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US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn Expired

$400 Bonus
+51 Deal Score
115,832 Views
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance
Good Deal?

Original Post

Written by
Edited August 9, 2022 at 07:59 AM by
Earn $400 when you open a new eligible U.S. Bank checking account and complete required activities.1, 2
Offer valid through September 2.

Earn your reward.
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account in a branch, online or over the phone:1

Enroll in online banking or the U.S. Bank Mobile App.
Complete two or more direct deposits totaling $4,000 or more.

To have the promo code automatically entered for you in the application process, use the Apply buttons below. If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL

https://www.usbank.com/splash/che...offer.html
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Deal
Score
+51
115,832 Views
$400 Bonus

Community Wiki

Last Edited by bluekiwi October 11, 2022 at 06:18 PM
$400 bonus starting to hit accounts today (10/11/2022)

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Featured Comments

US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

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Joined Apr 2017
L5: Journeyman
> bubble2 854 Posts
91 Reputation
iSDeals
10-13-2022 at 08:04 AM.
10-13-2022 at 08:04 AM.
Quote from Gabbarr :
Awesome! Can we close the account now? Any fees/fines for closing the account or do we have to keep the account opened for 6 months or something?

There wasn't anything like that in original terms so should be good to close. I will be closing it in a day or 2. Taking out money from this account is pia!

Does anyone know if you can close online without human CS involvement?
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Joined Jan 2020
L3: Novice
> bubble2 144 Posts
22 Reputation
TenderLinen384
10-13-2022 at 08:29 AM.
10-13-2022 at 08:29 AM.
Anyone else not get it yet? Opened early aug. hit the requirement 9/02
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Joined May 2010
Buy Now, Think Later
> bubble2 361 Posts
69 Reputation
spik3s
10-13-2022 at 10:16 AM.
10-13-2022 at 10:16 AM.
UPDATE: Ignore my comment about early account closure fee.

I got mine as well.

Word of caution for those trying to close their US Bank accounts right away after receiving the bonus...the early account closure fee (within 180 days of opening) is $25.
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Last edited by spik3s October 13, 2022 at 04:12 PM.
Joined Sep 2011
L2: Beginner
> bubble2 55 Posts
18 Reputation
jtxx12
10-13-2022 at 02:15 PM.
10-13-2022 at 02:15 PM.
Quote from spik3s :
I got mine as well.

Word of caution for those trying to close their US Bank accounts right away after receiving the bonus...the early account closure fee (within 180 days of opening) is $25.

Does that apply to any account? Curious to see their language in their terms if you have that on you. Thanks for the heads up!
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Joined Jan 2007
L3: Novice
> bubble2 107 Posts
76 Reputation
oofrost
10-13-2022 at 03:28 PM.
10-13-2022 at 03:28 PM.
Quote from spik3s :
I got mine as well.

Word of caution for those trying to close their US Bank accounts right away after receiving the bonus...the early account closure fee (within 180 days of opening) is $25.
Just called. There is no fee to close account.
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Joined May 2010
Buy Now, Think Later
> bubble2 361 Posts
69 Reputation
spik3s
10-13-2022 at 04:08 PM.
10-13-2022 at 04:08 PM.
Quote from oofrost :
Just called. There is no fee to close account.

Thanks for confirming. I was planning to call them as well to check.
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Joined Feb 2006
L4: Apprentice
> bubble2 475 Posts
51 Reputation
secretninja
10-15-2022 at 08:44 AM.
10-15-2022 at 08:44 AM.
Got my bonus same day, everyone did. Next step is to close.. I'll wait a few. I have a branch close by work. Not sure if it's less hassle in person or by pound phone. I don't recall seeing anything on the terms about keeping it open..
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Joined Dec 2010
L5: Journeyman
> bubble2 589 Posts
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invisib0lJiGG
10-18-2022 at 10:27 PM.
10-18-2022 at 10:27 PM.
https://www.usbank.com/customer-s...69533.html

Consumer checking/savings accounts:
Call us at 800-USBANKS (872-2657) and speak with a representative. We accept relay calls.

You can also submit a written request to close your account. Include your full account number and signature, then send to:

Customer Care Unit
PO Box 64991
Saint Paul, MN 55164-9505

There's not an option to close your account using our automated phone system. At the start of the call, don't enter any information or press any keys. The system will ask you three times to enter information. After the third time, remain on the line and it will automatically route your call to the next available representative.
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Joined Jul 2003
L7: Teacher
> bubble2 2,128 Posts
560 Reputation
kaabob
10-28-2022 at 08:00 PM.
10-28-2022 at 08:00 PM.
Haven't gotten mine yet… met the requirements w biweekly paycheck.

EDIT: 10/11/2022 Adjusted Interest $400

Not sure why they're listing it as interest
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Last edited by kaabob October 28, 2022 at 08:06 PM.
Joined Jul 2008
El Cheapo
> bubble2 430 Posts
54 Reputation
saltinekracka20
12-09-2022 at 09:18 AM.
12-09-2022 at 09:18 AM.
Haven't gotten mine yet after several months. Qualified back in September. Had to call and go through multiple people so they could verify that I in fact did meet the criteria. Now they have to fill out some additional form to get me the $400. Now I have to wait for someone to maybe call me back next week if they have any questions for me before they grant it? I probably would not go through this again. This is a headache.
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Joined Nov 2022
New User
> bubble2 6 Posts
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atique
05-23-2023 at 09:47 PM.
05-23-2023 at 09:47 PM.
US Bank is a scam bank, they often deny checking sign up bonus promotions after customer is on board! Here's the copy of the letter they sent me when I inquired why I wasn't being credited with the bonus after 6 months of opening the account!
https://imgur.com/lIae4Nj

I replied their email, nothing resolved yet!
Hi Customer Care,
That's fine. However, as a customer, I deserve some transparency.

When I opened the checking account I confirmed the requirements with US Bank's Menlo Park Branch. I did the required direct deposits (2 3k deposits from my employer), maintained balance.

Few months ago, the branch confirmed that I completed all requirements (qualifying activities). They told me to wait 60 days. Then, 3 months passed and I contacted customer care online. The agent confirmed I completed the requirements, told me to wait a bit more and that it will be credited. I wasn't credited I contacted again, This time an agent named Karina opened a case (Ticket# 785937) and about two weeks passed since then. I got a paper mail that states that I don't qualify. I feel very much unwelcome.

If somehow this was communicated to me earlier I would very much appreciate it. I feel like I had been treated poorly over this promotional credit and that quite some of my valuable time has been wasted by the bank's agents, back office etc. My patience had been tested to its limits.

I extremely regret opening the account with your bank. Nobody, ever f'ing told me that the promo had fine prints like this that it has to be mailed to the customer while I visited the bank and when I talked to customer care. You guys cost me time. And, after 6 f'ing months you guys tell me that the promo had fineprints. What a scam bank!!!

I have attached the promotion flyer by the US Bank that I used to open the account for further verification.

Sincerely,
Deceived Customer (time wasted in vein)
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Joined Dec 2010
L5: Journeyman
> bubble2 589 Posts
180 Reputation
invisib0lJiGG
07-23-2023 at 04:38 PM.
07-23-2023 at 04:38 PM.
Did you guys cancel your account already? Did you transfer money out and then cancel or cancel and have them send you a check?
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Joined Aug 2018
L3: Novice
> bubble2 109 Posts
14 Reputation
OrangeGuide9558
08-17-2023 at 10:06 AM.
08-17-2023 at 10:06 AM.
Quote from kingburrito :
I did this earlier in the year and did get the bonus, but found US Bank to have the worst checking account I've used. They capped transfers at $1000 at a time - and to clarify, you could literally not start another until the first had cleared + an extra day or two - each took about a week. So it took close to the whole month to be permitted to transfer what I desired to my other account/brokerage each month. It also would not let me do any transfers via their app, where I'm accustomed to these things now - I had to go to my computer to do any banking. They couldn't fix any of these things when calling support or in the branch. I closed that account as soon as the bonus was safe!

How long did it take until they processed the bonus?
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