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U.S. Bank Business Checking: Earn Up to a $1,200 Bonus When You Open a New Account and Complete Qualifying Activities

+35 Deal Score
47,546 Views
Earn a $400 bonus when you open a U.S. Bank Business Essentials Account or $1,200 when you open a Platinum Business Checking Account online with promo code Q3AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 27, 2026. Member FDIC.

Bonus Options:
  • Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/01/2026 and 9/27/2026.
    • You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 6 qualifying transactions within 60 days of account opening.
  • Earn your $1,200 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 7/01/2026 and 9/27/2026.
    • You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 6 qualifying transactions within 60 days of account opening.

Key features:
  • $0 monthly maintenance fee for U.S. Bank Business Essentials Account
  • $30 (waiveable) monthly maintenance fee for U.S. Bank Platinum Business Checking
  • Enjoy checking benefits and 24/7 support
  • Keep your business safe with fraud-prevention tools
  • Accept payments and get paid fast. Access funds fast to pay bills and improve efficiency.
  • Simplify cash flow management. Get real-time insights with our integrated dashboard.


Slickdeals may be compensated by U.S. Bank
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Created 01-16-2026 at 12:29 AM by LD7 | Staff
in Finance U.S. Bank - Bank Advertiser
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2018
L1: Learner
> bubble2 23 Posts
10 Reputation
ShawnHuynh
07-08-2026 at 10:19 PM.
07-08-2026 at 10:19 PM.
I just closed my US business checking in April. Now, if i open a new bussines checking, will i be qualify for this promotion ?
Reply
Joined Oct 2012
L5: Journeyman
> bubble2 542 Posts
192 Reputation
Bob2012
07-09-2026 at 06:26 AM.
07-09-2026 at 06:26 AM.
Quote from ShawnHuynh View quoted comment :
I just closed my US business checking in April. Now, if i open a new bussines checking, will i be qualify for this promotion ?

Answer is right in the disclosures area of the offer page which hopefully everyone reads in its entirety before making their decision:

"Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify."
Reply
Joined Dec 2018
L2: Beginner
> bubble2 55 Posts
38 Reputation
mtambo
07-09-2026 at 12:14 PM.
07-09-2026 at 12:14 PM.
I did this a few months ago. It worked out great. I met the requirements and the bonus was paid in full, in the expected time frame. No hiccups. Pretty easy if you meet the requirements.
Reply
Joined Jul 2009
L5: Journeyman
> bubble2 770 Posts
179 Reputation
jonnyd13
07-17-2026 at 01:11 PM.
07-17-2026 at 01:11 PM.
Almost free money. Best offer I've come across recently other than regional deals and significantly more capital tie up.
Reply
Joined Oct 2008
L10: Grand Master
> bubble2 9,906 Posts
696 Reputation
DontTaxBeer
07-17-2026 at 11:03 PM.
07-17-2026 at 11:03 PM.
is this a scam? why would any individual open a business account?
1
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Joined Dec 2011
L6: Expert
> bubble2 1,132 Posts
53 Reputation
shaolinwookie
07-22-2026 at 06:18 PM.
07-22-2026 at 06:18 PM.
isnt us bank tary ith giving bonuses
Reply
Joined Mar 2019
New User
> bubble2 5 Posts
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Sung4
07-23-2026 at 05:20 AM.
07-23-2026 at 05:20 AM.
Can 6 qualifying transactions be 6 debit card purchases?
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Joined Mar 2019
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> bubble2 5 Posts
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Sung4
07-23-2026 at 05:21 AM.
07-23-2026 at 05:21 AM.
Quote from mtambo View quoted comment :
I did this a few months ago. It worked out great. I met the requirements and the bonus was paid in full, in the expected time frame. No hiccups. Pretty easy if you meet the requirements.
Can you meet 6 qualifying transactions by just using debit card 6 times?
1
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Joined Nov 2006
L10: Grand Master
> bubble2 13,139 Posts
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poohbie
07-25-2026 at 09:41 AM.
07-25-2026 at 09:41 AM.
Quote from mtambo View quoted comment :
I did this a few months ago. It worked out great. I met the requirements and the bonus was paid in full, in the expected time frame. No hiccups. Pretty easy if you meet the requirements.
Looks like $1 ACH transfers would even meet the requirements?
1
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Joined Feb 2019
New User
> bubble2 8 Posts
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Tryin2BeTechie
07-30-2026 at 07:20 AM.
07-30-2026 at 07:20 AM.
Here's the catch:

Qualifying transactions include: Debit card purchases, ACH and wire credits or debits, Zelle® credits and debits, U.S. Bank mobile check deposit, electronic or paper check debits, U.S. Bank bill pay for business (excluding payments made by credit card) and payment received via U.S. Bank Payment Solutions

Note: You must make all six qualifying transactions within 60 days of opening your account to receive your bonus.
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Joined Mar 2010
L2: Beginner
> bubble2 80 Posts
27 Reputation
rayrays
07-30-2026 at 07:53 AM.
07-30-2026 at 07:53 AM.
Quote :
Real simple no catch for qualifying purchases, you can buy / reload $10 gift cards x 6 for your Amazon act. They count as qualified purchases and for sure you going to use Amazon at some point. A WUN WIN FOR ALL
Reply
Joined May 2006
L3: Novice
> bubble2 170 Posts
103 Reputation
Stephen.
08-04-2026 at 01:59 PM.
08-04-2026 at 01:59 PM.
Hi, I'm in the business of making $1,200 by just having $25,000 for 60 days. Business is good.
Reply
Joined Aug 2013
L1: Learner
> bubble2 103 Posts
34 Reputation
js1987
08-04-2026 at 10:29 PM.
08-04-2026 at 10:29 PM.
there's a better offer for $1500: https://onboarding.usbank.com/usl...de=Q3BUS26

I opened this with my SSN and did 6x Zelle transactions to meet the requirements.

source: https://www.doctorofcredit.com/u-...ing-bonus/
1
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Joined Nov 2015
L2: Beginner
> bubble2 49 Posts
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pvk15
08-19-2026 at 04:03 PM.
08-19-2026 at 04:03 PM.
Quote from js1987 View quoted comment :
there's a better offer for $1500: https://onboarding.usbank.com/usl...de=Q3BUS26 [usbank.com]

I opened this with my SSN and did 6x Zelle transactions to meet the requirements.

source: https://www.doctorofcredit.com/u-...ing-bonus/ [doctorofcredit.com]
How to make sure if $1500 offer still works as I don't see that promotion anywhere
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Joined Nov 2008
L5: Journeyman
> bubble2 617 Posts
pej7445
08-20-2026 at 03:16 AM.
08-20-2026 at 03:16 AM.
Quote from js1987 View quoted comment :
there's a better offer for $1500: https://onboarding.usbank.com/usl...de=Q3BUS26

I opened this with my SSN and did 6x Zelle transactions to meet the requirements.

source: https://www.doctorofcredit.com/u-...ing-bonus/
$1500 is no longer available, it expired. The best offer available now is $1200.
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