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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Original Post
Written by
Edited November 21, 2025
at 01:55 PM
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Created 02-27-2025
at 11:19 AM
by EfficientGame645
in
Financial Tools & Services
(6)
CIT Bank
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No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
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Our community has rated this post as helpful. If you agree, why not thank diavolo33
I asked that earlier and didn't get a response, so I went ahead and applied with my credit frozen. No issues.
from another site someone posted the following after contacting CIT via secure messaging:
The qualified DEPOSIT amount must be received prior to the expiration of the funding period. There is no restriction to withdrawals made from the account
1. I'd move my money out of my existing CIT account to a non-CIT account first.
2. Wait for a day. (I'll probably lose the interest for a day).
3. Enroll using the link and offer code
4. Move the money back into my CIT account and leave it there (for at least 30+ days)
5. I'll wait for the bonus…
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You can get another bonus if it's another promo and you open another sub-acct
"You recently submitted an application for an account at CIT Bank (CITBank.com). In order to process your application, we need some additional information to confirm your identity. A CIT Bank agent will call or email you in the next 3-5 business days."
That was 4 days ago (incl weekend) so I guess I just have to wait to hear back from them at some point by end of week... annoying
edit: got denied after a "thorough investigation" of a whole 2 hours, yikes
This means for 25K deposit, actual APY will be ~3.49% (first 5K at 0.25% and remaining 20K at 4.3%) and not 4.3% as being advertised. For higher deposit, it will be better, but would never reach 4.3%.
This means for 25K deposit, actual APY will be ~3.49% (first 5K at 0.25% and remaining 20K at 4.3%) and not 4.3% as being advertised. For higher deposit, it will be better, but would never reach 4.3%.
This means for 25K deposit, actual APY will be ~3.49% (first 5K at 0.25% and remaining 20K at 4.3%) and not 4.3% as being advertised. For higher deposit, it will be better, but would never reach 4.3%.
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edit: got denied after a "thorough investigation" of a whole 2 hours, yikes
I called ChexSystems, went through verification and they removed my freeze.