about the BCE (Blue Cash Everyday) because the OLD "Blue Cash" card (no longer available) earns 5% on grocery, not 3%.
Reply

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Joined Jul 2011
L6: Expert
> bubble2 1,759 Posts
101 Reputation
clocks11
07-29-2022 at 06:28 AM.
07-29-2022 at 06:28 AM.
How do they define "Online Retail"?
Reply
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