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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,949 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,949 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Nov 2009
L3: Novice
> bubble2 125 Posts
67 Reputation
Ndolger
01-20-2023 at 12:34 PM.
01-20-2023 at 12:34 PM.
Haven't read the whole thread, so maybe someone already commented on this, but I screwed up by inadvertently choosing "checking" instead of "checking + savings" through the email link that was sent to my email (there's three options; my intention was to do the $900 bonus). Some chaos ensued by me attempting to fix this by then selecting the "checking+savings" option afterwards. This ended up creating an additional checking account. Final result: two checking accounts, one savings account. And only the $300 checking offer applied,

Long story short, several rep conversations later, here's what I had done to get this working if you find yourself in this situation:
1) You need to close the checking account that doesn't have the coupon applied. They will attempt to add it to the savings account, but it will fail.
2) Talk to a rep that can reapply the coupon to the savings account.
3) Confirm that you get the bonus for all three. They even asked me where they want the $400 to go. I should be good now.

FWIW, I have previously done these offers. Last time I did so was 2019. The first rep said there was a problem because I had done this before (seems wrong to me so I called and got another rep). The number is 1800-935-9935 for their checking/savings department if you have any issues. If you encounter any problems they should be able to apply / confirm the code is active. Hope that helps!

Off to go set up direct deposit! I am hoping that "closed account" doesn't ruin my promotion here...sigh. The rep told me it was still in a "pending" state, so here's hoping. I can see this 3 months from now not getting any bonus...I guess we'll see. Chase normally has decent customer service in my experience so hopefully I can get this resolved if it comes to that.

Oh, last thing. Do make sure you get the email sent to you as it has the coupon code in the bottom. They will specifically ask for the code if you have problems.
1
Reply
Joined Dec 2012
L4: Apprentice
> bubble2 446 Posts
102 Reputation
imkaca
01-20-2023 at 12:51 PM.
01-20-2023 at 12:51 PM.
Quote from SSSSSJ :
Read it again.it says can't open the account online . I went to the branch today and both checking/savings accounts were opened.Banker applied the promotional code that I received in my email.Super smooth process.
Great,I will go to a bank branch to open my accounts.
Reply
Last edited by imkaca January 20, 2023 at 01:04 PM.
Joined Oct 2009
L6: Expert
> bubble2 1,729 Posts
547 Reputation
striking19
01-20-2023 at 01:00 PM.
01-20-2023 at 01:00 PM.
If I already have a credit card account, is it advisable to start the account opening process by connecting to the existing account on the first step or keep them separate?
Reply
Joined Jan 2023
New User
> bubble2 1 Posts
10 Reputation
CoolGA
01-20-2023 at 01:14 PM.
01-20-2023 at 01:14 PM.
Thank you for contacting us.

Congratulation you're now enrolled in the $900 cash bonus.
Under the rules for the promotion, you need to:

$300 for New Checking 1 Direct Deposit^(s) by 04/20/2023
$200 for New Savings 1 new money deposit maintained for 90
days. Deposit(s) of $15,000 by 04/20/2023, 1 New Money
Deposit(s) of $15,000 by 02/19/2023.

Additionally, we see that you're enrolled in the extra
$400 Extra Bonus cash bonus for your account under the
rules for the promotion, you need to 1 Direct Deposit^(s)
by 04/20/2023, 1 new money deposit maintained for 90 days.
Deposit(s) of $15,000 by 04/20/2023 and 1 New Money
Deposit(s) of $15,000 by 02/19/2023.

once you have met all the coupon requirements, we
will credit your account within 15 business days and email
you when the cash reward is deposited to your account.

Please be advised, the new money cannot be funds held by
you at Chase or its affiliates. Your direct deposit needs
to be an electronic deposit of your paycheck, pension or
government benefits such as Social Security from your
employer or the government. Person to Person payments such
as Zelle are not considered a direct deposit.
Micro-deposits do not qualify as a direct deposit for the
bonus. Micro-deposits are small deposits, typically less
than $1, that are sent to your account to verify it is the
correct account.

We appreciate you being a Chase customer.
Reply
Joined Oct 2007
L1: Learner
> bubble2 297 Posts
24 Reputation
Slick_Jedi
01-20-2023 at 01:50 PM.
01-20-2023 at 01:50 PM.
Quote from Ndolger :
Haven't read the whole thread, so maybe someone already commented on this, but I screwed up by inadvertently choosing "checking" instead of "checking + savings" through the email link that was sent to my email (there's three options; my intention was to do the $900 bonus). Some chaos ensued by me attempting to fix this by then selecting the "checking+savings" option afterwards. This ended up creating an additional checking account. Final result: two checking accounts, one savings account. And only the $300 checking offer applied,

Long story short, several rep conversations later, here's what I had done to get this working if you find yourself in this situation:
1) You need to close the checking account that doesn't have the coupon applied. They will attempt to add it to the savings account, but it will fail.
2) Talk to a rep that can reapply the coupon to the savings account.
3) Confirm that you get the bonus for all three. They even asked me where they want the $400 to go. I should be good now.

FWIW, I have previously done these offers. Last time I did so was 2019. The first rep said there was a problem because I had done this before (seems wrong to me so I called and got another rep). The number is 1800-935-9935 for their checking/savings department if you have any issues. If you encounter any problems they should be able to apply / confirm the code is active. Hope that helps!

Off to go set up direct deposit! I am hoping that "closed account" doesn't ruin my promotion here...sigh. The rep told me it was still in a "pending" state, so here's hoping. I can see this 3 months from now not getting any bonus...I guess we'll see. Chase normally has decent customer service in my experience so hopefully I can get this resolved if it comes to that.

Oh, last thing. Do make sure you get the email sent to you as it has the coupon code in the bottom. They will specifically ask for the code if you have problems.
That's funny, I clicked the same checking-only link and opened a checking account. After a brief period of panic, I decided to use the savings link and after I opened the savings I still got the message and tracking number for the additional $400 bonus. Phew!
Reply
Joined Jul 2005
L2: Beginner
> bubble2 89 Posts
98 Reputation
Technocrat
01-20-2023 at 02:26 PM.
01-20-2023 at 02:26 PM.
Roadblocks to transfer $
I'm trying to fund the accounts. I setup chase to transfer from my other account. Next I scheduled a small transfer. Chase locked my account saying suspicious activity. I called them and had the account reset. I was able to Zelle from my source bank. I scheduled a 2nd Transfer and it worked. I scheduled a 3rd time to initiate a Pull from Chase and bring in funds. Bang! They locked my account again. It's like Chase doesn't want me to fund the account. They say you can Wire, Zelle, or walk into a local branch
Reply
Joined Jun 2018
New User
> bubble2 15 Posts
10 Reputation
RajeshR1097
01-20-2023 at 02:52 PM.
01-20-2023 at 02:52 PM.
For this point "Deposit a total of $15,000 or more in new money to Chase Saving", Do I need to deposit 15K at a single transaction? Or multiple transaction like sending 5k three times from external account? Because there is daily limit on ACH from my bank.
Reply

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Joined Jul 2022
L2: Beginner
> bubble2 34 Posts
67 Reputation
VET86
01-20-2023 at 03:36 PM.
01-20-2023 at 03:36 PM.
quick question, i transferred money from external account to my new chase checking account. New money will not count if i transfer from chase checking to savings?

Also, does BOA charge for external transfer from boa to chase?
Reply
Joined Apr 2015
L4: Apprentice
> bubble2 300 Posts
131 Reputation
Korbo
01-20-2023 at 05:27 PM.
01-20-2023 at 05:27 PM.
Quote from VET86 :
quick question, i transferred money from external account to my new chase checking account. New money will not count if i transfer from chase checking to savings?
I called Chase to ask about this myself, and they said it does not count if it passes through the checking account. Has to be directly from outside into the savings account.

Quote :
Also, does BOA charge for external transfer from boa to chase?
I think so. Their fees are about halfway down this page:
https://www.bankofamerica.com/onl...reement.go

Three Business Day ACH (outbound) for non-business consumers has a $1000 limit per transaction, and charges you $3 a pop LMAO

You can pull-transfer from the Chase side for free, but might trigger an auto-reject and/or online account lockout, and get a phone call from Chase asking you to call back and clear things up. For me, a ~$5000 transfer went fine, but another $5000 triggered a Chase lockout, and they said it came with a note to not retry the transfer even after giving me back my online access.
Reply
Joined Sep 2005
L2: Beginner
> bubble2 41 Posts
26 Reputation
Titan71
01-20-2023 at 05:35 PM.
01-20-2023 at 05:35 PM.
Quote from PurplePanther1332 :
Would the $15k in the savings account not prevent the $12 fee from hitting the checking account? It says this in the how to avoid fees section for checking accounts: "Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply."
For the "linked" in "this account and linked qualifying Chase checking, savings", are the checking and saving accounts auto linked or we need to do something to link them?

TIA
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,639 Posts
164 Reputation
dcguy703
01-20-2023 at 07:09 PM.
01-20-2023 at 07:09 PM.
i have a Chase business login only since i have Ink Business Credit card along with Freedom cards. Anyone successfully able to open these personal checking and savings accts with business login?
Reply
Joined Jul 2022
L2: Beginner
> bubble2 34 Posts
67 Reputation
VET86
01-20-2023 at 09:18 PM.
01-20-2023 at 09:18 PM.
Quote from Korbo :
I called Chase to ask about this myself, and they said it does not count if it passes through the checking account. Has to be directly from outside into the savings account.


I think so. Their fees are about halfway down this page:
https://www.bankofamerica.com/onl...reement.go [bankofamerica.com]

Three Business Day ACH (outbound) for non-business consumers has a $1000 limit per transaction, and charges you $3 a pop

You can pull-transfer from the Chase side for free, but might trigger an auto-reject and/or online account lockout, and get a phone call from Chase asking you to call back and clear things up. For me, a ~$5000 transfer went fine, but another $5000 triggered a Chase lockout, and they said it came with a note to not retry the transfer even after giving me back my online access.
Thank you!! Im transferring back to my boa and then will do a fresh transfer directly into chase savings!!
Reply
Joined Mar 2005
L10: Grand Master
> bubble2 7,717 Posts
1,065 Reputation
Pro
flangomango
01-20-2023 at 09:43 PM.
01-20-2023 at 09:43 PM.
Quote from addictedsaver :
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

90 days? The description says 6 mos minimum or forfeit bonus?
Reply
Joined Nov 2020
L3: Novice
> bubble2 437 Posts
347 Reputation
Raychoi5566
01-20-2023 at 09:49 PM.
01-20-2023 at 09:49 PM.
Does "Offer ends 4/19" mean we have until 4/19 to apply? Or we have to apply by 4/18?
Reply

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Joined Nov 2006
L7: Teacher
> bubble2 2,877 Posts
1,507 Reputation
Tike71
01-20-2023 at 11:08 PM.
01-20-2023 at 11:08 PM.
Quote from funkmasterta :
90 days? The description says 6 mos minimum or forfeit bonus?
You only need to maintain 15k for 90 days, then withdraw to the bare minimum so you don't incur monthly fees. Keep the account open for 6 months.
Reply
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