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Chase Checking & Savings: Open New Accounts Get Up To

$600 Bonus
With Qualifying Activities
+81 Deal Score
128,169 Views
Chase is offering a $300 Bonus with a new checking account and $200 Bonus with a new savings account with qualifying activities. Plus, get an extra $100 Bonus when you open both accounts at the same time.

Thanks to community member dragoNav for finding this deal.

Deal:
  • $300 Bonus
    • For new Chase checking customers: Open a new Chase Total Checking account1 and set up direct deposit
  • $200 Bonus
    • For new Chase savings customers: Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.
  • $600 Bonus
    • Open a new Chase Total Checking and a new Chase Savings account and get $600 when you open both at the same time and complete qualifying activities.

Original Post

Written by
Edited August 1, 2022 at 03:44 PM by
Get $300 with a new checking account and another $200 with a
new savings account with qualifying activities. Plus, get an extra $100 bonus when you open both accounts at the same time

https://account.chase.com/consume...andsavings

Requirements :
Checking - set up direct deposit
Savings - deposit $15,000 or more & maintain the balance for 90 days

There is a monthly fee on checking account which can be avoided refer to the link for details
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Created 07-29-2022 at 05:30 PM by dragoNav
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Deal
Score
+81
128,169 Views
$600 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

243 Comments

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Featured Comments

If you are actually going to use the account or can auto pay some bills with debit, you might consider Evansville Teachers Federal Credit Union. 3.3% for up to $20k balance with 15 debit transactions and a monthly dd. The dd can be a deposit from almost any bank. I auto-transfer in $10 from ally monthly and have the cable bill to autopay $2, 15 times a month to earn the preferred rate.
Boo...



Bonuses are for people who don't have existing Chase checking or savings accounts, or those whose accounts have not been closed within the last 90 days. Keep in mind, you can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Left Chase earlier this year for Sofi because of the sign up bonuses and interest rates.

Sofi currently has a 1.8% interest rate on both checking and savings and Chase still has a 0.01% Savings interest rate even after all the Fed hikes.

Obviously the Chase bonus is great for bonus churners and the people who actually go into banks in 2022 but I'm not switching back for 0.01%.

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Joined Mar 2010
L4: Apprentice
> bubble2 390 Posts
314 Reputation
Bunny99
08-28-2022 at 03:39 PM.
08-28-2022 at 03:39 PM.
Would the following work for DD requirement?
1. Open account for the spouse.
2. Add myself as the joint owner.
3. Add my direct deposit to Chase checking.

I already have Chase Checking and Saving, so not sure if that would work.
Reply
Joined May 2016
L5: Journeyman
> bubble2 837 Posts
238 Reputation
pdwiki
09-04-2022 at 10:37 PM.
09-04-2022 at 10:37 PM.
Quote from CleverChicken951 :
Update:
Checking account bonus credited 8 days after first direct deposit
Could be YMMV
Does an ACH transfer from your own account at a separate bank count as a direct deposit?
Reply
Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
09-04-2022 at 11:45 PM.
09-04-2022 at 11:45 PM.
Quote from pdwiki :
Does an ACH transfer from your own account at a separate bank count as a direct deposit?

I am optimistic, it does not count.
Banks have become more intelligent, when it comes to considering those in regards to bank bonus.
Reply
Joined Apr 2020
L3: Novice
> bubble2 215 Posts
121 Reputation
chicago_clubs
09-05-2022 at 02:23 PM.
09-05-2022 at 02:23 PM.
I opened this account for my wife. I sent money via Zelle from my bank account(chase) to her bank account(checking). Then moved $15k from checking to savings.

Is this sufficient for a saving account bonus? TIA.
Reply
Joined Dec 2020
New User
> bubble2 15 Posts
10 Reputation
FantasticDeer949
09-05-2022 at 08:35 PM.
09-05-2022 at 08:35 PM.
Anyone else get this message? I have no idea why. Never have had an issue before with opening accounts.

We can't open an account for you based on the info you told us
Reply
Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
09-05-2022 at 08:54 PM.
09-05-2022 at 08:54 PM.
Quote from MaroonRoad475 :
I opened this account for my wife. I sent money via Zelle from my bank account(chase) to her bank account(checking). Then moved $15k from checking to savings.

Is this sufficient for a saving account bonus? TIA.

Savings account requirement is relatively simple, requires new funds that have not already been on the account holders name.
Reply
Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
09-05-2022 at 08:55 PM.
09-05-2022 at 08:55 PM.
Quote from FantasticDeer949 :
Anyone else get this message? I have no idea why. Never have had an issue before with opening accounts.

We can't open an account for you based on the info you told us

Yes this happens randomly with selected banks. Will require you walk-in to a branch to open the account now, pls make sure to setup an appointment and carry ID.
Reply

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Joined Mar 2010
Supreme Bashar
> bubble2 322 Posts
62 Reputation
rhpt
09-08-2022 at 08:47 PM.
09-08-2022 at 08:47 PM.
Do you have to maintain the direct deposit or can you cancel it after the initial deposit and you get the $300?
Reply
Joined May 2019
L2: Beginner
> bubble2 53 Posts
10 Reputation
Surgam
09-08-2022 at 09:26 PM.
09-08-2022 at 09:26 PM.
^as per above what is the min time to keep direct deposit with them? Not for the entirety of 6 months I hope.
Reply
Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
09-10-2022 at 01:04 PM.
09-10-2022 at 01:04 PM.
Quote from Surgam :
^as per above what is the min time to keep direct deposit with them? Not for the entirety of 6 months I hope.

Account should be kept active for 90 days or bonus will be taken back, refer pinned comments.
Reply
Joined Mar 2010
Supreme Bashar
> bubble2 322 Posts
62 Reputation
rhpt
09-10-2022 at 01:09 PM.
09-10-2022 at 01:09 PM.
Quote from CleverChicken951 :
Account should be kept active for 90 days or bonus will be taken back, refer pinned comments.
I understand the account has to be active but do you have to maintain the direct deposit?
Reply
Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
09-10-2022 at 01:13 PM.
09-10-2022 at 01:13 PM.
Quote from rhpt :
I understand the account has to be active but do you have to maintain the direct deposit?

I would keep direct deposit for atleast 2 months, to avoid trouble.
Reply
Joined Mar 2011
L4: Apprentice
> bubble2 434 Posts
78 Reputation
Serialassassin86
09-11-2022 at 04:56 PM.
09-11-2022 at 04:56 PM.
Is there a set direct deposit amount that you need? For example can I have $50 direct deposited from my check (job let's me setup multiple deposit accounts).
1
Reply
Joined Dec 2014
L10: Grand Master
> bubble2 7,648 Posts
479 Reputation
someoneslick
09-15-2022 at 12:18 PM.
09-15-2022 at 12:18 PM.
Anyone know how often you can open checking accounts without it causing some kind of problem for opening too many?

I also have an amex offer of open savings account with $25k for $350 bonus, so would come out slightly better doing chase checking and amex savings, but not sure if it's worth fooling with 2 companies.
Reply

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Joined Nov 2012
L4: Apprentice
> bubble2 419 Posts
42 Reputation
njb83
09-16-2022 at 08:20 AM.
09-16-2022 at 08:20 AM.
Friends, Need your help. I opened a chase saving account. I initiated a $15,000 deposit immediately. It took couple of days to get deposited into my chase saving account. I noticed that $5 service fees in my account.
so balance went below $15K for 1 day unfortunately. I deposited again $100 immediately to make balance above $15000.

I don't know why they charged service fees as new account takes time to get funds from other account. Can you please advice ? Will this impact my $200 and $100 extra bonus ? This is a bad experience.
Reply
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