Original Post
Written by
Edited November 6, 2024
at 06:38 PM
by
Chase is offering
$900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the
Ink Business Unlimited® Credit Card. The annual fee is $0.
Card Details:
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC
Read our review on the
Ink Business Unlimited® Credit Card
Slickdeals may be compensated by Chase.
384 Comments
Your comment cannot be blank.
Featured Comments
I think someone got their wires crossed between Ink Preferred and Ink Unlimited. Which one is the increased SUB actually for?
Sign up for a Slickdeals account to remove this ad.
Not sure when the offer will expire. The SUB on this card has been around forever, I think it was previously $750? Maybe I'm confusing it with one of their other 3 business cards which all have seemingly the same name.
Read on another forum... end of November.
Sign up for a Slickdeals account to remove this ad.
By the way how many credit cards do you think are too many... assuming pay off in full each month, make at least a purchase each month on all cards, is it really just how much bandwidth you have to keep track of em all? I realized spacing out applications is good. Temping to get $900 of course, but then I have two Ink cards...
They're the exact same points (and you can transfer them between any chase cards on your account- so moving them to say a CSR increases their value in the portal- or moving them to any paid chase card lets you get even more value transferring to hotels and airlines)
I've got dozens of open cards, a score far north of 800, and I'm never actively using more than 5 or 6 in any given quarter (and only carrying maybe 3-4, the other couple "active for quarter" ones are left home but covering online things like utilities or online shopping)-- the dozens of others just sit in a lockbox rarely coming out (maybe for things like annual twice a year credits use like say the Hilton cards that offer those)
No real reason to be making monthly purchases on all your card other than those with expiring monthly credits of some kind.
I've got dozens of open cards, a score far north of 800, and I'm never actively using more than 5 or 6 in any given quarter (and only carrying maybe 3-4, the other couple "active for quarter" ones are left home but covering online things like utilities or online shopping)-- the dozens of others just sit in a lockbox rarely coming out (maybe for things like annual twice a year credits use like say the Hilton cards that offer those)
Thanks... I heard somewhere if the card doesn't have a purchase, the remaining available balance wouldn't effectively count towards your credit utilization measure or whatever. When you describe that approach it does sound much more manageable. When if ever do you close some?
They are asking registered business name proof to approve the application. So registering business name mandatory to get card?
There's a few cards that if you don't use them for a year or two will either close the card (reducing available credit) or send you a notice saying "hey if you don't use this soon we will close it" in which case you buy one thing then forget about it for another year or two.... But it's rare enough I don't worry about either.
The only reasons I close cards:
1) It has an annual fee that does not make sense to pay (The Amex Platinum card for example after you've gotten the signup bonus and don't have a good retention offer available-- for most folks it's not worth the annual fee YoY though there's exceptions--- while many other AF cards DO make sense (the many hotel cards that give a free night and other stuff for a $95 AF for example)
2) I want to churn that specific card, I qualify to do so under whatever rules the bank has, but you can't churn it while an existing one is open.
3) I want to churn some OTHER card but an existing card is preventing it (for example Amex only lets you have 4 or 5 open credit cards from them-- if I want a new SUB from them I might have to close an existing card).
Otherwise I leave everything open (another upside to that is I have so much available credit my overall utilization is never out of low single digits even when running through a big SUB or something)
Sign up for a Slickdeals account to remove this ad.