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Fidelity Investments Is Offering $0 TurboTax Online or $5 Desktop Premier (for select account holders)

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Fidelity Investments is offering discounts for TurboTax 2025 the online and desktop version. The final price depends on the discount offered by Fidelity based on your account status. The default is for the online version, but I would not recommend the online version if you want to upgrade to Home and Business version.

Instruction:
~ Log into you Fidelity account. https://www.fidelity.com/
~ Scroll down down and look for "Exclusive: Free TurboTax Do It Yourself Premium". Click the green button "Get Started Now".
~ Click on "Claim your discount with TurboTax"
~ Continue on until you get to the page that says "File your taxes free with Do It Yourself Premium". For me, it shows $99 being crossed off and $0* being the price. If you click on "Get Started", it will take you to Intuit login page and will give you the actual price based on the service you select. Since Intuit knows I have Small Business QuickBooks, they automatically selected Small Business online version and wanted to charge me a higher fee (I think it was like $165). It may be $0 for a simple individual filer.

Hack: For those who wants to stick with Home and Business desktop version, do the following:
~ On the page that states "File your taxes free with Do It Yourself Premium", scroll down a little bit and look for the white box that says "Offer details for Fidelity clients" and click on the link that says "TurboTax Premier Desktop download". Continue on and pay the $5 fee. After the payment, download the TurboTax 2025 to you computer and enter the code that was provided when your payment was processed. Login into your TurboTax 2025 software (ignore the offer to upgrade to the online version for free) and click on "Help" on the upper left corner of your TurboTax 2025 screen. Select upgrade. You should see the option to upgrade to Home and Business desktop version for extra $15.

Note: Last year, I started my tax return late. Fidelity removed the free offer link when I tried to look for it in early March. So best to download it now even if you don't intend to start the filing till later.

If this post is helpful, your rep is greatly appreciated. Peace
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Created 01-28-2026 at 09:30 AM by oppayah
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Joined Oct 2009
Looking for deals in all
> bubble2 189 Posts
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-Fortius-
01-29-2026 at 03:38 PM.
01-29-2026 at 03:38 PM.
25% off here.
Reply
Joined Dec 2005
My # is bigger than yours
> bubble2 37,301 Posts
6,513 Reputation
SnakePlisken
01-29-2026 at 04:21 PM.
01-29-2026 at 04:21 PM.
Nice find, can't beat $0!
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Joined Feb 2007
L10: Grand Master
> bubble2 7,639 Posts
WindySummer
01-29-2026 at 05:49 PM.
01-29-2026 at 05:49 PM.
They need to negotiate a better deal. It should be 50% off for all customers.
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Joined Sep 2025
L2: Beginner
> bubble2 36 Posts
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NavyName9874
01-29-2026 at 06:02 PM.
01-29-2026 at 06:02 PM.
If you only get 30% off wouldn't the $64.99 at Samsclub with an extra $10 credit for State filing be just as good? https://www.samsclub.com/search?q...d=turbotax
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Joined Mar 2012
L2: Beginner
> bubble2 30 Posts
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tongasu
01-29-2026 at 06:36 PM.
01-29-2026 at 06:36 PM.
when it says "File one federal and state return for $5 using TurboTax Premier Desktop download", does it mean eFile one federal and one state included? or would be extra for efile. trying to decide between this and costco.
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Joined Oct 2003
Original Bad Bwoy
> bubble2 3,478 Posts
529 Reputation
Pro
DJ_SAMMY_D
01-29-2026 at 07:05 PM.
01-29-2026 at 07:05 PM.
Exclusive: save 30% on TurboTax

Plus, get tax prep help with free access to real tax experts from TurboTax.
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Joined Jul 2014
L12: Slothman
> bubble2 1,455 Posts
413 Reputation
huaqiangbei
01-29-2026 at 08:02 PM.
01-29-2026 at 08:02 PM.
I got the $0 offer. Not a managed account, but "premium services" is enabled, whatever that means. I'm willing to trade mine for an Amazon gift card, PM me if interested.
1
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Last edited by huaqiangbei January 29, 2026 at 08:08 PM.

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Joined Nov 2010
L6: Expert
> bubble2 1,722 Posts
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BGRT
01-29-2026 at 08:29 PM.
01-29-2026 at 08:29 PM.
For people who are still using TT, give FreeTaxUSA one try and 99% of you won't have a reason to go back to TurboTax. Once you have a tax return in FTUSA, the data will be reimported year after year and you will not have to worry about whether you're going to get Turbo for free again next year.
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Joined Sep 2003
Worlds Most Modest Man
> bubble2 19,701 Posts
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beowulf7
01-29-2026 at 09:47 PM.
01-29-2026 at 09:47 PM.
This has worked for me for the past 3 years or so. I did it for the 2025 edition about 10 days ago and had no issue. I paid $5 to download and install the file instead of filing online. I then learned the hard way that Windows 10 is no longer support. Sadwalk
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Joined Mar 2010
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> bubble2 1,834 Posts
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Original Poster
oppayah
01-29-2026 at 11:07 PM.
01-29-2026 at 11:07 PM.
Quote from mrcrankypants :
30% off here and I have over $1M in investments with Fidelity, so not sure who gets this $0 or $5 offer.
I think Fidelity takes into account on your trading activity. I do lots of option trades on a margin. Last year, I paid more than $33k in margin interest. So I am sure Fidelity is glad to give me a free TurboTax Premier ($99 value) as long as my trading is active.
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Joined Mar 2010
L6: Expert
> bubble2 1,834 Posts
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Original Poster
oppayah
01-29-2026 at 11:12 PM.
01-29-2026 at 11:12 PM.
Quote from beowulf7 :
This has worked for me for the past 3 years or so. I did it for the 2025 edition about 10 days ago and had no issue. I paid $5 to download and install the file instead of filing online. I then learned the hard way that Windows 10 is no longer support. Sadwalk
I upgraded my computer from Windows 10 to 11 a few months ago. But when I was installing TurboTax 2025 2 days ago, there was some hiccups during the installation and told me some Windows software were not installed. I clicked to continue and it seems TurboTax 2025 did successfully get installed. But I will probably find out when I start my tax next month.
Reply
Joined May 2010
L6: Expert
> bubble2 1,172 Posts
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BuyMoreChuck
01-29-2026 at 11:18 PM.
01-29-2026 at 11:18 PM.
Quote from mrgamers :
Filing taxes should be free for everyone.
Just to be clear ... are you saying you should not have to pay ... to pay....Wink
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Joined May 2010
L6: Expert
> bubble2 1,172 Posts
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BuyMoreChuck
01-29-2026 at 11:22 PM.
01-29-2026 at 11:22 PM.
Quote from oppayah :
I upgraded my computer from Windows 10 to 11 a few months ago. But when I was installing TurboTax 2025 2 days ago, there was some hiccups during the installation and told me some Windows software were not installed. I clicked to continue and it seems TurboTax 2025 did successfully get installed. But I will probably find out when I start my tax next month.
If you used TurboTax last year, I recommend that you start your 2025 taxes, importing last year's information and see how it loads up. The first step that TurboTax does is look for updates, so if there are any issues, you will know early enough to fix. That is what I did to validate a successful installation.
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Joined May 2010
L6: Expert
> bubble2 1,172 Posts
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BuyMoreChuck
01-29-2026 at 11:31 PM.
01-29-2026 at 11:31 PM.
Quote from tongasu :
when it says "File one federal and state return for $5 using TurboTax Premier Desktop download", does it mean eFile one federal and one state included? or would be extra for efile. trying to decide between this and costco.
In the past... and I was just as confused as you are....

You got your federal tax and I believe you can submit something like 5 for free to the federal government.

You get to select one State, like California, to do tax returns. Submitting a state return has always costed money. So the one state included was the state you wanted to download the program for. If you worked in multiple states, you would need to purchase another state, like Illinois

I do the taxes for all my kids and my neighbor using turbo tax. So if it was one... this year .. I would be in trouble.
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Joined May 2010
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> bubble2 1,172 Posts
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BuyMoreChuck
01-29-2026 at 11:35 PM.
01-29-2026 at 11:35 PM.
Oh... one last thing. I notice this year that the TurboTax interface has changed some. I have loss carry forwards and I really could not figure out how much I lost...... and carried forward. This year it is clearly shown in TurboTax., which I found very helpful. I do not have all my information to move forward and complete my return, so I am unsure what else has changed.
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