Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months
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Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.
Thanks to Deal Editor iconian for posting this deal.
Card Details: Slickdeals may be compensated by Chase.
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.
Card Details:
OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
If you take advantage of an offer on our site, Slickdeals may receive a commission.
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Yes, apply as a sole proprietor with your social security number instead of an EIN and your business name the exact same as your own legal name. Zero employees. Business income can be listed as little as $1,000 (resale, babysitting whatever it is you do)
Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)
Remember the $900 comes back as points, not cash (but can be converted to cash).
Got this card mid October for the regular $750/7500 promotion. Called in today to see if I could get the $900/6000 promotion and they did it no problem, just have to have reached the 6000 threshold when calling. In case anyone is in the same situation as I was 👍🏻
No, they most certainly don't, and no, it's not income
I've got 7 figures of Chase UR points and 0 1099s.
It's not income.
The IRS agrees it's not income.
If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.
Here's a bunch of sources all telling you you're wrong
The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus
Like a referral.
And ONLY if those add up to more than $600 in a year.
NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued
Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.
But credit card spend required signups? Not income. No 1099.
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That is 100% NOT the case. Matter of fact i had separate logins amd chase merged them at their instigation. All the accounts are combined, and on some pages you select the blue oval at the top to toggle personal and business. Been that way for years. Check it out
The personal accounts can be merged to your business login, but not the other way around.
May have to call to combine them to the business login.
If I already have the Ink Business Cash (got it from 3 years ago), can I apply for the Ink Business Unlimited and still qualify for the $900 Cash back?
My wife was denied trying to get the Ink Business Cash. We have upcoming expenses and getting the $900 cash back is a cherry on top.
Seems like the new bonus will be 75,000 UR points after $6k spend in 3 months, however referral bonuses will double to 40,000 UR (with max 200,000 per calendar year). So for those that do Player 2 mode this is even higher than 90,000/20,000 that is current. Also huge bonus if you can refer others. Travel blogs, sites, FB groups are probably drooling over this, but I'm sure they hit the max quickly anyways....
If I already have the Ink Business Cash (got it from 3 years ago), can I apply for the Ink Business Unlimited and still qualify for the $900 Cash back?
My wife was denied trying to get the Ink Business Cash. We have upcoming expenses and getting the $900 cash back is a cherry on top.
Applied online and completely forgot I had my experian file frozen. Placed a temporary thaw on experian and called chase back to get the application approved with 1-2 days card delivery. Got $15K credit line. If anyone runs into the same issue, do not resubmit your application, just call Chase after you unfreeze your report.
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Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)
Remember the $900 comes back as points, not cash (but can be converted to cash).
I've got 7 figures of Chase UR points and 0 1099s.
It's not income.
The IRS agrees it's not income.
If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.
Here's a bunch of sources all telling you you're wrong
https://www.cnbc.com/select/are-c...%2Dtaxable.
https://www.cnet.com/personal-fin...s-taxable/
https://calibrecpa.com/tax-regula...k-rewards/
I could list 20 more- they'd all say the same.
The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus
Like a referral.
And ONLY if those add up to more than $600 in a year.
NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued
Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.
But credit card spend required signups? Not income. No 1099.
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May have to call to combine them to the business login.
Nobody, including the IRS, cares what you spend it on.
The IRS might care if you try and deduct the spending on your tax returns, but that has nothing to do with what method you used to spend the money.
How long does it take for points to post after reaching the spend? Is it the end of the billing cycle ?
Our community has rated this post as helpful. If you agree, why not thank bluekiwi
It was nice that chase did that.
My wife was denied trying to get the Ink Business Cash. We have upcoming expenses and getting the $900 cash back is a cherry on top.
It was nice that chase did that.
I love that.
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Credit score and age of credit?
Well, good for you brother
No question you'd be approved
My wife was denied trying to get the Ink Business Cash. We have upcoming expenses and getting the $900 cash back is a cherry on top.
No question you'd be approved
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