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Select Chase Cardholders: Aldi Supermarket 7% Cash Back (Max $4 through 02/13/26)
Found on Disney, Amazon, Whole Foods, Freedom/Freedom Flex and other Chase credit cards. This is in addition to any grocery cash back offer your card offers.
I split my order between cards to max savings
Offer details
Earn 7% cash back on your Aldi purchase, with a $4.00 cash back maximum.
Want fresh produce and hand-picked products at low prices? We've got you covered. You'll find these plus a whole lot more when you're shopping in-store at ALDI.
Offer expires 2/13/2026. Offer valid in-store in the US and online at US website aldi.us only. Not valid on purchases made through a department other than the primary grocery business (e.g., for pharmacy, gas, tobacco, alcohol or lottery purchases). Payment must be made directly with the merchant. Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g., buy now pay later). Payment must be made on or before offer expiration date. Offer valid one time only.
https://secure.chase.co
I split my order between cards to max savings
Offer details
Earn 7% cash back on your Aldi purchase, with a $4.00 cash back maximum.
Want fresh produce and hand-picked products at low prices? We've got you covered. You'll find these plus a whole lot more when you're shopping in-store at ALDI.
Offer expires 2/13/2026. Offer valid in-store in the US and online at US website aldi.us only. Not valid on purchases made through a department other than the primary grocery business (e.g., for pharmacy, gas, tobacco, alcohol or lottery purchases). Payment must be made directly with the merchant. Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g., buy now pay later). Payment must be made on or before offer expiration date. Offer valid one time only.
https://secure.chase.co
Created Yesterday
at 10:49 AM
by angel81000
in
Grocery
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Instances of Wells Fargo committing fraud in the past 5 years?
Response:
Wells Fargo has faced significant legal and regulatory action over the past five years (2021–2026), ranging from multi-billion dollar settlements for consumer mismanagement to specific lawsuits regarding hiring and lending practices.
Below is a breakdown of the most significant instances of fraud, misconduct, and legal settlements during this period.
1. The $3.7 Billion Consumer Mismanagement Settlement (2022)
In December 2022, the Consumer Financial Protection Bureau (CFPB) ordered Wells Fargo to pay its largest penalty ever—$3.7 billion—to settle allegations of "widespread mismanagement" across its largest product lines.
* The Offenses: The bank was found to have illegally assessed fees and interest on auto loans and mortgages, incorrectly applied customer payments, and wrongfully repossessed vehicles and foreclosed on homes.
* The Penalty: This included $2 billion in direct redress to over 16 million affected customers and a $1.7 billion civil penalty.
2. Fake Diversity Interviews & Shareholder Settlement (2022–2026)
Following a 2022 New York Times report, it was revealed that Wells Fargo managers conducted "fake interviews" with women and people of color for positions that had already been filled, simply to meet internal diversity reporting requirements.
* The Fallout: This led to a shareholder class-action lawsuit claiming the bank misled investors about its diversity efforts.
* The Resolution: In late 2025 and early 2026, the bank moved toward final approval of an $85 million settlement to resolve these claims.
3. Subscription Billing & "Risk-Free" Trial Scams (2021–2026)
A class-action lawsuit alleged that Wells Fargo knowingly aided internet schemes where consumers were tricked into "free trials" of products that actually enrolled them in expensive monthly subscriptions.
* The Allegation: Plaintiffs argued the bank assisted these fraudulent entities by opening accounts for them and facilitating the transfer of millions of dollars despite being aware of the scam.
* The Resolution: A $33 million settlement was reached in late 2025, with a claim deadline set for March 2026.
4. Zelle Fraud and Security Failures (2024–2025)
In late 2024, the CFPB filed a lawsuit against several major banks, including Wells Fargo, regarding the Zelle network.
* The Issue: The lawsuit claims the bank failed to adequately safeguard consumers from fraud on the Zelle platform, resulting in hundreds of millions of dollars in losses. The case highlights the bank's alleged failure to reimburse victims of "imposter scams" where fraudsters pose as bank employees.
5. Racial Redlining and Lending Discrimination (2022)
In 2022, Wells Fargo was hit with a class-action lawsuit alleging racial redlining.
* The Allegation: Data indicated the bank rejected more than half of mortgage refinancing applications from Black homeowners in 2020 while approving 72% of white applicants. The lawsuit claims these practices were systemic and discriminatory.
Summary of Major Fines (2021-Present)
| Year | Issue | Penalty/Settlement |
|---|---|---|
| 2022 | Consumer Mismanagement (Auto/Mortgage/Fees) | $3.7 Billion |
| 2022 | Employee 401(k) Plan Overcharges | $145 Million |
| 2021 | Excessive FX Spreads (Commercial Customers) | $72.6 Million |
| 2025/26 | Fake Diversity Interviews (Securities Suit) | $85 Million |
| 2025/26 | Subscription Billing Scam Aiding | $33 Million |
Imagine going to the cashier. "Hi, I like to buy a gift card for the amount of $57.15. Thank you."