Earn A $200 Cash Rewards Bonus
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
Original Post
Written by
Edited August 26, 2026
at 07:50 AM
by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
630 Comments
Your comment cannot be blank.
Featured Comments
Sign up for a Slickdeals account to remove this ad.
What was the reason given for the rejection? They rejected me the first time "too many cards already" but accepted me on the second try even though I hadn't eliminated any cards...
I applied today and no reason given. It said I would get a letter in 30 days with a reason.
But want to use a credit card to pay off a delinquent utility bill to rebuild my credit.
Would this card be good? Or too hard to get?
Or any suggestions from anyone?
If you can be disciplined to pay off the utility charge in 12 months and that is more than $500, then yes. The card gives you interest free 12 months. This is not a balance transfer so there's no fee. Just pay off the charge in 12 months or less, possibly by using the bonus cash, then you will come out ahead. But the first 5 words of my post is the most important thing. If that's not you, don't even try to get a credit card.
So if you have a great credit and got rejected, congratulations. You're on top of the credit card game and they know your are.
So if you have a great credit and got rejected, congratulations. You're on top of the credit card game and they know your are.
I wonder if that's all of it. My credit score has been well over 800 for years and in fact it really only fluctuates at all because I keep getting credit cards. I was denied with the reason being that I had too many cards already. That would support your theory but then I got another card from US Bank and afterwards applied for this WF card again and this time they gave it to me in spite of having one more card than I did the first time I applied.
I didn't go for this card for the small bonus, but rather for the 2% no annual fee. I intended to make it my daily driver and that's what I've done. Hopefully they'll recognize that I've been spending plenty on this card because they just sent me another offer for a business card with 2% and no AF that comes with a $500 bonus. I'll apply for that one too but first I need to meet the spend requirement for the new Chase card (#6) that I just got yesterday...
Amex Plat $600
Amex Biz Plat $1200
Citi Premier $800
Capital One Venture $750
Capital One Venture X $750
Chase Business Cash $900
US Bank Altitude $500
Sign up for a Slickdeals account to remove this ad.
There are only so many that will give you anything on a $3k spend but if you think you'll spend $6k in 90 days, there are multiple options. I just got a Chase Business Ink that will give you $750 and has no annual fee and I had just gotten a US Bank card as well with the same $750/no AF offer.
Just make sure there's no fee and I personally avoid AMEX cards because my insurance co's won't accept them so it's harder to hit the bonus spend requirement. There are a lot of ways to make up that $6k spend amount since you'll already be halfway there. If you can use a referral link to Chase or US Bank, let me know.
$500 is an awfully low threshold for $200 back. I'm not sure I want to open yet another card just for $200, but if you need a 2% anything card and don't already have one, this is the one to beat.
If you have a high credit rating I don't know what the limit is but it's pretty high. I have 2 Capitol One cards, at least 5 Chase cards, 2 Citi cards, 1 Wells Fargo, 1 US Bank card, and 1 American Express. That's what I can remember off hand at least and those are only the currently active cards. There have been many more over the years.
I've gotten some kind of bonus on every one and I've never paid any interest though I have paid annual fees on some of them. I have a business and have no problem generally meeting the minimum spend requirements and I'm also not worried about dings to my credit rating as it's been well over 800 for years. Those are two factors you might consider if they apply to your situation.
Sign up for a Slickdeals account to remove this ad.
I've been using the Wells Fargo website and app for years without much problem. There's a couple of things I might suggest as improvements but overall it's pretty smooth. I don't find it really to be any better or worse than the other banks I deal with