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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
484,072 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
484,072 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Oct 2010
L3: Novice
> bubble2 210 Posts
33 Reputation
initialsi
01-16-2023 at 08:13 AM.
01-16-2023 at 08:13 AM.
Quote from thedesi :
I tried for my wife and it gave a simple 1 line that they cannot open an account. Anyone else have this?

There's probably an alert on the credit bureaus. Go to a physical branch to get verified.
Reply
Last edited by initialsi January 16, 2023 at 08:16 AM.
Joined Jan 2007
L10: Grand Master
> bubble2 28,287 Posts
2,718 Reputation
cgigate
01-16-2023 at 08:14 AM.
01-16-2023 at 08:14 AM.
Quote from VincentV2528 :
I have Chase checking account and my wife was a joint owner. Is she eligible for this promotion?
No, both of you id are not eligible
Reply
Joined Oct 2010
L3: Novice
> bubble2 210 Posts
33 Reputation
initialsi
01-16-2023 at 08:15 AM.
01-16-2023 at 08:15 AM.
Quote from Pramod13 :
Opened both savings and checking account using the link. is there any place i can acess a document saying that both promotions are active or not?
Just to make sure that everything is working otherwise my work may go to vain.

In the app, there should be a banner when you go into the checking and savings account.
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,287 Posts
2,718 Reputation
cgigate
01-16-2023 at 08:16 AM.
01-16-2023 at 08:16 AM.
Quote from dazedxxx :
That is incorrect they do check your credit with a soft pull. It needs to be not locked, a banker at chase verified this.
I did for $600 bonus last October, my credit locked without any issue.
unless you are complete new to Chase ....
Reply
Joined May 2019
L2: Beginner
> bubble2 46 Posts
14 Reputation
Pramod13
01-16-2023 at 08:17 AM.
01-16-2023 at 08:17 AM.
Quote from initialsi :
In the app, there should be a banner when you go into the checking and savings account.
Thank you very much. I am relieved now. $$$$
Reply
Joined Oct 2010
L3: Novice
> bubble2 210 Posts
33 Reputation
initialsi
01-16-2023 at 08:27 AM.
01-16-2023 at 08:27 AM.
Quote from Pramod13 :
Thank you very much. I am relieved now. $$$$

YW, now just need to follow the roadmap for the banners.
Reply
Joined Nov 2007
L10: Grand Master
> bubble2 8,893 Posts
994 Reputation
rustum
01-16-2023 at 08:35 AM.
01-16-2023 at 08:35 AM.
i applied 2 weeks back with $600. I guess there is no way to contact Chase to see if they can honor $900.
Reply

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Joined Oct 2022
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> bubble2 31 Posts
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Ajanabee4u
01-16-2023 at 09:11 AM.
01-16-2023 at 09:11 AM.
Quote from dtm1017 :
I also logged in (existing chase credit card customer), but had to unfreeze.

Same here, I had to unfreeze credit
Reply
Joined Jan 2007
L3: Novice
> bubble2 197 Posts
38 Reputation
ANC96
01-16-2023 at 09:27 AM.
01-16-2023 at 09:27 AM.
Is there a minimim direct deposit amount that needs to be deposited?
Can I direct just a small portion of my pension to go into the new account?

I'm not even sure if I can do that with my pension.. I used to split deposits with my paycheck, so hopefully I can with my pension too.
Also does this direct deposit need to be done every month for the 3 months the $15,000 is in there or can it be stopped after the first deposit?
Also, was it confirmed that the $15,000 needs to be there only 3 months, or 6 months as one person had stated.

Thanks for any help
Reply
Last edited by ANC96 January 16, 2023 at 09:30 AM.
Joined Nov 2011
L6: Expert
> bubble2 1,535 Posts
119 Reputation
Turbotalon
01-16-2023 at 09:50 AM.
01-16-2023 at 09:50 AM.
Can I borrow $15k from someone?
2
Reply
Joined May 2020
New User
> bubble2 18 Posts
14 Reputation
SplendidDolphin8954
01-16-2023 at 10:06 AM.
01-16-2023 at 10:06 AM.
Quote from dtm1017 :
So after bonuses post I guess keep minimums in there to satisfy no fees to ride out the remaining 3 months?

I have the same question. I don't see the language about early account termination fee on chase website or in the email I got from chase (I did read it on the doctor of credit website, just not on chase website)
Reply
Joined May 2019
L2: Beginner
> bubble2 46 Posts
14 Reputation
Pramod13
01-16-2023 at 10:19 AM.
01-16-2023 at 10:19 AM.
Quote from ANC96 :
Is there a minimim direct deposit amount that needs to be deposited?
Can I direct just a small portion of my pension to go into the new account?

I'm not even sure if I can do that with my pension.. I used to split deposits with my paycheck, so hopefully I can with my pension too.
Also does this direct deposit need to be done every month for the 3 months the $15,000 is in there or can it be stopped after the first deposit?
Also, was it confirmed that the $15,000 needs to be there only 3 months, or 6 months as one person had stated.

Thanks for any help
May this help to answer your question
1. you need to have more than $500 direct deposit once to get $200 bonus for checking. After that you don't need to have direct deposit unless you can maintain $1500 minimum daily balance. Failing to do so would have $12 fee per month to maintain account. OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
2. For savings, after 90 days you can withdraw the amount but need account active for 6 months like checkings. To maintain an account you need $300 daily balance or $25 autotransfer per month from checkings account otherwise you will be charged $5 per month until the account closure.
Reply
Joined Nov 2013
L2: Beginner
> bubble2 29 Posts
25 Reputation
dannysporea
01-16-2023 at 10:24 AM.
01-16-2023 at 10:24 AM.
Where are you guys getting the need to maintain the account for 6 months language? The only language I can see is to have the account in good standing at the time the bonus is credited... there is nothing stating you have to have the accounts open for 6 months. Based on this, you can close them immediately after the bonus is credited.
Reply
Joined Apr 2008
L3: Novice
> bubble2 192 Posts
31 Reputation
wakerider017
01-16-2023 at 10:26 AM.
01-16-2023 at 10:26 AM.
Quote from dannysporea :
Where are you guys getting the need to maintain the account for 6 months language? The only language I can see is to have the account in good standing at the time the bonus is credited... there is nothing stating you have to have the accounts open for 6 months. Based on this, you can close them immediately after the bonus is credited.
Same question. Where is the 6 months coming from?
Reply

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Joined Jul 2007
L10: Grand Master
> bubble2 10,138 Posts
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jplee3
01-16-2023 at 10:29 AM.
01-16-2023 at 10:29 AM.
I have a few Chase checking/savings accounts already (joint with my wife's name on them too).

Could I open a couple of accounts for each of my kids (5 and 7 lol) and have them each qualify?
Reply
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