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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 727,148 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 30, 2025 03:40 PM
1,586 Posts
Joined Jun 2009
QuimbyNov 30, 2025 03:40 PM
1,586 Posts
Quote from neo_ny :
Can you pay off the next 3 installments using a different card that the one initially used? Maybe we can use Chase to pay if off after 12/1 and take advantage of chase offer as well (I know they won't let you pick a Chase card during Pay in 4 purchase). Anyone know?
I have 3 payments left, so I tried to make a payment with a Chase card and I could not use the Chase card. Frown
Nov 30, 2025 03:46 PM
4,161 Posts
Joined Nov 2013
OnTheHunt_SCNov 30, 2025 03:46 PM
4,161 Posts
Anyone else stuck at "Thanks for using Paypal" screen after clicking Pay Now on the final acknowledgement screen
Expert
This user is an Expert in Tech & Electronics
Nov 30, 2025 03:47 PM
19,099 Posts
Joined Sep 2011
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Nov 30, 2025 03:47 PM
19,099 Posts
Quote from hsanchez97 :
I kept buying and buying until bestbuy started canceling my orders. Ended up with $2200 in Amazon gift cards as had a large purchase to make, all points are showing pending.
how many days after purchase did the points to post?
up to 90 days. also paypal retains the right to deny the points at any time
1
Nov 30, 2025 03:48 PM
28 Posts
Joined Nov 2023
mrey1672Nov 30, 2025 03:48 PM
28 Posts
Quote from MichaelM5898 :
From the email:
"Thank you for being a part of our limited-time Buy Now Pay Later holiday promotion. We're so happy you've been able to take advantage of it. You've reached the limit on this offer given our new terms, which can be found here.

Any eligible PayPal Pay Later transactions you made before today will receive the benefit of the original offer terms. You can check the status of any pending points in the rewards hub of the PayPal app."

The original terms clearly stated per transaction. And indeed, I still have a large amount of purchases showing pending with 20% reward amounts.
I agree with you, PP kept posting points for additional transaction points after the $250 threshold hit, which means "per transaction". Normally they would remove the offer if it was only for 1 use.
1
Nov 30, 2025 04:05 PM
359 Posts
Joined Jan 2008
dyanguNov 30, 2025 04:05 PM
359 Posts
Quote from Madanshah16 :
I made 2 transactions using PayPal account with this 20% cashback offer.
1. Bestbuy - item estimated to be shipped on December 15th - received 250$ cashback credited.

2.Samsung - item received - cashback still shows pending.

I wasn't expecting to receive points on bestbuy yet. But it came out first.

I don't think I would see the points from Samsung anymore. Does anyone know if making returns would complicate this PayPal 4 installments? I plan to send out the Samsung device if I don't receive the cashback
Did you do both purchases after the terms changed to one transaction?
Nov 30, 2025 04:12 PM
2,397 Posts
Joined Nov 2011
ImYoungxDNov 30, 2025 04:12 PM
2,397 Posts
Quote from rocky2007 :
You must have used the max allowed of 3 different denominations, right?
Correct. $25, $50, $100, $200 3 each
Nov 30, 2025 04:12 PM
1,392 Posts
Joined Jun 2011
Madanshah16Nov 30, 2025 04:12 PM
1,392 Posts
Quote from dyangu :
Did you do both purchases after the terms changed to one transaction?
Placed both orders before the terms were changed

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Nov 30, 2025 04:14 PM
2,397 Posts
Joined Nov 2011
ImYoungxDNov 30, 2025 04:14 PM
2,397 Posts
Quote from kenpet :
Did you buy it online or in-store? Thanks
online
Nov 30, 2025 04:22 PM
226 Posts
Joined Aug 2009
jb1331Nov 30, 2025 04:22 PM
226 Posts
After several failed attempts originally trying to use my Chase CC (and reskimming this thread), I added my Citi MC (set as default) and about 30 hours later the pay in four option showed up again. I was able to complete my transaction this morning with NewEgg and I see 7500 points pending.
If I pay this off early, do I get the points faster?
Nov 30, 2025 04:28 PM
1,205 Posts
Joined Jul 2007
NewCentsNov 30, 2025 04:28 PM
1,205 Posts
Quote from jb1331 :
After several failed attempts originally trying to use my Chase CC (and reskimming this thread), I added my Citi MC (set as default) and about 30 hours later the pay in four option showed up again. I was able to complete my transaction this morning with NewEgg and I see 7500 points pending.
If I pay this off early, do I get the points faster?
probably not. There will be no valid authoritative response from the SD gallery
Nov 30, 2025 04:31 PM
1,348 Posts
Joined May 2005
rsprayNov 30, 2025 04:31 PM
1,348 Posts
I bought $1250 of Instacart GC's on first day, and I've already cashed out my points.
1
Nov 30, 2025 04:39 PM
183 Posts
Joined Mar 2009
gnrlymrlyNov 30, 2025 04:39 PM
183 Posts
I purchased an iPhone 17 from Apple on 11/28 and I do see the points as pending in my account.
Nov 30, 2025 05:01 PM
3,309 Posts
Joined Jan 2015
kenpetNov 30, 2025 05:01 PM
3,309 Posts
Quote from ImYoungxD :
online
Thank you

Quote from jb1331 :
After several failed attempts originally trying to use my Chase CC (and reskimming this thread), I added my Citi MC (set as default) and about 30 hours later the pay in four option showed up again. I was able to complete my transaction this morning with NewEgg and I see 7500 points pending.
If I pay this off early, do I get the points faster?
Thanks. I changed the preferred payment method to Amex for online purchases.
Nov 30, 2025 05:03 PM
2,566 Posts
Joined Oct 2006
sussigNov 30, 2025 05:03 PM
2,566 Posts
Did a bestbuy purchase of $659, received 14067 points before the pp email. Did a 2nd purchase with home depot purchase of $1446, received 10933 points after the updated paypal email. i guess im maxed out at 250k point

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Nov 30, 2025 05:07 PM
11 Posts
Joined Nov 2022
CoralString319Nov 30, 2025 05:07 PM
11 Posts
Anybody else not able to make purchases at Microsoft due to the prior oders showing declined? So stupid.

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