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CIT Bank Platinum Savings: Earn Up to Expired
5.00% APY*
Update: This deal is still available.
CIT Bank our partner, offers the following benefits with their Platinum Savings account.
CIT Bank our partner, offers the following benefits with their Platinum Savings account.
- Must have a minimum daily balance of $5000 to earn 5.05% -> now 5.00% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
Original Post
Written by
Edited September 17, 2024
at 01:36 PM
CIT Bank our partner, offers the following benefits with their Platinum Savings account.
- Must have a minimum daily balance of $5000 to earn 4.85% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
Created 07-27-2023
at 09:27 AM
by EfficientGame645
in
Financial Tools & Services
(6)
CIT Bank
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Community Wiki
Last Edited by Punishark
September 3, 2024
at
10:45 AM
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of September 3, 2024:
0.25% APY on balances of $0.01 to $4,999.99;
5.00% APY on balances of $5,000.00 or more.
Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
This post can be edited by most users to provide up-to-date information about developments of this thread based on user responses, and user findings. Feel free to add, change or remove information shown here as it becomes available. This includes new coupons, rebates, ideas, thread summary, and similar items.
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APYs — Annual Percentage Yields are accurate as of September 3, 2024:
0.25% APY on balances of $0.01 to $4,999.99;
5.00% APY on balances of $5,000.00 or more.
Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
This post can be edited by most users to provide up-to-date information about developments of this thread based on user responses, and user findings. Feel free to add, change or remove information shown here as it becomes available. This includes new coupons, rebates, ideas, thread summary, and similar items.
Once a Thread Wiki is added to a thread, "Create Wiki" button will disappear. If you would like to learn more about Thread Wiki feature, click here.
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UPDATE: As of 06 NOV 23, the app on Android has been updated and reflects a top tier online banking experience. Very happy with the improvements that have been made.
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Is the interest rate (5.05%) indefinitely on the money that is in the savings account?
Indefinitely? or is the 5.05% internet rate only valid for like 1 year or something, and then after one year there will be a new rate based on the future market conditions?
Thanks!!
Nothing is indefinite, but it has been 5.05% for a year or better?
I'm very happy with them.
The last transfer back to my credit union was actually there the next day.
I'm very happy with them.
The last transfer back to my credit union was actually there the next day.
Ok so will they inform us when the rate changes on our account? Or do we have to keep checking what's the interest rate on our account "today"?
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Is it worth switching to CIT?
https://www.creditkarma
That's what they're offering on their savings account right now.
This bank is part of the Flagstar Bank N.A., and FDIC insured.
I'm not someone that would transfer in and out of banks, unless we're talking about 1% or more difference in interest rate.
If you're depositing less than $22,000, then it's really not worthy. Personally, your interest income should be $100 or more per month on this hysa. With 5.5%, you'd just need to put in $22,000 to earn $100 interest a month.
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4.879% now. I'm ready to depart soon. It will continue to drop. They won't notify you either. I've had accounts with them for years. Always having to close accounts to open new lines to get better rates.