Wells Fargo Active Cash® Card: Spend $500 in First 3 Months
Earn A $200 Cash Rewards Bonus
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Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don't expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don't expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
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Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?
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What are good chase cards? Not looking for csp or freedom. Maybe ink or Amazon prime ones
Why not freedom (esp freedom flex)? 5x on rotating useful categories plus 3x on dining and drugstores is pretty solid.
CSP is worthwhile for the large current signup bonus, but not for ongoing purposes
Beyond that- as far as cards worth keeping long term- Ink Cash is good for 5x on cable, phone, internet, and office store purchases with no AF.
CSR is good for those who travel if you can make even mildly decent use of a few of the credits it offers
Either freedom unlimited or ink unlimited are good for non-category spending IF you also have a paid chase card (and thus your 1.5x UR from non-category spending will get you significantly more than 2% cash back equivalent value)
Why not freedom (esp freedom flex)? 5x on rotating useful categories plus 3x on dining and drugstores is pretty solid.
CSP is worthwhile for the large current signup bonus, but not for ongoing purposes
Beyond that- as far as cards worth keeping long term- Ink Cash is good for 5x on cable, phone, internet, and office store purchases with no AF.
CSR is good for those who travel if you can make even mildly decent use of a few of the credits it offers
Either freedom unlimited or ink unlimited are good for non-category spending IF you also have a paid chase card (and thus your 1.5x UR from non-category spending will get you significantly more than 2% cash back equivalent value)
Wife just got CSP so plan to abuse that for a while. I was planning to get CSP after her 1 yr is over.
Isnt the bonus for CSP going on for a long time? Last I checked chase has many other cards with high sign-up bonus. What would you recommend? I plan to finally downgrade cards to freedom or freedom flex
Wife just got CSP so plan to abuse that for a while. I was planning to get CSP after her 1 yr is over.
Isnt the bonus for CSP going on for a long time? Last I checked chase has many other cards with high sign-up bonus. What would you recommend? I plan to finally downgrade cards to freedom or freedom flex
Was torn between ink cash or prime
The current CSP 80/90k signup only started in mid-march (and is in branch only)... the 80k online one began even more recently... it was 60k for a good while before that.
On the business side, best bang/buck if you have a P2 that can do referals for them stacking a 40k referral with a 75k signup for ink cash or ink unlimited is the way to go... if not the 90k no-referral links are.
The cash is the "better" card in that it's worth keeping long term for the 5x on cable, phone, and internet plus office supply stores... but both otherwise are the same bonus (and the unlimited is useful for ongoing non-category spend if you don't already have a freedom unlimited).
There isn't an ink prime that I know of? There's a premier, but it's 10k spend for $1000 SUB... and an Ink Preferred- but that's 15k spend for 100k points... so both have a MUCH higher spend requirement, for a SUB that's not substantially better.. (and arguably worse on the $1000 cash one)
The current CSP 80/90k signup only started in mid-march (and is in branch only)... the 80k online one began even more recently... it was 60k for a good while before that.
On the business side, best bang/buck if you have a P2 that can do referals for them stacking a 40k referral with a 75k signup for ink cash or ink unlimited is the way to go... if not the 90k no-referral links are.
The cash is the "better" card in that it's worth keeping long term for the 5x on cable, phone, and internet plus office supply stores... but both otherwise are the same bonus (and the unlimited is useful for ongoing non-category spend if you don't already have a freedom unlimited).
There isn't an ink prime that I know of? There's a premier, but it's 10k spend for $1000 SUB... and an Ink Preferred- but that's 15k spend for 100k points... so both have a MUCH higher spend requirement, for a SUB that's not substantially better.. (and arguably worse on the $1000 cash one)
Thanks for detailed information. I meant chase Amazon prime
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you.
Of course not and I'd argue that's leaving huge $ on the table. I've done 8 cards, $5,800 in bonus in the last 18 mos, and that's probably still novice achievement.
That's an average of $725 bonus per card which is impressive. Do you mind sharing the list of credit cards which got you that total sign up bonus?
Would be all over this if it weren't Wells Fargo. Last time I did a signup deal for a checking account, they made me go to their B&M location--15 miles away--to open it. Then a week later they flagged my initial deposit for fraud, gave me no info, then made me drive back to reverify my identity. Eventually got my bonus despite their efforts, but now I won't touch these idiots.
What credit score is needed to get approved ? I am working on mine at the moment. Equifax is only 674 and TransUnion is 704. What are they chances I'm accepted?
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05-08-2023 at 03:00 PM.
Quote
from Sam K
:
That's an average of $725 bonus per card which is impressive. Do you mind sharing the list of credit cards which got you that total sign up bonus?
I miscounted bonus total (included $400 from a checking bonus): Amex Plat $600
Amex Biz Plat $1200
Citi Premier $800
Capital One Venture $750
Capital One Venture X $750
Chase Business Cash $900
US Bank Altitude $500
I miscounted bonus total (included $400 from a checking bonus): Amex Plat $600
Amex Biz Plat $1200
Citi Premier $800
Capital One Venture $750
Capital One Venture X $750
Chase Business Cash $900
US Bank Altitude $500
Thanks. Those business cards have really high sign up bonuses. I'm guessing the US Bank Altitude was one of the first because I don't think they'll approve you if you've opened more than 1 account in the past year.
Thanks. Those business cards have really high sign up bonuses. I'm guessing the US Bank Altitude was one of the first because I don't think they'll approve you if you've opened more than 1 account in the past year.
You guessed wrong! The list is actually chronological. I'm having to slum it now with lower bonuses. Note that some of these have annual fees that are sizable and you can't get a prorated refund. So you have to consider if the fee (net after availing of benefits like Clear and $200 Dell semi-annual for Amex biz) are worth it. Worse case is those bonuses are diluted s little.
You guessed wrong! The list is actually chronological. I'm having to slum it now with lower bonuses. Note that some of these have annual fees that are sizable and you can't get a prorated refund. So you have to consider if the fee (net after availing of benefits like Clear and $200 Dell semi-annual for Amex biz) are worth it. Worse case is those bonuses are diluted s little.
Ok that's interesting. I read on the creditcards subreddit that US Bank credit card applications get rejected if you've opened more than 1 CC in the past 12 months. Maybe they've changed that rule or maybe it depends on credit score.
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What are good chase cards? Not looking for csp or freedom. Maybe ink or Amazon prime ones
Why not freedom (esp freedom flex)? 5x on rotating useful categories plus 3x on dining and drugstores is pretty solid.
CSP is worthwhile for the large current signup bonus, but not for ongoing purposes
Beyond that- as far as cards worth keeping long term- Ink Cash is good for 5x on cable, phone, internet, and office store purchases with no AF.
CSR is good for those who travel if you can make even mildly decent use of a few of the credits it offers
Either freedom unlimited or ink unlimited are good for non-category spending IF you also have a paid chase card (and thus your 1.5x UR from non-category spending will get you significantly more than 2% cash back equivalent value)
CSP is worthwhile for the large current signup bonus, but not for ongoing purposes
Beyond that- as far as cards worth keeping long term- Ink Cash is good for 5x on cable, phone, internet, and office store purchases with no AF.
CSR is good for those who travel if you can make even mildly decent use of a few of the credits it offers
Either freedom unlimited or ink unlimited are good for non-category spending IF you also have a paid chase card (and thus your 1.5x UR from non-category spending will get you significantly more than 2% cash back equivalent value)
Wife just got CSP so plan to abuse that for a while. I was planning to get CSP after her 1 yr is over.
Isnt the bonus for CSP going on for a long time? Last I checked chase has many other cards with high sign-up bonus. What would you recommend? I plan to finally downgrade cards to freedom or freedom flex
Was torn between ink cash or prime
Isnt the bonus for CSP going on for a long time? Last I checked chase has many other cards with high sign-up bonus. What would you recommend? I plan to finally downgrade cards to freedom or freedom flex
Was torn between ink cash or prime
The current CSP 80/90k signup only started in mid-march (and is in branch only)... the 80k online one began even more recently... it was 60k for a good while before that.
On the business side, best bang/buck if you have a P2 that can do referals for them stacking a 40k referral with a 75k signup for ink cash or ink unlimited is the way to go... if not the 90k no-referral links are.
The cash is the "better" card in that it's worth keeping long term for the 5x on cable, phone, and internet plus office supply stores... but both otherwise are the same bonus (and the unlimited is useful for ongoing non-category spend if you don't already have a freedom unlimited).
There isn't an ink prime that I know of? There's a premier, but it's 10k spend for $1000 SUB... and an Ink Preferred- but that's 15k spend for 100k points... so both have a MUCH higher spend requirement, for a SUB that's not substantially better.. (and arguably worse on the $1000 cash one)
On the business side, best bang/buck if you have a P2 that can do referals for them stacking a 40k referral with a 75k signup for ink cash or ink unlimited is the way to go... if not the 90k no-referral links are.
The cash is the "better" card in that it's worth keeping long term for the 5x on cable, phone, and internet plus office supply stores... but both otherwise are the same bonus (and the unlimited is useful for ongoing non-category spend if you don't already have a freedom unlimited).
There isn't an ink prime that I know of? There's a premier, but it's 10k spend for $1000 SUB... and an Ink Preferred- but that's 15k spend for 100k points... so both have a MUCH higher spend requirement, for a SUB that's not substantially better.. (and arguably worse on the $1000 cash one)
Thanks for detailed information. I meant chase Amazon prime
$200 cash rewards bonus
2% cash rewards on purchases
0% intro APR for 15 months (this is insane)
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Have they?
That's an average of $725 bonus per card which is impressive. Do you mind sharing the list of credit cards which got you that total sign up bonus?
Our community has rated this post as helpful. If you agree, why not thank bagofchips
Amex Plat $600
Amex Biz Plat $1200
Citi Premier $800
Capital One Venture $750
Capital One Venture X $750
Chase Business Cash $900
US Bank Altitude $500
Amex Plat $600
Amex Biz Plat $1200
Citi Premier $800
Capital One Venture $750
Capital One Venture X $750
Chase Business Cash $900
US Bank Altitude $500
Thanks. Those business cards have really high sign up bonuses. I'm guessing the US Bank Altitude was one of the first because I don't think they'll approve you if you've opened more than 1 account in the past year.
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Ok that's interesting. I read on the creditcards subreddit that US Bank credit card applications get rejected if you've opened more than 1 CC in the past 12 months. Maybe they've changed that rule or maybe it depends on credit score.