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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months

Earn A $200 Cash Rewards Bonus
+274 Deal Score
656,597 Views
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

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Original Post

Written by
Edited May 6, 2025 at 11:27 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees


Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
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Created 04-05-2023 at 08:47 AM by EfficientGame645
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Deal
Score
+274
656,597 Views
Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

596 Comments

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Featured Comments

Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?

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Joined May 2005
L2: Beginner
> bubble2 169 Posts
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ak08820
05-05-2023 at 02:35 AM.
05-05-2023 at 02:35 AM.
I got denied - maybe for the first time in my life - with a spotless credit record (> 800). Wonder what is going on. Maybe because I am retired?
Reply
Joined Nov 2010
L6: Expert
> bubble2 1,650 Posts
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ejvyas
05-05-2023 at 10:42 AM.
05-05-2023 at 10:42 AM.
Quote from Knightshade :
Also those are actually 1.5x UR and 5x UR, so if you travel and have other chase cards value can be significantly more than 1.5% and 5%

What are good chase cards? Not looking for csp or freedom. Maybe ink or Amazon prime ones
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,318 Posts
4,338 Reputation
Knightshade
05-05-2023 at 11:03 AM.
05-05-2023 at 11:03 AM.
Quote from ejvyas :
What are good chase cards? Not looking for csp or freedom. Maybe ink or Amazon prime ones

Why not freedom (esp freedom flex)? 5x on rotating useful categories plus 3x on dining and drugstores is pretty solid.

CSP is worthwhile for the large current signup bonus, but not for ongoing purposes

Beyond that- as far as cards worth keeping long term- Ink Cash is good for 5x on cable, phone, internet, and office store purchases with no AF.

CSR is good for those who travel if you can make even mildly decent use of a few of the credits it offers

Either freedom unlimited or ink unlimited are good for non-category spending IF you also have a paid chase card (and thus your 1.5x UR from non-category spending will get you significantly more than 2% cash back equivalent value)
Reply
Joined Nov 2010
L6: Expert
> bubble2 1,650 Posts
107 Reputation
ejvyas
05-05-2023 at 11:08 AM.
05-05-2023 at 11:08 AM.
Quote from Knightshade :
Why not freedom (esp freedom flex)? 5x on rotating useful categories plus 3x on dining and drugstores is pretty solid.

CSP is worthwhile for the large current signup bonus, but not for ongoing purposes

Beyond that- as far as cards worth keeping long term- Ink Cash is good for 5x on cable, phone, internet, and office store purchases with no AF.

CSR is good for those who travel if you can make even mildly decent use of a few of the credits it offers

Either freedom unlimited or ink unlimited are good for non-category spending IF you also have a paid chase card (and thus your 1.5x UR from non-category spending will get you significantly more than 2% cash back equivalent value)

Wife just got CSP so plan to abuse that for a while. I was planning to get CSP after her 1 yr is over.

Isnt the bonus for CSP going on for a long time? Last I checked chase has many other cards with high sign-up bonus. What would you recommend? I plan to finally downgrade cards to freedom or freedom flex

Was torn between ink cash or prime
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Joined Sep 2009
L10: Grand Master
> bubble2 15,318 Posts
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Knightshade
05-05-2023 at 11:14 AM.
05-05-2023 at 11:14 AM.
Quote from ejvyas :
Wife just got CSP so plan to abuse that for a while. I was planning to get CSP after her 1 yr is over.

Isnt the bonus for CSP going on for a long time? Last I checked chase has many other cards with high sign-up bonus. What would you recommend? I plan to finally downgrade cards to freedom or freedom flex

Was torn between ink cash or prime

The current CSP 80/90k signup only started in mid-march (and is in branch only)... the 80k online one began even more recently... it was 60k for a good while before that.

On the business side, best bang/buck if you have a P2 that can do referals for them stacking a 40k referral with a 75k signup for ink cash or ink unlimited is the way to go... if not the 90k no-referral links are.

The cash is the "better" card in that it's worth keeping long term for the 5x on cable, phone, and internet plus office supply stores... but both otherwise are the same bonus (and the unlimited is useful for ongoing non-category spend if you don't already have a freedom unlimited).

There isn't an ink prime that I know of? There's a premier, but it's 10k spend for $1000 SUB... and an Ink Preferred- but that's 15k spend for 100k points... so both have a MUCH higher spend requirement, for a SUB that's not substantially better.. (and arguably worse on the $1000 cash one)
Reply
Joined Nov 2010
L6: Expert
> bubble2 1,650 Posts
107 Reputation
ejvyas
05-05-2023 at 12:06 PM.
05-05-2023 at 12:06 PM.
Quote from Knightshade :
The current CSP 80/90k signup only started in mid-march (and is in branch only)... the 80k online one began even more recently... it was 60k for a good while before that.

On the business side, best bang/buck if you have a P2 that can do referals for them stacking a 40k referral with a 75k signup for ink cash or ink unlimited is the way to go... if not the 90k no-referral links are.

The cash is the "better" card in that it's worth keeping long term for the 5x on cable, phone, and internet plus office supply stores... but both otherwise are the same bonus (and the unlimited is useful for ongoing non-category spend if you don't already have a freedom unlimited).

There isn't an ink prime that I know of? There's a premier, but it's 10k spend for $1000 SUB... and an Ink Preferred- but that's 15k spend for 100k points... so both have a MUCH higher spend requirement, for a SUB that's not substantially better.. (and arguably worse on the $1000 cash one)

Thanks for detailed information. I meant chase Amazon prime
1
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Joined Apr 2007
L5: Journeyman
> bubble2 817 Posts
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todd612
05-06-2023 at 07:26 AM.
05-06-2023 at 07:26 AM.
Got this. Lovin it. Best card offering:
$200 cash rewards bonus
2% cash rewards on purchases
0% intro APR for 15 months (this is insane)
3
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Joined Oct 2018
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> bubble2 6,458 Posts
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Wavy-Nife
05-06-2023 at 05:58 PM.
05-06-2023 at 05:58 PM.
Quote from SliQwick :
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace

Have they?
2
2
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Joined May 2007
L4: Apprentice
> bubble2 1,504 Posts
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Sam K
05-07-2023 at 11:16 AM.
05-07-2023 at 11:16 AM.
Quote from bagofchips :
Of course not and I'd argue that's leaving huge $ on the table. I've done 8 cards, $5,800 in bonus in the last 18 mos, and that's probably still novice achievement.

That's an average of $725 bonus per card which is impressive. Do you mind sharing the list of credit cards which got you that total sign up bonus?
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Joined Mar 2009
L6: Expert
> bubble2 1,561 Posts
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jteslik
05-07-2023 at 05:12 PM.
05-07-2023 at 05:12 PM.
Would be all over this if it weren't Wells Fargo. Last time I did a signup deal for a checking account, they made me go to their B&M location--15 miles away--to open it. Then a week later they flagged my initial deposit for fraud, gave me no info, then made me drive back to reverify my identity. Eventually got my bonus despite their efforts, but now I won't touch these idiots.
1
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Joined Nov 2009
L5: Journeyman
> bubble2 585 Posts
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andrewcarey93
05-08-2023 at 11:19 AM.
05-08-2023 at 11:19 AM.
What credit score is needed to get approved ? I am working on mine at the moment. Equifax is only 674 and TransUnion is 704. What are they chances I'm accepted?
Reply
Joined Nov 2006
L6: Expert
> bubble2 1,049 Posts
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bagofchips
05-08-2023 at 03:00 PM.

Our community has rated this post as helpful. If you agree, why not thank bagofchips

05-08-2023 at 03:00 PM.
Quote from Sam K :
That's an average of $725 bonus per card which is impressive. Do you mind sharing the list of credit cards which got you that total sign up bonus?
I miscounted bonus total (included $400 from a checking bonus):
Amex Plat $600
Amex Biz Plat $1200
Citi Premier $800
Capital One Venture $750
Capital One Venture X $750
Chase Business Cash $900
US Bank Altitude $500
1
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Joined May 2007
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Sam K
05-08-2023 at 09:41 PM.
05-08-2023 at 09:41 PM.
Quote from bagofchips :
I miscounted bonus total (included $400 from a checking bonus):
Amex Plat $600
Amex Biz Plat $1200
Citi Premier $800
Capital One Venture $750
Capital One Venture X $750
Chase Business Cash $900
US Bank Altitude $500

Thanks. Those business cards have really high sign up bonuses. I'm guessing the US Bank Altitude was one of the first because I don't think they'll approve you if you've opened more than 1 account in the past year.
Reply
Joined Nov 2006
L6: Expert
> bubble2 1,049 Posts
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bagofchips
05-09-2023 at 07:24 AM.
05-09-2023 at 07:24 AM.
Quote from Sam K :
Thanks. Those business cards have really high sign up bonuses. I'm guessing the US Bank Altitude was one of the first because I don't think they'll approve you if you've opened more than 1 account in the past year.
You guessed wrong! The list is actually chronological. I'm having to slum it now with lower bonuses. Note that some of these have annual fees that are sizable and you can't get a prorated refund. So you have to consider if the fee (net after availing of benefits like Clear and $200 Dell semi-annual for Amex biz) are worth it. Worse case is those bonuses are diluted s little.
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Joined May 2007
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> bubble2 1,504 Posts
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Sam K
05-09-2023 at 07:32 AM.
05-09-2023 at 07:32 AM.
Quote from bagofchips :
You guessed wrong! The list is actually chronological. I'm having to slum it now with lower bonuses. Note that some of these have annual fees that are sizable and you can't get a prorated refund. So you have to consider if the fee (net after availing of benefits like Clear and $200 Dell semi-annual for Amex biz) are worth it. Worse case is those bonuses are diluted s little.

Ok that's interesting. I read on the creditcards subreddit that US Bank credit card applications get rejected if you've opened more than 1 CC in the past 12 months. Maybe they've changed that rule or maybe it depends on credit score.
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